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Banking

  |  Tue 28 Jul 2026

Beijing, July 28 -- State Intellectual Property Office of China has released Industrial & Commercial Bank of China patent application for Multi-modal Financial Data Fraud Detection Method, Device, Equipment, Medium and Program. This invention was developed by Jiang Yifan, Wang Yijin and Hu Yi. The patent application number is C..

Banking

  |  Tue 28 Jul 2026

Beijing, July 28 -- State Intellectual Property Office of China has published Industrial & Commercial Bank of China patent application for Cross-border Trade Remittance Processing Method and Device, Electronic Equipment and Storage Medium. The invention was developed by Li Xinping, Hua Xuezhou and An Yun. The patent application..

Banking

  |  Tue 28 Jul 2026

Beijing, July 28 -- State Intellectual Property Office of China has received Industrial & Commercial Bank of China patent application for Project State Evaluation Method and Device, Electronic Equipment and Storage Medium. Xu Jing developed the invention. The patent application number is CN20261061826 20260116. The patent publi..

Banking

  |  Tue 28 Jul 2026

Beijing, July 28 -- Industrial & Commercial Bank of China has sought patent for Interview Auxiliary Method and Device, Medium and Product. This invention was developed by Li Wenya. The patent application number is CN202510850362 20250624. The patent publication number is CN121958605 (A). International Patent Classification code..

Banking

  |  Tue 28 Jul 2026

Beijing, July 28 -- Industrial & Commercial Bank of China has sought patent for Transaction Risk Identification Method and Device, Equipment and Storage Medium. This invention was developed by Yang Pengxi. The patent application number is CN20261087995 20260122. The patent publication number is CN121958978 (A). International Pa..

Banking

  |  Tue 28 Jul 2026

Beijing, July 28 -- Industrial & Commercial Bank of China has sought patent for Construction Method of Risk Threshold Regulation and Control Model, Risk Prediction Method and Device of Business System, Equipment, Medium and Product. This invention was developed by Zhang Jiao. The patent application number is CN202510872008 2025..

Banking

  |  Tue 28 Jul 2026

Beijing, July 28 -- Industrial & Commercial Bank of China has sought patent for Transaction Data Cancel-after-verification Method and Device, Medium and Product. This invention was developed by Song Yu. The patent application number is CN202510893526 20250630. The patent publication number is CN121961753 (A). International Pate..

Banking

  |  Tue 28 Jul 2026

Beijing, July 28 -- Industrial & Commercial Bank of China has sought patent for Financial Product Determination Method and Device, Electronic Equipment and Computer Program Product. This invention was developed by Tang Wen. The patent application number is CN202610147012 20260202. The patent publication number is CN121961740 (A..

Banking

  |  Tue 28 Jul 2026

Beijing, July 28 -- Mastercard International has sought patent for Multi-mode Payment System and Method. This invention was developed by Shah Nilesh. The patent application number is CN20261060573 20160722. The patent publication number is CN121961561 (A). International Patent Classification codes are G06Q20/22, G06Q20/32, G06Q..

Banking

  |  Tue 28 Jul 2026

Beijing, July 28 -- Industrial & Commercial Bank of China has applied Chinese patent for Question and Answer Pair Generation Method and Device, Equipment and Storage Medium. Lu Meng, Deng Wei, Shi Zhongde and Ren Yuping developed it. The patent application number is CN202510849513 20250624. The patent publication number is CN12..

Banking

  |  Tue 28 Jul 2026

Beijing, July 28 -- Industrial & Commercial Bank of China has filed a patent application for Business Consultation Request Processing Method and Device and Computer Program Product. This invention was developed by Wang Binghui, Gao Bo, Zhang Minjun and Ding Jilai. The patent application number is CN20261061829 20260116. The pat..

Banking

  |  Tue 28 Jul 2026

Beijing, July 28 -- Industrial & Commercial Bank of China has filed a patent application for Customer Group Data Processing Method and Device, Electronic Equipment and Storage Medium. This invention was developed by Liu Xiaocui, Wen Zhuoyu and Ran Jiaxin. The patent application number is CN20261061825 20260116. The patent publi..

Banking

  |  Tue 28 Jul 2026

Beijing, July 28 -- Industrial & Commercial Bank of China has filed a patent application for Business Handling Method and Device Based on Self-service Terminal, Self-service Terminal and Storage Medium. This invention was developed by Han Xiangdong, Huang Zichun, Qin Yanbo and Xu Liang. The patent application number is CN202610..

Banking

  |  Tue 28 Jul 2026

Beijing, July 28 -- Industrial & Commercial Bank of China has submitted a patent application for Data Table Processing Method and Device, Medium and Program Product. This invention was developed by Li Jianping. The patent application number is CN202510850593 20250624. The patent publication number is CN121958335 (A). Internatio..

Banking

  |  Tue 28 Jul 2026

Beijing, July 28 -- Industrial & Commercial Bank of China has submitted a patent application for Question Separation Method and Device, Equipment and Storage Medium. This invention was developed by Deng Wei, Yang Kai, Shi Zhongde and Wang Xiaohong. The patent application number is CN202510831608 20250620. The patent publication..

Banking

  |  Tue 28 Jul 2026

Beijing, July 28 -- Industrial & Commercial Bank of China has submitted a patent application for User Question Answer Automatic Generation Method and Device, Equipment and Storage Medium. Li Jianlong, Liang Lina, Lu Meng and Deng Wei developed the invention. The patent application number is CN202510830319 20250620. The patent p..

Banking

  |  Tue 28 Jul 2026

Beijing, July 28 -- Industrial & Commercial Bank of China has submitted a patent application for Customer Portrait Generation Method and Device, Medium and Product. This invention was developed by An Weiran. The patent application number is CN202510858942 20250625. The patent publication number is CN121958362 (A). International..

Banking

  |  Tue 28 Jul 2026

Beijing, July 28 -- Industrial & Commercial Bank of China has submitted a patent application for Interaction Strategy Recommendation Method and Device, Electronic Equipment and Storage Medium. This invention was developed by Zhang Jiaqi, Dang Shufan, Xu Haiquan and Li Yuting. The patent application number is CN20261074590 20260..

Banking

  |  Tue 28 Jul 2026

Beijing, July 28 -- Industrial & Commercial Bank of China has submitted a patent application for Interactive Security Test Method and Device Based on Large Model. This invention was developed by Kuang Yahe, Zhang Qiuming, Shi Yinghao and Cao Linhong. The patent application number is CN202510870034 20250626. The patent publicati..

Banking

  |  Tue 28 Jul 2026

Beijing, July 28 -- Industrial & Commercial Bank of China has submitted a patent application for Risk Detection Method, Device and Equipment for Financial Institution Issuing Items, and Medium. This invention was developed by Zhang Shupeng. The patent application number is CN20261054404 20260115. The patent publication number i..

Banking

  |  Tue 28 Jul 2026

Beijing, July 28 -- Industrial & Commercial Bank of China has submitted a patent application for Contract Processing Method and Device Based on Block Chain, Equipment, Medium and Program. This invention was developed by Li Tingyu, Su Zheng, Han Xu and Yang Xinyu. The patent application number is CN202510895460 20250630. The pat..

Banking

  |  Tue 28 Jul 2026

Beijing, July 28 -- Industrial & Commercial Bank of China has submitted a patent application for Data Analysis Method and Device, Electronic Equipment, Storage Medium and Program Product. This invention was developed by Li Zeyu. The patent application number is CN202511522933 20251023. The patent publication number is CN1219617..

Banking

  |  Tue 28 Jul 2026

Beijing, July 28 -- China UnionPay has submitted a patent application for Welfare Fund Management Method and Device, Electronic Equipment, Medium and Program Product. This invention was developed by Ding Linrun, Ji Xiaochang, Min Yong, Kuang Hongjie and Yu Yao. The patent application number is CN202511928327 20251218. The paten..

Banking

  |  Tue 28 Jul 2026

Beijing, July 28 -- Industrial & Commercial Bank of China has submitted a patent application for Conference Record Processing Method, Device, Equipment, Medium and Program Product. This invention was developed by Li Jianlong, Lu Meng, Wang Luyao and Jia Weiqin. The patent application number is CN20251102230 20250721. The patent..

Banking

  |  Tue 28 Jul 2026

Beijing, July 28 -- Sichuan Vocational & Technical College of Communications has submitted a patent application for Simulation Teaching Device for Financial Management Teaching. This invention was developed by Shu Zhonghui. The patent application number is CN202310840311 20230711. The patent publication number is CN121963555 (A..

Banking

  |  Tue 28 Jul 2026

Geneva, July 28 -- Visa International Service Association has submitted a patent application for System and Method for Secure Digital Payment. This invention was developed by Chen Yuexi and Jarugu Ratna Deepthi. The patent application number is WO2025US12084 20250117. The patent publication number is WO2026155742 (A1). Internat..

Banking

  |  Tue 28 Jul 2026

Geneva, July 28 -- Mastercard International Incorporated has applied WIPO patent for Computer-implemented Methods, Systems Comprising Computer-readable Media, and Electronic Devices for Providing Dynamic Open Banking Data Aggregation. Harnish Justin, Iyer Anil, Bareiss Daman, Arunachalam Natesh, Schimandle Amy and Caprihan Mahim..

Banking

  |  Tue 28 Jul 2026

Geneva, July 28 -- World Intellectual Property Organization has released Mastercard International Incorporated patent application for Method for Preventing Tokenized Payment Fraud. This invention was developed by Sylvester Dave, Noë James and Venot Claire. The patent application number is WO2025US58899 20251210. The patent pub..

Banking

  |  Mon 27 Jul 2026

Beijing, July 27 -- CCCC Fourth Harbor Engineering Institute and CCCC Fourth Harbor Engineering have applied Chinese patent for Intelligent Combined Reinforcing Structure and Method for Soft Soil High Bank Slope. Gao Xiang, Liu Zhijun, Zhu Mingxing, Liang Xiaocong, Wen Youpeng and Zheng Xintao developed it. The patent applica..

Banking

  |  Mon 27 Jul 2026

Beijing, July 27 -- CCB Fintech and China Construction Bank have filed a patent application for Region Selection Method and Device, Storage Medium and Processor. This invention was developed by Li Xiaoqin. The patent application number is CN20251209303 20251229. The patent publication number is CN121957417 (A). International ..

Banking

  |  Sun 26 Jul 2026

Alexandria, July 27 -- American Express Travel Related Services Co Inc and American Express Service Europe Ltd have submitted a patent application for Multifactor Authentication with Payment Cards. This invention was developed by Simharaghu Mukund Shankar, Biswas Manik and Maddukuri Ajay Babu. The patent application number is..

Banking

  |  Sun 26 Jul 2026

Alexandria, July 27 -- U.S. Patent and Trademark Office has released Bei Furong patent application for Global Sovereign Behavior Communication, Navigation, Payment and Service Replacement System Based on 1399 Sovereign Nodes. The patent application number is US202519185254 20250422. The patent publication number is US20260214124..

Banking

  |  Mon 27 Jul 2026

Beijing, July 27 -- Hui Tian Fu Fund Man Co Ltd has sought patent for Multi-dimensional Data Processing Method and Device for Generating Fund Portrait Data Set. This invention was developed by He Qiuqin, Gu Yihui, Xiao Feng, Zhou Jianjun, Wang Youdong and Tao Yin. The patent application number is CN202610395586 20260330. The ..

Banking

  |  Mon 27 Jul 2026

Beijing, July 27 -- Shenzhen Tigo Semiconductor Co Ltd has filed a patent application for Auxiliary Inserting Tool for RDIMM Memory Bank. This invention was developed by Zhang Lei, Huang Qiurong and Yang Haiyang. The patent application number is CN202511788367 20251128. The patent publication number is CN121957299 (A). Intern..

Banking

  |  Sun 26 Jul 2026

Alexandria, July 27 -- Nortonlifelock Inc has filed a patent application for Identifying Accurate Locations of In-person Payment Card Transactions. This invention was developed by Kotzias Platon and Roundy Kevin Alejandro. The patent application number is US202619568144 20260316. The patent publication number is US20260212358..

Banking

  |  Sun 26 Jul 2026

Alexandria, July 27 -- Nextpayments Inc has applied United States patent for Methods and Systems for Providing Advanced Payment Solutions Utilizing Generative Artificial Intelligence (AI)-based Voice Fingerprint Authentication Technology. Jee Kwang Chol developed it. The patent application number is US202519399247 20251124. T..

Banking

  |  Sun 26 Jul 2026

Alexandria, July 27 -- U.S. Patent and Trademark Office has received Qorum Inc patent application for Systems and Methods for Contactless Billing and Payment. Pietra Andrew and Cadiente Nicholas Ikaika developed the invention. The patent application number is US202519401603 20251126. The patent publication number is US2026021..

Banking

  |  Sun 26 Jul 2026

Alexandria, July 27 -- U.S. Patent and Trademark Office has released Chodisetti Venusai patent application for a System and Method of Performing a Transaction Through a Credit Account Using Blockchain. The patent application number is US202419145933 20240109. The patent publication number is US20260212354 (A1). International Pat..

Banking

  |  Sun 26 Jul 2026

Alexandria, July 27 -- Hodgson David has filed a patent application for Point of Sale Account Card. The patent application number is US202519029406 20250117. The patent publication number is US20260212339 (A1). International Patent Classification codes are G06Q20/20 and G06Q20/34. According to the abstract released by the U...

Banking

  |  Sun 26 Jul 2026

Alexandria, July 27 -- U.S. Patent and Trademark Office has received Allstate Insurance Co and Allstate Northern Ireland Ltd patent application for Automated Digital Account Information Change Systems and Methods. Hynes Eamonn, Dhakshnamoorthy Jhanani, David Steven, Ramirez Philip Peter, Blye Barbara and Tso Christopher develope..

Banking

  |  Mon 27 Jul 2026

Beijing, July 27 -- Hebei Branch Of China Construction Bank Co Ltd has submitted a patent application for Automatic Compiling Method and Device of Test Case, Electronic Equipment and Storage Medium. This invention was developed by Li Zhun, Zhang Kesheng, Sun Meihan, Qiao Guanfeng and He Jingshu. The patent application number ..

Banking

  |  Mon 27 Jul 2026

Beijing, July 27 -- Inst Of Rock And Soil Mechanics Chinese Academy Of Sciences, Jiangxi University of Science and Technology and Huazhong University of Science and Technology have filed a patent application for Salt Cavern Hydrogen Storage Bank Group Geologic Model Construction Method Based on Multi-means Technology Fusion. Thi..

Banking

  |  Mon 27 Jul 2026

Alexandria, July 27 -- Wells Fargo Bank has submitted a patent application for Code Structuring to Complicate and Identify Hacking Attempts. Gillis Nicholas R, Cleveland Samuel J and Baker Michelle developed the invention. The patent application number is US202519034351 20250122. The patent publication number is US20260212008 (..

Banking

  |  Mon 27 Jul 2026

Alexandria, July 27 -- Bank of America has submitted a patent application for System and Method for Generating and Operating a Cluster of Virtual Operating Environments to Mirror Incoming Application Requests. This invention was developed by Wright Timothy Andrew. The patent application number is US202519033213 20250121. The pa..

Banking

  |  Mon 27 Jul 2026

Alexandria, July 27 -- Bank of America has submitted a patent application for Secure Image Processing System for Real-time Identity Verification. This invention was developed by Jenkins Aisha, Singtalur Aravind, Miller Tonya Kyra, Ali Amer, Thekkumpurath Asha, Gee Aaron, Lozes John, Weisberger Andrea M, Gaziani Saleem and Palani..

Banking

  |  Mon 27 Jul 2026

Alexandria, July 27 -- Wells Fargo Bank has submitted a patent application for Automated Topic Modelling and Visualization Based upon Service Phase. Walter Joseph Matthew, Ritchie Misty Kay, Wang Wei, Braje Stephen James, Goodman Tyler Browning and Heidari Beisafar Maryam developed the invention. The patent application number i..

Banking

  |  Mon 27 Jul 2026

Beijing, July 27 -- Postal Savings Bank of China has filed a patent application for Branch Management Method, Device and Equipment Based on Gitflow and Computer Program Product. This invention was developed by Wang Qi, Wang Haichen, Tian Yunpei, Wang Yue, Guo Sha, Ji Shuxia, Yu Xue, Yang Ming, Xue Feng and Zhao Xiyan. The paten..

Banking

  |  Mon 27 Jul 2026

Beijing, July 27 -- Industrial & Commercial Bank of China has sought patent for Method and Device for Determining Solution of System Environment Problem, Medium and Product. This invention was developed by Zhai Liqiang. The patent application number is CN202510854271 20250624. The patent publication number is CN121957650 (A). I..

Banking

  |  Sun 26 Jul 2026

Alexandria, July 27 -- Wells Fargo Bank has submitted a patent application for Customer Identity and Access Management. This invention was developed by Bruno John, Modukuri Thirupathirao and Tawari Mahesh. The patent application number is US202519027186 20250117. The patent publication number is US20260214146 (A1). Internationa..

Banking

  |  Mon 27 Jul 2026

Beijing, July 27 -- State Intellectual Property Office of China has published Industrial & Commercial Bank of China patent application for Application System Performance Test Method and Device, Medium and Program Product. The invention was developed by Yang Shengjie and Zheng Zhong. The patent application number is CN2025108319..

Banking

  |  Mon 27 Jul 2026

Beijing, July 27 -- Industrial & Commercial Bank of China has submitted a patent application for Performance Inflection Point Determination Method and Device, Medium and Program Product. Yang Shengjie and Zheng Zhong developed the invention. The patent application number is CN202510851349 20250624. The patent publication number..

Banking

  |  Sun 26 Jul 2026

Alexandria, July 27 -- Wells Fargo Bank has filed a patent application for Systems and Methods for Security Analysis of Single Sign-on Processes. This invention was developed by Philip Sajeev and Rathore Puneet. The patent application number is US202519033260 20250121. The patent publication number is US20260214111 (A1). Intern..

Banking

  |  Sun 26 Jul 2026

Alexandria, July 27 -- Wells Fargo Bank has submitted a patent application for Device Linked Session. Argulkar Navin, Hanwella Upul D, Mehta Chintan and Mishra Anil K developed the invention. The patent application number is US202619570822 20260318. The patent publication number is US20260213956 (A1). International Patent Class..

Banking

  |  Sun 26 Jul 2026

Alexandria, July 27 -- Wells Fargo Bank has submitted a patent application for Systems and Methods for Dynamic Modeling Using Control Structures. This invention was developed by Joshi Arushi Sood, Flood Michael R and Maddox Gregory T. The patent application number is US202519034436 20250122. The patent publication number is US2..

Banking

  |  Sun 26 Jul 2026

Alexandria, July 27 -- U.S. Patent and Trademark Office has published Wells Fargo Bank patent application for Systems and Methods for Autonomous and Dynamic Security Configuration Generation. The invention was developed by Nallakamachi Karthikeyan, Blackburn Justin, Ketharaju Rameshchandra Bhaskar, Philip Sajeev, Reddy Suresh an..

Banking

  |  Mon 27 Jul 2026

Beijing, July 27 -- Industrial & Commercial Bank of China has submitted a patent application for Resource Scheduling Method and Device, Equipment, Medium and Program Product. Zhang Chuanyang and Xiao Jue developed the invention. The patent application number is CN20261073776 20260120. The patent publication number is CN12195789..

Banking

  |  Mon 27 Jul 2026

Beijing, July 27 -- State Intellectual Property Office of China has published Industrial & Commercial Bank of China patent application for Data Processing Method and Device, Equipment, Storage Medium and Program Product. The invention was developed by Zhang Guangyuan and Zhang Tao. The patent application number is CN20251096059..

Banking

  |  Sun 26 Jul 2026

Alexandria, July 27 -- Anker Innovations Technology has submitted a patent application for Power Bank. Zhou Jianfeng, Huang Jianjun, Qiu Yijin, Xu Qianer and Shu Fangwu developed the invention. The patent application number is US202619569628 20260317. The patent publication number is US20260213472 (A1). International Patent Cla..

Banking

  |  Sun 26 Jul 2026

Alexandria, July 27 -- Wells Fargo Bank has submitted a patent application for Enterprise Payment Gateway. This invention was developed by Pattanaik Manas, Bulusu Ramanand, Sharma Jiten and Akula Vijaykumar. The patent application number is US202519026872 20250117. The patent publication number is US20260212369 (A1). Internatio..

Banking

  |  Sun 26 Jul 2026

Alexandria, July 27 -- Wells Fargo Bank has sought patent for Payment Using Rewards Points. This invention was developed by Ho Peter. The patent application number is US202519028042 20250117. The patent publication number is US20260212350 (A1). International Patent Classification codes are G06Q20/20, G06Q20/32, G06Q20/38 and G0..

Banking

  |  Sun 26 Jul 2026

Alexandria, July 27 -- U.S. Patent and Trademark Office has released Wells Fargo Bank patent application for Virtual Card Identifier in a Very Smart Wallet. This invention was developed by Hegland Ryan Michael, Bloom Clifford R and Hanson Kami J. The patent application number is US202519034117 20250122. The patent publication n..

Banking

  |  Sun 26 Jul 2026

Alexandria, July 27 -- U.S. Patent and Trademark Office has released Wells Fargo Bank patent application for Systems and Methods for Autonomously Transitioning Recurring Autopayment Events Between Payment Accounts. This invention was developed by Starr Christopher J, Koger-nowlin Janet L, Imai Jeanette and Parker Caleb. The pat..

Banking

  |  Sun 26 Jul 2026

Alexandria, July 27 -- Wells Fargo Bank has submitted a patent application for Systems and Methods for Secure Automatic Payment Modification. This invention was developed by Starr Christopher J, Burrowes Cecil B, Lyles Tosha Wesley, Freeman Christian Charisse, Koger-nowlin Janet L, Rojo Rhea Francisco and Imai Jeanette. The pat..

Banking

  |  Sun 26 Jul 2026

Alexandria, July 27 -- Wells Fargo Bank has sought patent for Distribution Utility. This invention was developed by Moore Karen L and Hecht Alan W. The patent application number is US202619569930 20260317. The patent publication number is US20260212334 (A1). International Patent Classification codes are G06Q20/02, G06Q20/04 and..

Banking

  |  Sun 26 Jul 2026

Alexandria, July 27 -- Wells Fargo Bank has submitted a patent application for Systems and Methods for Dynamic and Intelligent Inventory Management. This invention was developed by Mercado Michelle L, Kubasta Melissa Ann, Koger-nowlin Janet L and Luehrs Susan J. The patent application number is US202519034233 20250122. The pate..

Banking

  |  Sun 26 Jul 2026

Alexandria, July 27 -- Wells Fargo Bank has submitted a patent application for Systems and Methods for Digital Check in at a Store Location. Millar Louann, Hartsell Jonathan, Murphy Pamela, Parekh Pankaj and Rainsbarger Therese developed the invention. The patent application number is US202619569976 20260317. The patent publica..

Banking

  |  Sun 26 Jul 2026

Alexandria, July 27 -- Bank of America has submitted a patent application for Classifier Conversion System. Thomas Prejish, Annamalai Giri Prakash and Shah Priyank R developed the invention. The patent application number is US202519035099 20250123. The patent publication number is US20260212202 (A1). International Patent Classi..

Banking

  |  Sun 26 Jul 2026

Alexandria, July 27 -- Bank of America has submitted a patent application for System and Method for Adaptive Credential Protection Using Steganography. Moorthy Madhu Preetha, Khuttumolu Durga Prasad, Shanmugam Ambika, Subramani Mohanapriya, Paramasivan Vinodhini, Subathra A and Sadanala Balaji Sunitha developed the invention. T..

Banking

  |  Sun 26 Jul 2026

Alexandria, July 27 -- Wells Fargo Bank has sought patent for Systems and Methods for Prospective Action Display and Execution Through Augmented Reality. This invention was developed by Belchee William Blakely, Lyudin Alexander, Rawat Aditi, Sarjapur Reddy Chandan, Fistner Amy, Eveleth Brent Gentry and Jones-mcfadden Alicia. Th..

Banking

  |  Sun 26 Jul 2026

Alexandria, July 27 -- Trete has submitted a patent application for Transaction Flow with Master Account Ledger and Escrow Ledger Interaction. This invention was developed by Gratton Christian, Patton Damien and Mehta Rish. The patent application number is US202519340743 20250925. The patent publication number is US20260212413 ..

Banking

  |  Sun 26 Jul 2026

Alexandria, July 27 -- Wells Fargo Bank has applied United States patent for Systems and Methods for Credit Extension Integration with a Digital Payment Network. Madadi Mojgan, Pundhir Priya, Burrowes Cecil B, Hanson Carrie Anne, Lyles Tosha Wesley, Ramos-johnson Franco, Vancini Adam E, Rojo Rhea Francisco and Parker Caleb devel..

Banking

  |  Sun 26 Jul 2026

Alexandria, July 27 -- U.S. Patent and Trademark Office has released Chongqing University of Posts and Telecommunications patent application for Multi-party Semi-supervised Learning Method for Recommending Potential Users of Financial Products. This invention was developed by Wei Qingjie, Liu Xin, Chen Feng and Qian Ying. The p..

Banking

  |  Sun 26 Jul 2026

Alexandria, July 27 -- Wells Fargo Bank has applied United States patent for Systems and Methods for Distributing Digital Rewards Between Third Parties. Bijou Blair, Price David, Chuprevich John Andrew, Hanson Carrie Anne, Tennis Joseph De Bruin and Bailey William J developed it. The patent application number is US202619572555 ..

Banking

  |  Sun 26 Jul 2026

Alexandria, July 27 -- Bank of America has submitted a patent application for System and Method for Detecting Indicators of Network Attack and Removing Malicious Code. Sivajothi Sivashalini, Tatavarthi Sunil Krishna, Sethia Maneesh Kumar, Teja Boddu Vikas and Naik Priya Narayanrao developed the invention. The patent application..

Banking

  |  Mon 27 Jul 2026

Alexandria, July 27 -- Bank of America has applied United States patent for Intelligent Dynamic Updating of User Interface/user Experience ("UI/UX") Based on Changes in Cloud Conatinerization Setup. Maghnani Vinod developed it. The patent application number is US202519034175 20250122. The patent publication number is US202602..

Banking

  |  Mon 27 Jul 2026

Beijing, July 27 -- State Intellectual Property Office of China has received Industrial & Commercial Bank of China patent application for Sensitive Data Detection Method, Device, Equipment and Program Product. Lin Qingqing developed the invention. The patent application number is CN20261075423 20260120. The patent publication n..

Banking

  |  Sat 25 Jul 2026

Beijing, July 25 -- State Intellectual Property Office of China has released Industrial & Commercial Bank of China patent application for Data Access Method and Device, Equipment, Medium and Program Product. This invention was developed by Liu Tao. The patent application number is CN20261065961 20260119. The patent publication ..

Banking

  |  Sat 25 Jul 2026

Seoul, July 25 -- Zwon Group Co Ltd has submitted a patent application for Method System and Apparatus for Managing Pocket Money Based on Behavioral Data. This invention was developed by Tak Hyun Chang, Kim Yun Tae, Huh Ji Won and Jeon Sung Won. The patent application number is KR20230089312 20230710. The patent publication n..

Banking

  |  Sat 25 Jul 2026

Munich, July 25 -- Adeia Guides has filed a patent application for Privacy-preserving Payment Exchange. This invention was developed by Doken Serhad, Chen Tao, Karinsalo Anni, Koskela Pekka, Kylänpää Markku, Lal Dhananjay, Ollikainen Ville and Couleaud Jean-yves. The patent application number is EP20240777125 20240911. The p..

Banking

  |  Sat 25 Jul 2026

Munich, July 25 -- Mastercard International has sought patent for Method for Preventing Tokenized Payment Fraud. This invention was developed by Sylvester Dave, Noë James Christian and Venot Claire. The patent application number is EP20250151779 20250114. The patent publication number is EP4776209 (A1). International Patent Cl..

Banking

  |  Sat 25 Jul 2026

Beijing, July 25 -- Robert Bosch Co Limited has sought patent for Method for Classifying Object to be Detected by Means of at Least One Ultrasonic Sensor Taking into Account Phase Information of Detected Signal. This invention was developed by Eisele Joachim and Gerlach Andre. The patent application number is CN20248061738 20..

Banking

  |  Sat 25 Jul 2026

Munich, July 25 -- Fidelity Information Services has applied European patent for Platform to Support Multiple Client Access to a Real-time Payment Rail. Sturley Adrian, Stahly Jeffry, Dragan Manuela, Haas Patrick and Williams Jason developed it. The patent application number is EP20240866139 20240910. The patent publication num..

Banking

  |  Sat 25 Jul 2026

Munich, July 25 -- Giesecke+Devrient Advance52 has filed a patent application for Secure Token Transaction Unit Within an Electronic Payment Transaction System. This invention was developed by Húska Jakub and Zeller Peter. The patent application number is EP20240771921 20240912. The patent publication number is EP4778012 (A1)...

Banking

  |  Sat 25 Jul 2026

Beijing, July 25 -- State Intellectual Property Office of China has released Foshan Sanshui Fenglu Aluminium Co Ltd and Guangdong Fenglu Aluminium Co Ltd patent application for High-strength Corrosion-resistant Heat Exchange Tube Bank Aluminum Profile and Preparation Method Thereof. This invention was developed by Xing Yang, Hu ..

Banking

  |  Thu 23 Jul 2026

Beijing, July 24 -- CCB Fintech and China Construction Bank have submitted a patent application for Method and Device for Screening Clients According with Credit Card Handling Qualification, Storage Medium and Program Product. This invention was developed by Lyu Guangqi. The patent application number is CN20251222231 20251230..

Banking

  |  Thu 23 Jul 2026

Beijing, July 24 -- CCB Fintech and China Construction Bank have submitted a patent application for Customer Financial Risk Grading Method, Device, Equipment, Medium and Product. Wu Xiangxiang, Zhang Lei, Zhang Yonghui, Zeng Fanlin and Xiao Lei developed the invention. The patent application number is CN20251212488 20251229. ..

Banking

  |  Thu 23 Jul 2026

Beijing, July 24 -- CCB Fintech and China Construction Bank have filed a patent application for Financial Institution Risk Account Management and Control Method, Device, Equipment, Program and Medium. This invention was developed by Ji Wei. The patent application number is CN20251204427 20251229. The patent publication number..

Banking

  |  Thu 23 Jul 2026

Beijing, July 24 -- CCB Fintech and China Construction Bank have sought patent for Cloud Disk Menu Authority Control Method and Device and Storage Medium. This invention was developed by Lyu Ming. The patent application number is CN20251212484 20251229. The patent publication number is CN121935950 (A). International Patent Cl..

Banking

  |  Thu 23 Jul 2026

Beijing, July 24 -- Zhongying Zhishu Hong Kong Tech Co Ltd and Zhongying Zhishu Guangdong Tech Co Ltd have sought patent for Supply Chain Audit Risk Monitoring and Early Warning System Based on Artificial Intelligence. This invention was developed by Liu Wanli, Duan Yong and Liu Qing. The patent application number is CN202610..

Banking

  |  Thu 23 Jul 2026

Beijing, July 24 -- CCB Fintech and China Construction Bank have applied Chinese patent for Method and Device for Generating Bank Training Course Content Based on Large Model and Processor. Hu Zhi, Fu Yuan and Wang Bo developed it. The patent application number is CN20251231188 20251230. The patent publication number is CN121..

Banking

  |  Thu 23 Jul 2026

Beijing, July 24 -- Zhejiang Huayun Information Technology and State Grid Zhejiang Electric Power Co Ltd have applied Chinese patent for Electric Power Audit Data Interaction Method and System Based on Large Model, and Electronic Equipment. Chen Yaqi, Zhong Yue, Lin Maosong, Tang Yueyuan, Yao Ting, Zhang Lijun, Song Yinxi, Yao Z..

Banking

  |  Fri 24 Jul 2026

Beijing, July 24 -- State Intellectual Property Office of China has published Hunan Jinhe Computer Tech Co Ltd patent application for Multifunctional Intelligent Cash Register and Control Method Thereof. The invention was developed by Xiang Beiliang, Huang Jinquan and Cheng Jianxiang. The patent application number is CN202610..

Banking

  |  Fri 24 Jul 2026

Beijing, July 24 -- Industrial & Commercial Bank of China has sought patent for Intelligent Equipment Management Method and Device, Equipment, Storage Medium and Product. This invention was developed by Lu Qi. The patent application number is CN20251254766 20251231. The patent publication number is CN121938083 (A). Internationa..

Banking

  |  Fri 24 Jul 2026

Beijing, July 24 -- Zhejiang Industry & Trade Vacational College Zhejiang Industry & Trade Technician College has submitted a patent application for Bus Coin Inserting System. This invention was developed by Lin Rui. The patent application number is CN20261065223 20260119. The patent publication number is CN121938078 (A). Inter..

Banking

  |  Thu 23 Jul 2026

Beijing, July 24 -- Lexiang Shuke Co Ltd has submitted a patent application for Enterprise Financial Report Authenticity Verification Method Fusing Ocr and Financial Logic Verification. This invention was developed by Liu Yang and Tang Shengwei. The patent application number is CN202511999867 20251229. The patent publication ..

Banking

  |  Thu 23 Jul 2026

Beijing, July 24 -- Industrial & Commercial Bank of China has submitted a patent application for Application Permission Approval Method and Device, Equipment, Medium and Program Product. Fu Bing, Zhu Wentao and Wang Yanyou developed the invention. The patent application number is CN20261048438 20260114. The patent publication n..

Banking

  |  Thu 23 Jul 2026

Beijing, July 24 -- Industrial & Commercial Bank of China has applied Chinese patent for Abnormality Detection Method and Device for Transaction Flow Data, and Computer Program Product. Xu Jia developed it. The patent application number is CN202610146930 20260202. The patent publication number is CN121935733 (A). International ..

Banking

  |  Thu 23 Jul 2026

Beijing, July 24 -- Chongqing University of Posts and Telecommunications has submitted a patent application for Dynamic Adaptive Fusion Method for Multi-source Heterogeneous Financial Data. This invention was developed by Zhao Zhifu and Xu Guangxia. The patent application number is CN202610213685 20260213. The patent publicatio..

Banking

  |  Thu 23 Jul 2026

Beijing, July 24 -- State Intellectual Property Office of China has published Shenzhen Branch Of China Construction Bank Corp patent application for Automatic Modeling Method of Prediction Model, Prediction Method and Related Equipment. The invention was developed by Zhuo Quanjiao, Chen Junhao, Yu Zhongfan, Yang Jiahui and Lin J..

Banking

  |  Fri 24 Jul 2026

Beijing, July 24 -- China University of Geosciences, Wuhan has applied Chinese patent for Karst Bank Slope Rock Mass Corrosion Simulation Experiment Device and Method in Water Pumping and Storage Engineering Environment. Liu Liqin, Zeng Jiaxin, He Yong and Cai Jingsen developed it. The patent application number is CN20251191744..
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