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Banking

  |  Sat 10 Jan 2026

Beijing, Jan. 10 -- State Intellectual Property Office of China has released Quanqiubo Shenzhen Tech Co Ltd patent application for Vehicle-related Payment Method for Passing on Highway, Vehicle-related Payment System and Storage Medium. This invention was developed by Zhou Zhi'an. The patent application number is CN2025105962..

Banking

  |  Sat 10 Jan 2026

Beijing, Jan. 10 -- Guangdong Lvdong Pingdu Digital Tech Co Ltd has sought patent for Parking Lot Payment Interaction Method, Device, Front-end Equipment and System. This invention was developed by Huang Feng and Cheng Jianhong. The patent application number is CN202510603833 20250509. The patent publication number is CN12018..

Banking

  |  Sat 10 Jan 2026

Beijing, Jan. 10 -- Beijing Whaty Tech Development Co Ltd has applied Chinese patent for Intelligent Test Paper Analysis and Question Bank Automatic Generation System and Method. Ma Hongtu, Han Chao, Han Shichao, Zhao Chong, Li Anni, Kim Kyung-moon, Chen Jian, Zhang Zhen and Guo Bei developed it. The patent application number..

Banking

  |  Fri 09 Jan 2026

Beijing, Jan. 10 -- State Intellectual Property Office of China has published Kaifeng Branch Of Ind and Commercial Bank Of China Co Ltd patent application for Customer Behavior Analysis Method and System Based on Deep Learning. The invention was developed by Xiang Cheng, Mao Ting, Guo Shasha and Chen Junchun. The patent appli..

Banking

  |  Fri 09 Jan 2026

Alexandria, Jan. 10 -- Tsuboi Ken has been granted a patent for System for Disclosing Deposit Account Information That Can be Virtual Currency Address. The patent application number is US202418741236 20240612. The patent publication number is US12511688 (B2). International Patent Classification codes are G06Q20/06, G06Q20/10,..

Banking

  |  Fri 09 Jan 2026

Alexandria, Jan. 10 -- Asahi Seiko Co Ltd has secured a patent on Coin Conveyance Device and Coin Hopper. Enomoto Minoru developed the invention. The patent application number is US202217902172 20220902. The patent publication number is US12511967 (B2). International Patent Classification code is G07D1/00. Cooperative Patent ..

Banking

  |  Fri 09 Jan 2026

Beijing, Jan. 10 -- Shunfeng Shuke Shenzhen Tech Service Co Ltd has applied Chinese patent for Storage Financial Risk Management and Control Method and Device, Computer Equipment and Storage Medium. Shang Qiaoqiao, Lin Huaiyang and Tian Hao developed it. The patent application number is CN202311767385 20231220. The patent pub..

Banking

  |  Fri 09 Jan 2026

Beijing, Jan. 10 -- State Intellectual Property Office of China has published Beijing Zongheng Wushuang Tech Co Ltd patent application for Intelligent Prescription Payment System and Method. The invention was developed by Wu Guoping, Ruan Shengtie, Wang Liguo, Yang Xiaofeng, Yin Zhongyuan and Shao Shilei. The patent applicati..

Banking

  |  Fri 09 Jan 2026

Beijing, Jan. 10 -- State Intellectual Property Office of China has received Beijing Minrong Huimin Tech Co Ltd patent application for Credit Exchange Method and System Based on Mobile Banking. Huang Chang, Chen Xiaozhi, Wang Hong, Deng Zhiyong and Cui Yi developed the invention. The patent application number is CN20251026814..

Banking

  |  Fri 09 Jan 2026

Beijing, Jan. 10 -- Microdreams Co Ltd has sought patent for Advertisement Putting-oriented Account Recommendation Method and Device. This invention was developed by Sun Lijuan. The patent application number is CN202510652669 20250521. The patent publication number is CN120181936 (A). International Patent Classification codes..

Banking

  |  Fri 09 Jan 2026

Beijing, Jan. 10 -- Beijing Longju Yixing Tech Co Ltd has applied Chinese patent for Multi-tenant Designated Driver Cash Withdrawing Method and Device and Computer Equipment. Liu Binbin developed it. The patent application number is CN202510173803 20250217. The patent publication number is CN120181880 (A). International Paten..

Banking

  |  Fri 09 Jan 2026

Beijing, Jan. 10 -- State Intellectual Property Office of China has published Shenzhen Airphone Tech Co Ltd patent application for Mobile Payment Risk Intelligent Prevention and Control Method and System. The invention was developed by Wang Zian, Wang Wei and Guo Yongcong. The patent application number is CN202510645796 20250..

Banking

  |  Fri 09 Jan 2026

Beijing, Jan. 10 -- Shenzhen Youmitianxia Tech Co Ltd and Shenzhen Puer Handa Tech Co Ltd have applied Chinese patent for Identity Confirmation Method and System Based on Mother-solid-child-virtual Account Architecture, and Intelligent Terminal. Lei Youmin, Zhu Yuqin, Li Roushan and Ji Peng developed it. The patent applicatio..

Banking

  |  Fri 09 Jan 2026

Beijing, Jan. 10 -- Beijing Jianyibao Tech Co Ltd has sought patent for Pharmacy Intelligent Payment Recommendation Method, Device and Equipment Based on User Portrait. This invention was developed by Zhang Shengming. The patent application number is CN202510166002 20250214. The patent publication number is CN120181846 (A). I..

Banking

  |  Fri 09 Jan 2026

Beijing, Jan. 10 -- State Intellectual Property Office of China has published Beijing Emergency Command and Support Center patent application for Label Determination Method and Device for Machine Account Data, Equipment and Medium. The invention was developed by Dong Shan, Wu Dongdong, Li Henan, Chen Yinliang, Zhe Longlong and L..

Banking

  |  Fri 09 Jan 2026

Beijing, Jan. 10 -- Hangzhou Anquan Shuzhi Tech Co Ltd has applied Chinese patent for Ai-based Large Model Evaluation Question Bank Automatic Generation Method and System. Hui Lulu, Chen Kaiping, Huang Jin, Lin Huaxing, Jin Yuke and Wu Zhengxia developed it. The patent application number is CN202510637331 20250519. The patent..

Banking

  |  Sat 10 Jan 2026

Beijing, Jan. 10 -- State Intellectual Property Office of China has released Shandong Shunshui Information Tech Co Ltd patent application for River Bank Slope Measuring Device for Water Conservancy Monitoring. This invention was developed by Li Yongxiang, Shang Qingfeng, Gao Wenwen, Yue Lei, Liu Yanjian, Liu Zhiguo, Song Wenbo, ..

Banking

  |  Sat 10 Jan 2026

Beijing, Jan. 10 -- Bureau Of Hydrology Changjiang Water Resources Commission has filed a patent application for River Bank Collapse Sensing System and Sensing Method. This invention was developed by Yuan Jing, Chen Kebing, Liu Shizhen, Dong Bingjiang, Zhu Lingling, Yuan Song, Yang Chenggang, Li Sixuan, Xu Nan and He Youfu. T..

Banking

  |  Sat 10 Jan 2026

Beijing, Jan. 10 -- Xi'an Baokang Medical Pipe Data Tech Co Ltd and Pingdingshan Cadre School Pingdingshan Finance and Economics School have submitted a patent application for Intelligent Checking Identification Method and Device for Financial Statements and Electronic Equipment. This invention was developed by Guo Shaoli, Wang ..

Banking

  |  Fri 09 Jan 2026

Beijing, Jan. 10 -- Guizhou Renhe Data Services Co Ltd and Bijie Ind Vocational Technical College have applied Chinese patent for Building Labor Agent Role Establishment and Payment Accounting Method. Hu Yao and Wang Jianhua developed it. The patent application number is CN202510148914 20250211. The patent publication number ..

Banking

  |  Fri 09 Jan 2026

Beijing, Jan. 10 -- Nanjing University and Matrix Time Digital Technology have sought patent for Interactive Financial Risk Control Method and System. This invention was developed by Li Mingyang, Weng Chenxun, Chen Zengbing, Wang Hui, Zhang Chao and Zhu Mengya. The patent application number is CN202510274194 20250310. The pat..

Banking

  |  Fri 09 Jan 2026

Alexandria, Jan. 10 -- JP Morgan Chase Bank NA andJPMorgan Chase Bank have been awarded a patent for Operational Risk Management of It Assets and Systems. This invention was developed by Algorry David Gabriel, Gourgoulias Kostis, Moran Sean, Guest William Joel, Peikon Bruce and Kati Srinivas. The patent application number is ..

Banking

  |  Fri 09 Jan 2026

Beijing, Jan. 10 -- Fudan University and CLP Jinxin Digital Tech Group Co Ltd have applied Chinese patent for Intrinsic Interpretable Model Construction Method Based on Gaussian Process in Financial Science and Technology Scene. Lyu Zhihui, Li Xiaopeng, Guo Hengqi, Kuang Wenchuan, Shan Haijun and Deng Ruijun developed it. The..

Banking

  |  Fri 09 Jan 2026

Beijing, Jan. 10 -- China Banknote Printing and Minting Group Co Ltd and China Banknote Printing Tech Research Institute Co Ltd have applied Chinese patent for Security Document, Authentication Method and Authentication Device Thereof. Chen Wei, Jin Jie, Liu Cui, Guo Jie, Wang Bin, Dong Yalu, Bai Yang and Chen Geng developed it...

Banking

  |  Sat 10 Jan 2026

Alexandria, Jan. 10 -- Bank of America has been granted a patent for Monitoring and Preventing Spoofing, Tampering, and Denial of Service Attacks on Cloud Containers. Sethia Maneesh and Sundaravel Manimaran developed the invention. The patent application number is US202318230897 20230807. The patent publication number is US1250..

Banking

  |  Sat 10 Jan 2026

Alexandria, Jan. 10 -- Bank of America has been awarded a patent for System and Method for Detecting and Preventing Malfeasant Activity Based on Patterns in Malfeasant Activity. This invention was developed by Dolan Heather Roseann, Gadwale Adithya and Modi Vikram. The patent application number is US202318221108 20230712. The p..

Banking

  |  Fri 09 Jan 2026

Beijing, Jan. 10 -- State Intellectual Property Office of China has released China Construction Bank patent application for Method and Device for Determining Monitoring Condition. This invention was developed by He Ying, Ji Jie and Wang Baoying. The patent application number is CN202510251249 20250304. The patent publication nu..

Banking

  |  Fri 09 Jan 2026

Beijing, Jan. 10 -- Postal Savings Bank of China has sought patent for Missing Value Filling Method and Device of Test Data and Computer Readable Storage Medium. This invention was developed by Wu Zhenyan, Yang Lin, Yang Ye, Deng Xiaoqing and Li Xia. The patent application number is CN202510257814 20250305. The patent publicati..

Banking

  |  Fri 09 Jan 2026

Alexandria, Jan. 10 -- Wells Fargo Bank has been awarded a patent for Atm Customer Messaging Systems. This invention was developed by Velline Jonathan, Goetz Darren, Nguyen Xuan and Agahi Nahal. The patent application number is US202418760295 20240701. The patent publication number is US12511689 (B2). International Patent Class..

Banking

  |  Fri 09 Jan 2026

Alexandria, Jan. 10 -- Mastercard International Incorporated has been awarded a patent for Systems and Methods for Identifying Full Account Numbers from Partial Account Numbers. This invention was developed by Merz Christopher John, Allbright Joshua A, Gersten Melanie, Hunt Simon and Flory Felix Johannes. The patent application..

Banking

  |  Fri 09 Jan 2026

Alexandria, Jan. 10 -- Capital One Services has been granted a patent for Systems and Methods for Bypassing Contactless Payment Transaction Limit. Benkreira Abdelkader, Way Brendan and Maiman Tyler developed the invention. The patent application number is US202217882879 20220808. The patent publication number is US12511654 (B2)..

Banking

  |  Fri 09 Jan 2026

Alexandria, Jan. 10 -- Mastercard International Incorporated has been granted a patent for Tokenization Request Handling at a Throttled Rate in a Payment Network. Braundmeier Aaron developed the invention. The patent application number is US202218052560 20221103. The patent publication number is US12511651 (B2). International P..

Banking

  |  Fri 09 Jan 2026

Alexandria, Jan. 10 -- U.S. Patent and Trademark Office has awarded a patent to Wells Fargo Bank for Payment Vehicle with on and Off Function. Duke Michael T and Nolan Dean Patrick developed the invention. The patent application number is US202418587626 20240226. The patent publication number is US12511649 (B2). International P..

Banking

  |  Fri 09 Jan 2026

Alexandria, Jan. 10 -- Alipay Com has secured a patent on Method, Apparatus, and Device for Accessing Aggregation Code Payment Page, and Medium. Zou Shengqun, Zhong Haojie and Liao Lingfei developed the invention. The patent application number is US202218569857 20220519. The patent publication number is US12511637 (B2). Interna..

Banking

  |  Fri 09 Jan 2026

Alexandria, Jan. 10 -- U.S. Patent and Trademark Office has awarded a patent to Wells Fargo Bank for Systems and Methods for Online Math Based Currency (MBC) Card-based Exchanges. Kurani Ashish B developed the invention. The patent application number is US202318508957 20231114. The patent publication number is US12511626 (B2)..

Banking

  |  Fri 09 Jan 2026

Alexandria, Jan. 10 -- Visa International Service Association has been awarded a patent for Rapid Transaction Settlement Using Virtual Account. This invention was developed by Truelson Chris and Radtke Leigh. The patent application number is US202318484391 20231010. The patent publication number is US12511625 (B2). Internationa..

Banking

  |  Fri 09 Jan 2026

Alexandria, Jan. 10 -- LG Display has secured a patent on Electroluminescent Display Device Including Bank and Light Emitting Stack. Jeon Hongmyeong developed the invention. The patent application number is US202217981179 20221104. The patent publication number is US12514068 (B2). International Patent Classification codes are H..

Banking

  |  Fri 09 Jan 2026

Beijing, Jan. 10 -- State Intellectual Property Office of China has published China Japan Friendship Hospital China Japan Friendship Institute of Clinical Medicine patent application for Smart Medical Account Checking Method and System. The invention was developed by Wang Haihong, Zhou Liping, Dong Jie, Zhang Jie and Wang Juan. ..

Banking

  |  Fri 09 Jan 2026

Beijing, Jan. 10 -- State Intellectual Property Office of China has received Zhejiang Business College patent application for Digital Financial Management System Based on Big Data. Zhou Zheng developed the invention. The patent application number is CN202510215076 20250226. The patent publication number is CN120182007 (A). Inte..

Banking

  |  Fri 09 Jan 2026

Beijing, Jan. 10 -- State Intellectual Property Office of China has released Postal Savings Bank of China patent application for Transaction Clearing Method and Device, Electronic Equipment and Storage Medium. This invention was developed by Zhang Jue, Li Sanchuan, Li Conghang, Wei Shangyu and Ouyang Wei. The patent application..

Banking

  |  Fri 09 Jan 2026

Beijing, Jan. 10 -- State Intellectual Property Office of China has published Postal Savings Bank of China patent application for Foreign Exchange Transaction Cash Flow Processing Method and Device, Electronic Equipment and Storage Medium. The invention was developed by Xie Wenxuan, Ge Ming, Li Zhouyang, Huang Jin and Ouyang Wei..

Banking

  |  Fri 09 Jan 2026

Beijing, Jan. 10 -- Postal Savings Bank of China has filed a patent application for Incoming Call to Marketing Scene Data Processing Method and Determining Method and Device, Electronic Equipment and Storage Medium. This invention was developed by Li Hanchen, Yu Xue, Li Chao, Qin Li, Wang Lihua, Meng Jingqi, Yang Feng, Zheng Zil..

Banking

  |  Fri 09 Jan 2026

Alexandria, Jan. 10 -- Royal Bank of Canada has been granted a patent for System and Method for Generative Model for Stochastic Point Processes. Mehrasa Nazanin, Jyothi Akash Abdu, Durand Thibaut, He Jiawei, Mori Gregory, Ahmed Mohamed and Brubaker Marcus developed the invention. The patent application number is US20191668532..

Banking

  |  Fri 09 Jan 2026

Alexandria, Jan. 10 -- Bank of America has obtained a patent for candidate data points selection system for labeling unlabeled data points. This invention was developed by Podrazka Melissa and Horowitz Justin. The patent application number is US202318092493 20230103. The patent publication number is US12511519 (B2). Internation..

Banking

  |  Fri 09 Jan 2026

Alexandria, Jan. 10 -- U.S. Patent and Trademark Office has awarded a patent to Bank of America for Pattern Recognition Using NLP-based Tokenizing and Clustering Models. Bansal Nitin, Juneja Kapil, Arumugam Rajalakshmi, Mohan Kumaraguru, Polneedi Venkatesh, Garg Anil and Kashyap Gaurav Kumar developed the invention. The paten..

Banking

  |  Fri 09 Jan 2026

Alexandria, Jan. 10 -- Bank of America has obtained a patent for system and method for data protection based on proximity and viewing angle. This invention was developed by Radhakrishnan Prabhu S, Rajagopalan Anurajam and Krishnan Subburathinam. The patent application number is US202418623393 20240401. The patent publication nu..

Banking

  |  Fri 09 Jan 2026

Alexandria, Jan. 10 -- Bank of America has obtained a patent for session transfer between smart glasses and computer for maintaining a confidential data view. This invention was developed by Verma Sandeep. The patent application number is US202318374039 20230928. The patent publication number is US12511442 (B2). International P..

Banking

  |  Fri 09 Jan 2026

Alexandria, Jan. 10 -- U.S. Patent and Trademark Office has awarded a patent to Wells Fargo Bank for Risk-adjustment Techniques for Generating Software Code Data. Arora Dinesh, Montenegro Dennis E, Salim Sadie S, Patnaik Amlan, Beg Nurujjama, Reddy Suresh and Yarlagadda Ramesh developed the invention. The patent application num..

Banking

  |  Fri 09 Jan 2026

Alexandria, Jan. 10 -- Bank of America has been awarded a patent for Amalgamation Platform Providing Concealed Detection of Code-passing Using Steganography. This invention was developed by Murphy Timothy Scott, Albero George, Mukherjee Maharaj and Kim Jinna. The patent application number is US202318375845 20231002. The patent ..

Banking

  |  Fri 09 Jan 2026

Alexandria, Jan. 10 -- Bank of America has been awarded a patent for System and Method for Providing Mainframe Resource Utilization for Batch Cycle Application Integration. This invention was developed by Gajendran Aaron Raja, Sims Victor, Venkatachalapathy Sivagurunathan, Tevnan Matthew and Rass Stanley Michael. The patent app..

Banking

  |  Fri 09 Jan 2026

Alexandria, Jan. 10 -- U.S. Patent and Trademark Office has awarded a patent to Bank of America for System and Method to Detect Data Leaks Via a Distributed Data Orchestration Apparatus and Transmitted Fabricated Data Responses. Gupta Saurabh and Bhandari Amit developed the invention. The patent application number is US20231850..

Banking

  |  Fri 09 Jan 2026

Alexandria, Jan. 10 -- Wells Fargo Bank has received a patent for Data Devaluation Through Smart Contracts. This invention was developed by Reynolds Jerry, Karicherla Venkat Sriram and Sbandi Michael. The patent application number is US202318351147 20230712. The patent publication number is US12513164 (B2). International Patent..

Banking

  |  Fri 09 Jan 2026

Alexandria, Jan. 10 -- Bank of America has been granted a patent for System and Method for Validating an Interaction. Albero George A, Akkapeddi Naga Vamsi Krishna, Lakshminarayana Nagasubramanya, Singh Yuvraj and Kuttumolu Durga Prasad developed the invention. The patent application number is US202418663588 20240514. The paten..

Banking

  |  Fri 09 Jan 2026

Alexandria, Jan. 10 -- U.S. Patent and Trademark Office has awarded a patent to Wells Fargo Bank for Systems and Methods for Generating a Blended User Biosignature Using Multimodal AI. Yeri Naveen Gururaja, Ketharaju Rameshchandra Bhaskar and Sengupta Shuvam developed the invention. The patent application number is US2024186157..

Banking

  |  Fri 09 Jan 2026

Alexandria, Jan. 10 -- Bank of America has obtained a patent for real time channel affinity derivation. This invention was developed by Shelke Sushama, Chughtai Ayela, Mahajan Nipun, Mishra Amit and Raghuvanshi Yogesh. The patent application number is US202318380780 20231017. The patent publication number is US12512992 (B2). In..

Banking

  |  Fri 09 Jan 2026

Beijing, Jan. 10 -- State Intellectual Property Office of China has received Industrial & Commercial Bank of China patent application for Conference Reservation Method and Device, Equipment, Storage Medium and Program Product. Ren Jiawei and Zhou Feifei developed the invention. The patent application number is CN202510216242 20..

Banking

  |  Fri 09 Jan 2026

Alexandria, Jan. 10 -- United States Patent for Systems and Methods for Establishing Cryptographic Keys Shared Among Three or More Devices has been issued to Wells Fargo Bank. This invention was developed by Stapleton Jeff J, Toohey Richard and Bordow Peter. The patent application number is US202318464850 20230911. The patent p..

Banking

  |  Fri 09 Jan 2026

Beijing, Jan. 10 -- Qingdao Port International has filed a patent application for Cross-system Asset Data Account Checking Method, System and Device and Storage Medium. This invention was developed by Wang Tao, Zhang Ning, Li Jianliang, Xu Bin, Li Yixuan, Huang Jian, Wang Rong and Gao Jian. The patent application number is CN20..

Banking

  |  Fri 09 Jan 2026

Alexandria, Jan. 10 -- Bank of America has secured a patent on System and Method for Securely Synchronizing and Integrating Data Stored in Databases Associated with Multiple Entities. Mehra Naman and Solow Aeric John developed the invention. The patent application number is US202318517776 20231122. The patent publication number..

Banking

  |  Thu 08 Jan 2026

Beijing, Jan. 9 -- Zhongchao Special Security Technology and China Banknote Printing and Minting Group Co Ltd have filed a patent application for Anti-counterfeiting Element, Preparation Method and Anti-counterfeiting Product. This invention was developed by Zhang Weiwei, Lu Yue and Sun Kai. The patent application number is C..

Banking

  |  Fri 09 Jan 2026

Beijing, Jan. 9 -- China Ping An Property Insurance Co Ltd has submitted a patent application for Dual Verification Method and Device for Financial Data, Equipment and Storage Medium. This invention was developed by Lin Roujia. The patent application number is CN202510308347 20250314. The patent publication number is CN120163..

Banking

  |  Fri 09 Jan 2026

Beijing, Jan. 9 -- Shandong Ronghui IoT Ind Development Co Ltd has sought patent for Supply Chain Financial Article Risk Control Method and System Based on Internet of Things. This invention was developed by Chen Zhe, Liu Li, Liu Mengjin, Zang Jian, Tian Xingquan, Qian Yu, Sun Hanqing, Han Han, Feng Yajun and Tang Huabin. The..

Banking

  |  Fri 09 Jan 2026

Beijing, Jan. 9 -- Industrial & Commercial Bank of China has submitted a patent application for Financial Service Processing Method and Device, Storage Medium and Electronic Equipment. This invention was developed by Su Jinhai and Wang Zhiyuan. The patent application number is CN202510219726 20250226. The patent publication num..

Banking

  |  Thu 08 Jan 2026

Beijing, Jan. 9 -- Lin Qingren has sought patent for High-safety Oiling Machine and System for Palm Eye Pupil Payment. The patent application number is CN202510599112 20250510. The patent publication number is CN120172337 (A). International Patent Classification codes are B67D7/04, B67D7/08, B67D7/30, B67D7/32 and B67D7/42...

Banking

  |  Thu 08 Jan 2026

Geneva, Jan. 9 -- Hyosung TNS has submitted a patent application for Safe for Automatic Teller Machine. This invention was developed by Lee Dong Sik, Sun Dong Hoon, Park Hyun Woo and Lee Sang Hee. The patent application number is WO2025KR05424 20250422. The patent publication number is WO2025263791 (A1). International Patent Cl..

Banking

  |  Thu 08 Jan 2026

Geneva, Jan. 9 -- GLORY KOGYO has submitted a patent application for Computer-implemented Method for Assisting in Account Management, Computer System, and Program. This invention was developed by Tsubouchi Misaki. The patent application number is WO2024JP22279 20240619. The patent publication number is WO2025262853 (A1). Intern..

Banking

  |  Thu 08 Jan 2026

Geneva, Jan. 9 -- SoftBank has sought patent for Prediction Device, Prediction Method, and Program. This invention was developed by Kawai Yuto and Liu Dania. The patent application number is WO2024JP22030 20240618. The patent publication number is WO2025262785 (A1). International Patent Classification code is H04W24/02.

Banking

  |  Thu 08 Jan 2026

Geneva, Jan. 9 -- World Intellectual Property Organization has released Digital Currency Institute, The People's Bank of China patent application for Identity Credential Application Method and Apparatus, and Wallet Identity Verification Method and Apparatus. This invention was developed by Mu Changchun, Di Gang, Lyu Yuan, Huo Yu..

Banking

  |  Fri 09 Jan 2026

Geneva, Jan. 9 -- Ahmadov Zakir Ziraddin has submitted a patent application for Identification and Payment Solution. The patent application number is WO2024AZ00004 20240712. The patent publication number is WO2025260145 (A1). International Patent Classification codes are G06Q20/22 and G06Q30/06. An abstract released by ..

Banking

  |  Fri 09 Jan 2026

Geneva, Jan. 9 -- Publichnoe Aktsionernoe Obshchestvo Sberbank Russia has submitted a patent application for Method for Depositing Cash in an Automatic Teller Machine. Lekhanov Mikhail Vladimirovich, Bunin Artem Evgenevich and Stadnik Dmitry Fedorovich developed the invention. The patent application number is WO2024RU00372 20..

Banking

  |  Fri 09 Jan 2026

Beijing, Jan. 9 -- State Intellectual Property Office of China has received Industrial & Commercial Bank of China patent application for Credit Line Calculation Method and Device, Equipment and Storage Medium. She Zhifang developed the invention. The patent application number is CN202510310276 20250317. The patent publication n..

Banking

  |  Fri 09 Jan 2026

Beijing, Jan. 9 -- State Intellectual Property Office of China has released Sichuan Wanwang Xincheng Information Tech Co Ltd patent application for Automobile Financial Market Trend Analysis Method, System and Equipment Based on Prediction Model. This invention was developed by Liu Mingshun, Chen Xinwei, Wang Mingjun and Huang Y..

Banking

  |  Thu 08 Jan 2026

Geneva, Jan. 9 -- Hitachi Channel Solutions Corp has applied WIPO patent for Transaction Processing System and Cash Card Information Registration Method. Yuasa Atsushi developed it. The patent application number is WO2025JP05642 20250219. The patent publication number is WO2025263015 (A1). International Patent Classification ..

Banking

  |  Fri 09 Jan 2026

Geneva, Jan. 9 -- JPMorgan Chase Bank has submitted a patent application for System and Method for Skill-based Contract Assignment. This invention was developed by Newman Stacy A, Moore Devin C and Martin Tom. The patent application number is WO2025US32475 20250605. The patent publication number is WO2025259526 (A1). Internat..

Banking

  |  Fri 09 Jan 2026

Beijing, Jan. 9 -- State Intellectual Property Office of China has published China Construction Bank patent application for Object Storage Cluster Access Method and Device, Storage Medium and Electronic Equipment. The invention was developed by Zhang Haosen, Fang Wenxiu and Gu Yajun. The patent application number is CN202510363..

Banking

  |  Fri 09 Jan 2026

Beijing, Jan. 9 -- State Intellectual Property Office of China has released Tencent Technology, Shenzhen patent application for Account Behavior Prediction Model Training Method and Account Behavior Prediction Method. This invention was developed by Wu Junyan. The patent application number is CN202311730209 20231215. The patent..

Banking

  |  Fri 09 Jan 2026

Beijing, Jan. 9 -- Postal Savings Bank of China has applied Chinese patent for Speaker Classification Method and Device Based on Double-entry Data. Zhang Yanqiu, Xu Yansong, Fan Liwen, Zhang Zhenkui and Wang Chao developed it. The patent application number is CN202510314564 20250317. The patent publication number is CN120164487..

Banking

  |  Thu 08 Jan 2026

Beijing, Jan. 8 -- Hebi Branch Of Ind And Commercial Bank Of China Co Ltd has filed a patent application for Customer Service Method and System Based on Natural Language Processing. This invention was developed by Zheng Jianxin and Qin Suozhu. The patent application number is CN202510328551 20250319. The patent publication nu..

Banking

  |  Wed 07 Jan 2026

Alexandria, Jan. 8 -- Kim Sung Ryeol has applied United States patent for Tagless Payment Platform Based on Linkage of Mobile Carriers' Base Stations. The patent application number is US202519246677 20250623. The patent publication number is US2025391202 (A1). International Patent Classification codes are G06Q20/32, G06Q50/40..

Banking

  |  Wed 07 Jan 2026

Alexandria, Jan. 8 -- Vittone Michael has filed a patent application for System to Pause Electronic Fund Transfer by Time and QR Code Acceptance. This invention was developed by Vittone Michael. The patent application number is US202418748004 20240619. The patent publication number is US2025390865 (A1). International Patent C..

Banking

  |  Wed 07 Jan 2026

Alexandria, Jan. 8 -- Qingdao Restore Biotechnology Co Ltd has filed a patent application for Method for Screening, Activating, Amplifying and Cryopreserving Mesenchymal Stem Cells in Vitro and Establishing Cell Bank of Mesenchymal Stem Cells. This invention was developed by Zhang Bingqiang and Chen Mengmeng. The patent appli..

Banking

  |  Thu 08 Jan 2026

Alexandria, Jan. 8 -- U.S. Patent and Trademark Office has released Mayer Frank FE patent application for Holding Device for Cards and/or Bank Notes. This invention was developed by Mayer Frank F E. The patent application number is US202519308577 20250825. The patent publication number is US2025386911 (A1). International Pate..

Banking

  |  Wed 07 Jan 2026

Alexandria, Jan. 8 -- U.S. Patent and Trademark Office has published Faith Tech Inc patent application for Underground Duct Bank. The invention was developed by Hopkins Frank and Walker Ian Jordan. The patent application number is US202519311941 20250827. The patent publication number is US2025389351 (A1). International Paten..

Banking

  |  Wed 07 Jan 2026

Alexandria, Jan. 8 -- JJ Mackay Canada Ltd has submitted a patent application for Parking Meter with Contactless Payment. Mackay George Allan, Chauvin Gregory Emile and O'neil Adrian Ignatius developed the invention. The patent application number is US202519304474 20250819. The patent publication number is US2025391223 (A1). ..

Banking

  |  Thu 08 Jan 2026

Beijing, Jan. 8 -- Industrial & Commercial Bank of China has filed a patent application for Document Checking Method and Device, Electronic Equipment and Storage Medium. This invention was developed by Li Qingxiang, Liu Yunxuan and Li Mei. The patent application number is CN202510215993 20250226. The patent publication number i..

Banking

  |  Thu 08 Jan 2026

Beijing, Jan. 8 -- Postal Savings Bank of China has submitted a patent application for Link Tracking Method and Link Tracking Device for Check and Control Service. Zhou Wang, Hu Zhi, Xiao Yangyang, Zheng Jianguang and Xu Ye developed the invention. The patent application number is CN202510244385 20250303. The patent publication..

Banking

  |  Thu 08 Jan 2026

Beijing, Jan. 8 -- Industrial & Commercial Bank of China has submitted a patent application for Data Processing Method and Device, Equipment, Storage Medium and Program Product. This invention was developed by Man Xin, Yu Xueshan and Yang Piaopiao. The patent application number is CN202510217281 20250226. The patent publication..

Banking

  |  Wed 07 Jan 2026

Alexandria, Jan. 8 -- Bank of America has applied United States patent for System and Method to Transform Audio Data. Kohli Apoorv, Singh Jitender, Schledzewski Mark Ralf, Corzo Jennifer, Yadav Sapna, Chaudry Hasana and Patel Priyeshkumar developed it. The patent application number is US202418750399 20240621. The patent publica..

Banking

  |  Thu 08 Jan 2026

Beijing, Jan. 8 -- SI-TECH Information Technology has submitted a patent application for Top-up Payment Account Checking Abnormity Detection Method and Device, Electronic Equipment and Medium. This invention was developed by Liu Shengteng. The patent application number is CN202510123602 20250126. The patent publication number i..

Banking

  |  Thu 08 Jan 2026

Beijing, Jan. 8 -- Industrial & Commercial Bank of China has submitted a patent application for Object-based Data Conversion Method and Apparatus, and Program Product. Wang Di developed the invention. The patent application number is CN202510219719 20250226. The patent publication number is CN120162374 (A). International Patent..

Banking

  |  Thu 08 Jan 2026

Beijing, Jan. 8 -- Industrial & Commercial Bank of China has submitted a patent application for Data Verification Method and Device, Equipment, Storage Medium and Program Product. Zhang Hanwen, Dai Zhongqi, Wei Xia and Zang Chunjuan developed the invention. The patent application number is CN202510219980 20250226. The patent pu..

Banking

  |  Thu 08 Jan 2026

Beijing, Jan. 8 -- Industrial & Commercial Bank of China has submitted a patent application for Database Optimization Method and Device, Equipment, Storage Medium and Program Product. This invention was developed by Dai Jianfeng, Li Qingxiang and Liu Yunxuan. The patent application number is CN202510219990 20250226. The patent ..

Banking

  |  Thu 08 Jan 2026

Beijing, Jan. 8 -- Industrial & Commercial Bank of China has filed a patent application for Log Fault Processing Method and Device, Electronic Equipment and Program Product. This invention was developed by Li Jiapeng, Yang Guangyu and Zhou Li. The patent application number is CN202510220804 20250226. The patent publication numb..

Banking

  |  Wed 07 Jan 2026

Alexandria, Jan. 8 -- Bank of America has sought patent for System and Method for Adaptive Audio Segmentation for Contextual Speech Signal Processing. This invention was developed by Mahajan Nipun, Mishra Amit, M Mohammed Zubair and Kumar S B Pravin. The patent application number is US202418749766 20240621. The patent publicati..

Banking

  |  Wed 07 Jan 2026

Alexandria, Jan. 8 -- Bank of America has filed a patent application for System and Method for Dynamic Audio Slicing Window Selection Based on Context and Speech Patterns. This invention was developed by Mahajan Nipun, Raghuvanshi Yogesh, Perillo Robert Thomas, Blackmon John T, Mishra Amit and Kumar S B Pravin. The patent appli..

Banking

  |  Thu 08 Jan 2026

Alexandria, Jan. 8 -- Bank of America has submitted a patent application for AI Automated Facilitation of Support Agent/client Interactions in Multi-modal Communications. This invention was developed by Corzo Jennifer, Singh Jitender, Patel Priyeshkumar, Sanjeevinathan Bartholomew, Mishra Amit, Bhagavathiappan Pravin Kumar Sanka..

Banking

  |  Thu 08 Jan 2026

Alexandria, Jan. 8 -- U.S. Patent and Trademark Office has received Bank of America patent application for Systems and Methods for Automatically Diverting Data Transmission from Compromised Processing Components. Padiyar Sneha, Sethia Maneesh Kumar, Suleman Mahek Zahid and Tripathi Rashmi developed the invention. The patent app..

Banking

  |  Thu 08 Jan 2026

Alexandria, Jan. 8 -- U.S. Patent and Trademark Office has published Bank of America patent application for System and Method to Evaluate Communication Operations. The invention was developed by Kumar Ashok, Raj Narsing and Kumar Devulapalli Venkata Lakshmi Sai Siva. The patent application number is US202418752676 20240624. The..

Banking

  |  Thu 08 Jan 2026

Alexandria, Jan. 8 -- U.S. Patent and Trademark Office has released Bank of America patent application for Device for Generating a Real-time Audio Token for Multi-factor Audio Authentication. This invention was developed by Albero George Anthony. The patent application number is US202519316918 20250902. The patent publication n..

Banking

  |  Thu 08 Jan 2026

Alexandria, Jan. 8 -- Bank of America has sought patent for Think Twice Electronic Communication Output Filter Guard. This invention was developed by Beales Hugo Christopher Maxwell and Kurian Manu. The patent application number is US202418748310 20240620. The patent publication number is US2025392560 (A1). International Patent..
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