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Banking

  |  Thu 14 May 2026

Beijing, May 14 -- Guangdong Branch Of China Construction Bank Co Ltd has sought patent for Resource Acquisition Permission Evaluation Method and Device, Electronic Equipment and Storage Medium. This invention was developed by Qiu Haohong. The patent application number is CN202511402299 20250928. The patent publication number..

Banking

  |  Thu 14 May 2026

Beijing, May 14 -- State Intellectual Property Office of China has received China Construction Bank and CCB Fintech patent application for Query Method, Device and Equipment Based on Offline Data Warehouse and Medium. Duan Siwen, Wu Ben and Ma Jie developed the invention. The patent application number is CN202511526312 202510..

Banking

  |  Thu 14 May 2026

Beijing, May 14 -- State Intellectual Property Office of China has published Agricultural Bank of China patent application for Disaster Recovery Network Fault Processing Method and System, Storage Medium and Electronic Equipment. The invention was developed by Qi Xiaojia. The patent application number is CN202511733997 202511..

Banking

  |  Thu 14 May 2026

Beijing, May 14 -- State Intellectual Property Office of China has received Beijing Inspur Cloud Computing Co Ltd patent application for Enterprise Financial Statement Data Security Sharing System and Method Based on Government Affair Data Sharing Hub. Yu Jie, Li Min, Lyu Renze and Luo Baorong developed the invention. The pat..

Banking

  |  Wed 13 May 2026

Beijing, May 14 -- Bank Of China Insurance Information Tech Management Co Ltd has submitted a patent application for Health Risk Identification Method for Insurance Two-core Scene. Gao Ting, Qi Feng, Li Xiaolong, Song Mengmeng, Duan Jizhou and Duan Ran developed the invention. The patent application number is CN202511811135 2..

Banking

  |  Wed 13 May 2026

Beijing, May 14 -- Ningbo Municipal Public Invest Co Ltd has submitted a patent application for Intelligent Parking Service Management Method and Platform for Parking Payment Processing. Pan Xiao, Zhang Lei, Fang Yi, Wang Manman and Yu Zhaoyuan developed the invention. The patent application number is CN202511844528 20251209...

Banking

  |  Thu 14 May 2026

Beijing, May 14 -- State Intellectual Property Office of China has received Aizhu Weilai Xian Tech Co Ltd patent application for Hotel Industry Time Bank System Based on Time Asset Value. Bao Yanhong developed the invention. The patent application number is CN202511439503 20251010. The patent publication number is CN121304394..

Banking

  |  Thu 14 May 2026

Beijing, May 14 -- Beijing Zhuoxin Huizhi Tech Co Ltd has sought patent for Automatic Diagnosis Method and System for Operation Data Abnormity of Social Account. This invention was developed by Ren Bingquan. The patent application number is CN202511571919 20251030. The patent publication number is CN121304367 (A). Internation..

Banking

  |  Thu 14 May 2026

Beijing, May 14 -- Bank Of China Insurance Information Tech Management Co Ltd has submitted a patent application for Insurance Data Processing Method and Device Based on Machine Learning and Storage Medium. Gu Yuan, Li Qiang, Sun Chumeng, Diwu Guanchen, Liu Dandan, Jiang Wenyu and Guo Hongyu developed the invention. The paten..

Banking

  |  Thu 14 May 2026

Beijing, May 14 -- State Intellectual Property Office of China has released Shenzhen Urban Planning & Land Resource Res Center patent application for Risk Assessment Method of Financial Product, Electronic Equipment and Medium. This invention was developed by Liu Fang, Zhang Wenhui, Jiang Lingxiao, Liu Chengming, Xu Shanshan, Li..

Banking

  |  Thu 14 May 2026

Beijing, May 14 -- Nanjing Kerong Data System Co Ltd has submitted a patent application for Risk Analysis Method and System Based on Financial Institution Data. Chen Bing, Jiang Weili, Xu Jianhai, Jin Shuli, Mao Fulin and Shi Haodong developed the invention. The patent application number is CN202511243920 20250902. The patent..

Banking

  |  Thu 14 May 2026

Beijing, May 14 -- Beijing Jiewen Tech Co Ltd has submitted a patent application for Multi-source Heterogeneous Enterprise-level Fund Intelligent Auditing System. This invention was developed by Xiong Wenqin and Hu Leilei. The patent application number is CN202511208018 20250827. The patent publication number is CN121304331 (..

Banking

  |  Thu 14 May 2026

Beijing, May 14 -- State Intellectual Property Office of China has received China Construction Bank and CCB Fintech patent application for Business Report Configuration Method and Device, Equipment, Storage Medium and Program Product. Liu Yunfeng developed the invention. The patent application number is CN202511805156 2025120..

Banking

  |  Thu 14 May 2026

Beijing, May 14 -- State Intellectual Property Office of China has released Wuhan Feiyu Yike Tech Co Ltd patent application for Digital-electronic Invoice Real-time Issuing Method and System Based on Mixed Payment. This invention was developed by Peng Jinqiao. The patent application number is CN202511862863 20251211. The pate..

Banking

  |  Thu 14 May 2026

Beijing, May 14 -- China Construction Bank and CCB Fintech have filed a patent application for Network Point Adjustment Method and Device Based on Map Visualization, Storage Medium and Processor. This invention was developed by Zhou Chong. The patent application number is CN202511523485 20251023. The patent publication number..

Banking

  |  Thu 14 May 2026

Beijing, May 14 -- Huayun Shuzhi Tech Shenzhen Co Ltd has submitted a patent application for Platform Payment Risk Control Method and System Based on New Retail E-commerce. This invention was developed by Liu Bin. The patent application number is CN202511486246 20251017. The patent publication number is CN121304173 (A). Inter..

Banking

  |  Thu 14 May 2026

Beijing, May 14 -- State Intellectual Property Office of China has published Beijing Unisoc Communication Tech Co Ltd patent application for Glasses Payment Method and Device, Glasses, Equipment, Storage Medium and Program Product. The invention was developed by Zhang Jiaqi, Lyu Hesheng, Lin Yang and Zhao Jian. The patent app..

Banking

  |  Thu 14 May 2026

Beijing, May 14 -- Digital Currency Inst Of The Peoples Bank Of China has submitted a patent application for Time Factor Calibration Method and System for Digital Currency Transaction. This invention was developed by Cui Peidong. The patent application number is CN202410917983 20240709. The patent publication number is CN1213..

Banking

  |  Thu 14 May 2026

Beijing, May 14 -- State Intellectual Property Office of China has received Ningxia Hope Information Ind Co Ltd patent application for Method and System for Intelligent Transaction of Public Accumulation Fund Business. Zhang Yaowen, Pan Han, Li Hao, Li Yiren, Ma Weimin, Ye Xiaolong, Qiao Hongxi, Li Fang, Zhou Junyi, Shen Wen, Ya..

Banking

  |  Thu 14 May 2026

Beijing, May 14 -- Guangzhou Helipay Tech Co Ltd has applied Chinese patent for Risk Monitoring Method and System for Cross-border Payment Transaction Data Information. Cai Ke and Hu Bo developed it. The patent application number is CN202511290042 20250910. The patent publication number is CN121304150 (A). International Paten..

Banking

  |  Thu 14 May 2026

Beijing, May 14 -- Digital Currency Inst Of The Peoples Bank Of China has submitted a patent application for Transaction Method and Transaction System Based on Digital Currency Hard Wallet. This invention was developed by Mu Changchun, Di Gang, Lv Yuan, Peng Meiling, Cui Peidong and Chen Song. The patent application number is..

Banking

  |  Thu 14 May 2026

Beijing, May 14 -- State Intellectual Property Office of China has received China Mobile Inf Tech Co Ltd and China Mobile Communications patent application for Settlement Payment Method and Storage Medium. Kong Chunyan, Huang Yan, Chen Chunsong, Cai Zhixiang and Luo Xuan developed the invention. The patent application number ..

Banking

  |  Thu 14 May 2026

Beijing, May 14 -- State Intellectual Property Office of China has released Marketing Service Center Of State Grid Fujian Electric Power Co Ltd patent application for Intelligent Interactive Method and Platform for Power Grid Payment. This invention was developed by Lu Wei, Chen Xupeng, Dong Meirong, Du Songyan, Lin Yan, Zheng X..

Banking

  |  Thu 14 May 2026

Beijing, May 14 -- Zhonglu Gaoke Traffic Inspection Inspection and Certification and Shaoxing Kezhu Expressway Co Ltd have submitted a patent application for Automatic Engineering Measurement Payment Management System. This invention was developed by Shan Yifeng, Yan Xiaojian, Fan Xiang, Fu Chen, Gou Ke, Huang Tao, Guo Geyang an..

Banking

  |  Thu 14 May 2026

Beijing, May 14 -- State Intellectual Property Office of China has received China Construction Bank and CCB Fintech patent application for Object Name Matching Method and Device, Equipment, Storage Medium and Program Product. Lin Danxu, Chen Shaodong and Chen Guolin developed the invention. The patent application number is CN..

Banking

  |  Thu 14 May 2026

Beijing, May 14 -- China Construction Bank and CCB Fintech have submitted a patent application for Method and Device for Determining Recommendation Information of Application Program, Equipment, Medium and Product. This invention was developed by Li Zhaoqin. The patent application number is CN202511807474 20251203. The patent..

Banking

  |  Thu 14 May 2026

Beijing, May 14 -- Agricultural Bank of China has submitted a patent application for Method and Device for Recommending Test Cases. Zhang Jia, Cheng Wen and Wang Li developed the invention. The patent application number is CN202511723952 20251122. The patent publication number is CN121301218 (A). International Patent Classifi..

Banking

  |  Thu 14 May 2026

Beijing, May 14 -- State Intellectual Property Office of China has published Jiangsu Sushang Bank Co Ltd patent application for Method and Device for Monitoring Health Condition of Payment Channel in Real Time. The invention was developed by Li Shaozhang, Li Lei and Ma Zhenmin. The patent application number is CN202511216968 ..

Banking

  |  Thu 14 May 2026

Beijing, May 14 -- State Intellectual Property Office of China has released China Construction Bank and CCB Fintech patent application for Running Index Analysis Method and Device for Stream Computing Job and Electronic Equipment. This invention was developed by Lin Huabang. The patent application number is CN202511581348 202..

Banking

  |  Thu 14 May 2026

Beijing, May 14 -- Agricultural Bank of China has filed a patent application for Bandwidth Allocation Method and Device, Storage Medium and Electronic Equipment. This invention was developed by Sun Jiahao. The patent application number is CN202511734280 20251124. The patent publication number is CN121309508 (A). International..

Banking

  |  Thu 14 May 2026

Alexandria, May 14 -- Bread Financial Payments Inc has been awarded a patent for Providing Real-time Replacement Credit Account Information to a Customer When an Existing Physical Card Associated with the Credit Account is Compromised. This invention was developed by Bradstreet Ann. The patent application number is US20201687..

Banking

  |  Thu 14 May 2026

Alexandria, May 14 -- United States Patent for Enterprise Resource Planning System Having Financial Management Function Using Computer-implemented Calendar has been issued to Seojin Consulting Network Solution Co Ltd. This invention was developed by Kim Jaeyoung. The patent application number is US202318388206 20231109. The p..

Banking

  |  Wed 13 May 2026

Beijing, May 14 -- State Intellectual Property Office of China has released Yikun Power Tech Wuxi Co Ltd patent application for Spatial Three-dimensional Supporting Line Bank Structure. This invention was developed by Zhang Fangchun, Zhang Quanhui, Wu Haiying and Hu Yuanhua. The patent application number is CN202511388296 202..

Banking

  |  Thu 14 May 2026

Beijing, May 14 -- State Intellectual Property Office of China has received Industrial & Commercial Bank of China and Icbc Tech Co Ltd patent application for Image Detection Method and Device, Storage Medium, Electronic Equipment and Program Product. Yi Xinbo developed the invention. The patent application number is CN2025112..

Banking

  |  Thu 14 May 2026

Beijing, May 14 -- State Intellectual Property Office of China has received China Construction Bank and CCB Fintech patent application for Work Order Generation Method and Device Based on Multi-strategy Cooperation, Equipment and Program Product. Lu Lingyun, Chen Dagang, Nie Haifeng and Yang Shujie developed the invention. Th..

Banking

  |  Thu 14 May 2026

Beijing, May 14 -- Guo Yu has applied Chinese patent for Big Data Processing Method Based on Digital Financial Service, Server and Storage Medium. Guo Yu developed it. The patent application number is CN202511521130 20251023. The patent publication number is CN121302422 (A). International Patent Classification codes are G06F1..

Banking

  |  Thu 14 May 2026

Beijing, May 14 -- State Intellectual Property Office of China has published China Construction Bank; CCB Fintech patent application for Quality Inspection Rule Generation and Deployment Method and Device, Equipment, Medium and Program Product. The invention was developed by Chen Shude, Jia Guochen, Yang Wen and Jiang Yubin. ..

Banking

  |  Thu 14 May 2026

Beijing, May 14 -- Jiangsu Suzhou Rural Commercial Bank Co Ltd has sought patent for Intelligent Quality Inspection System and Intelligent Quality Inspection Method Based on Bank Financial Business. This invention was developed by Zhang Yifei, Wang Xianlei, Shen Taoye, Shen Jing and Chen Rui. The patent application number is ..

Banking

  |  Thu 14 May 2026

Beijing, May 14 -- China Construction Bank and CCB Fintech have submitted a patent application for Method and Device for Processing Messages in Same Industry, Equipment, Storage Medium and Program Product. Ke Jian developed the invention. The patent application number is CN202511403011 20250928. The patent publication number ..

Banking

  |  Thu 14 May 2026

Beijing, May 14 -- China Construction Bank and CCB Fintech have applied Chinese patent for Data Storage Method and Device, Processor and Storage Medium. Lin Shuqiang and Lin Tingmao developed it. The patent application number is CN202511523101 20251023. The patent publication number is CN121309607 (A). International Patent Cl..

Banking

  |  Thu 14 May 2026

Beijing, May 14 -- Inspur Cloud Information Technology has submitted a patent application for Accounting Voucher Transmission Method and Device for Voucher Management and Financial Management. This invention was developed by Zhang Danmei and Ma Shukang. The patent application number is CN202511659020 20251113. The patent public..

Banking

  |  Thu 14 May 2026

Beijing, May 14 -- Fujian Branch Of Agricultural Bank Of China has applied Chinese patent for Loan Scheme Determination Method and Related Device. Lin Zhaoding, Liu Shaokun, Zhao Junyong, Jiang Cheng, Lin Mingkang, Liu Weixin, Zhang Youxian, Li Zhibin and Lin Xuan developed it. The patent application number is CN202511480961 ..

Banking

  |  Thu 14 May 2026

Beijing, May 14 -- State Intellectual Property Office of China has released Longying Zhida (Beijing) Technology patent application for Client Marketing Method, Device and Equipment for Bank Consumption Loan, and Computer Program Product. This invention was developed by Li Tingting. The patent application number is CN20251146521..

Banking

  |  Thu 14 May 2026

Beijing, May 14 -- Henan University Of Urban Construction has applied Chinese patent for Artificial Intelligence Financial Risk Control System Based on Big Data. Cheng Feifei, Kou Mengtian, Wang Xiaohui, Cai Yujie, Hu Sumin and Liang Liduan developed it. The patent application number is CN202511447040 20251011. The patent publi..

Banking

  |  Thu 14 May 2026

Alexandria, May 14 -- U.S. Patent and Trademark Office has awarded a patent to Wells Fargo Bank for Systems and Methods for Rewards Engagement Score. Chang Laura, Desplanques Megan A, Eiel Richard, Isin Cem, Lohrer Kim, Phelps Sarah W and Rassas Adeline developed the invention. The patent application number is US202418921644 20..

Banking

  |  Thu 14 May 2026

Alexandria, May 14 -- Wells Fargo Bank has secured a patent on Systems and Methods for Enhancing Regulatory Compliance Through Digitization. Wiig Jennifer L, Wells Richard, Rehg Pamela, Henry Janette K, Duddleston Danya, Spindler Sarah, Chauvin Michael and Iverson Mark developed the invention. The patent application number is U..

Banking

  |  Thu 14 May 2026

Alexandria, May 14 -- U.S. Patent and Trademark Office has awarded a patent to Wells Fargo Bank for System and Method for Mobile Check Deposit with Restricted Endorsement. Hecht Al developed the invention. The patent application number is US202418738186 20240610. The patent publication number is US12626235 (B2). International P..

Banking

  |  Thu 14 May 2026

Alexandria, May 14 -- Bank of America has been granted a patent for Data Management System for Ui Transactions. This invention was developed by Heine Suzan. The patent application number is US202418884749 20240913. The patent publication number is US12625860 (B2). International Patent Classification codes are G06F16/22 and G06F..

Banking

  |  Wed 13 May 2026

Alexandria, May 14 -- Coromandel International Ltd has been granted a patent for Bed Bug Control Composition and Process of Preparing the Same. Lakshmi Kanthan Baburaj, Narasimha Rao Kothapalli, Balaji Sambamoorthy, Ramamurthi Radhakrishnan, Sadhasivam Kathiresan, Suresh Kumar Chinaga, Manimaran Ponnusamy and Jayabal Govindasamy..

Banking

  |  Thu 14 May 2026

Beijing, May 14 -- Industrial & Commercial Bank of China has submitted a patent application for Report Migration Result Determination Method and Device and Electronic Equipment. Wu Shun developed the invention. The patent application number is CN202511299056 20250911. The patent publication number is CN121301305 (A). Internatio..

Banking

  |  Thu 14 May 2026

Alexandria, May 14 -- Wells Fargo Bank has received a patent for Change Management Intelligent Reconciliation. This invention was developed by Asefi Azita and Panda Preet Pratik. The patent application number is US202318329911 20230606. The patent publication number is US12625727 (B2). International Patent Classification codes ..

Banking

  |  Tue 12 May 2026

Geneva, May 13 -- World Intellectual Property Organization has released Mastercard International Incorporated patent application for Vehicle Charging Payment. This invention was developed by Main Jonathan and Smets Patrik. The patent application number is WO2025US48350 20250929. The patent publication number is WO2026096131 (A1..

Banking

  |  Thu 14 May 2026

Beijing, May 14 -- State Intellectual Property Office of China has released Shenzhen Branch Of Agricultural Bank Of China patent application for Network Equipment Management Method and System, Computer Equipment and Readable Storage Medium. This invention was developed by Xu Fengming, Chen Shiyao and Zhong Weihong. The patent..

Banking

  |  Thu 14 May 2026

Alexandria, May 14 -- United States Patent for Thermo-sensitive Payment Card has been issued to Block. This invention was developed by Fletcher Kyle and Dhodapkar Ashutosh. The patent application number is US202318516610 20231121. The patent publication number is US12626084 (B2). International Patent Classification codes are G0..

Banking

  |  Wed 13 May 2026

Beijing, May 14 -- State Intellectual Property Office of China has published Greatwall Information patent application for Bank Counter Cash Processing System and Method. The invention was developed by Zhu Manfei, Li Bo and Tao Guoqiang. The patent application number is CN202511582167 20251031. The patent publication number is C..

Banking

  |  Thu 14 May 2026

Beijing, May 14 -- University of Electronic Science and Technology of China has submitted a patent application for Cross-social Network Account Matching Method Based on Knowledge Graph Label Propagation. Zhai Xuemeng, Yang Zhiyong, Jiao Kaiyu, Zhang Liangrui, Hu Hangyu and Hu Guangmin developed the invention. The patent applica..

Banking

  |  Tue 12 May 2026

Geneva, May 13 -- Mastercard International Incorporated has applied WIPO patent for Computer-implemented Methods, Systems Comprising Computer-readable Media, and Electronic Devices for Bank Operations Transaction Analysis. Dongare Siddhesh and Baguley Nick developed it. The patent application number is WO2025US47888 20250925. T..

Banking

  |  Thu 14 May 2026

Alexandria, May 14 -- Twilio has been awarded a patent for Messaging Account Management System. This invention was developed by Nagargoje Sachin Narayan. The patent application number is US202217858680 20220706. The patent publication number is US12626100 (B2). International Patent Classification codes are G06N3/0455, H04L51/21..

Banking

  |  Thu 14 May 2026

Alexandria, May 14 -- Bank of America has obtained a patent for system for secure information transfer in a virtual environment. This invention was developed by Subramanian Sruthi, Pallapolu Kalyan Chakravarthy, Sreenivas Gali Mohan and Mahesh Gondi. The patent application number is US202318117812 20230306. The patent publicati..

Banking

  |  Thu 14 May 2026

Alexandria, May 14 -- U.S. Patent and Trademark Office has awarded a patent to Wells Fargo Bank for Systems and Methods for Managing and Securing Sensitive Electronic Files. Bijou Blair, Hanson Carrie Anne, Price David and Chuprevich John Andrew developed the invention. The patent application number is US202318477221 20230928. ..

Banking

  |  Thu 14 May 2026

Alexandria, May 14 -- Bank of America has been granted a patent for Document Object Model (dom) Integrity Check Using Hash Verification. Suresh Shravan Kumar Vellore, Yeager Stephen L, Patel Nidhiben, Paruchuri Lavanya, Shivashankar Mohana Murali, Pandit Giri Raj and Kotagiri Varsha developed the invention. The patent applicati..

Banking

  |  Thu 14 May 2026

Beijing, May 14 -- China Construction Bank has sought patent for Encryption Communication Method and Device, Storage Medium and Electronic Equipment. This invention was developed by Guo Hanli, Liu Hongbo, Hu Yingxi, He Weiming, Bai Xinlang, Liu Yaling and Luo Zhaokai. The patent application number is CN202511602327 20251104. Th..

Banking

  |  Thu 14 May 2026

Alexandria, May 14 -- Bank of America has been granted a patent for System and Method for Generating a Navigational Map for Performing a Data Interaction. Naruka Chetan Singh, Singh Deepam Kumar and Singh Shailendra developed the invention. The patent application number is US202418830992 20240911. The patent publication number ..

Banking

  |  Thu 14 May 2026

Beijing, May 14 -- State Intellectual Property Office of China has released University Nanning patent application for Cloud Financial System Abnormity Early Warning Method and Device Based on Artificial Intelligence. This invention was developed by Wang Hao, Chen Lei, Huang Feijun and Liu Huaguo. The patent application number i..

Banking

  |  Thu 14 May 2026

Beijing, May 14 -- Industrial & Commercial Bank of China has applied Chinese patent for Program Production Method and Device of Host System, Electronic Equipment and Program Product. Luo Haibo, Zhao Yan and Wang Hujun developed it. The patent application number is CN202510863291 20250625. The patent publication number is CN1213..

Banking

  |  Tue 12 May 2026

Geneva, May 13 -- Kilic Hasan has applied WIPO patent for a System That Produces Money by Using Assets as a Precious Metal. The patent application number is WO2024TR51281 20241101. The patent publication number is WO2026095886 (A1). International Patent Classification codes are G06Q20/38 and G06Q40/04. The abstract of th..

Banking

  |  Tue 12 May 2026

Geneva, May 13 -- Nextpayments Inc has submitted a patent application for Method and System for Providing High-dimensional Payment Solution Using Generative Artificial Intelligence-based Voiceprint Authentication Technology. This invention was developed by Jee Kwang Chol. The patent application number is WO2025KR17504 2025102..

Banking

  |  Tue 12 May 2026

Geneva, May 13 -- SoftBank has submitted a patent application for Cluster Management Device, Cluster Management Method, and Program. This invention was developed by Sugimoto Shinta, Mori Kenjiro, Takeuchi Kazuma and Yamashina Shun. The patent application number is WO2024JP38510 20241029. The patent publication number is WO202..

Banking

  |  Tue 12 May 2026

Geneva, May 13 -- Prpic Josip has sought patent for Airflow Power Plant for Sustainable Energy Generation and Energy Fund System for Storing and Recovering Surplus Energy Via Gravity in Vertical or Inclined Structures. The patent application number is WO2024CH50050 20241102. The patent publication number is WO2026090763 (A1). ..

Banking

  |  Wed 13 May 2026

Beijing, May 13 -- State Intellectual Property Office of China has received China Banknote Printing And Minting Group Co Ltd and Shijiazhuang Banknote Printing Co Ltd patent application for Automatic Dialing System of Printing Equipment. Jiang Lilin, Ma Peng, Zhang Deyuan, Wang Bin, Li Yong Hui, Zheng Wenpeng and Bai Xinghua dev..

Banking

  |  Mon 11 May 2026

Beijing, May 12 -- China Construction Bank and CCB Fintech have submitted a patent application for Request Response Method and Device, Equipment, Storage Medium and Program Product. This invention was developed by Chang Miao. The patent application number is CN202511457002 20251013. The patent publication number is CN12128411..

Banking

  |  Tue 12 May 2026

Beijing, May 12 -- China Mobile Finance Tech Co Ltd and China Mobile Communications have submitted a patent application for Iris Payment Method and Device Based on Element Universe, Medium and Product. Wu Zeng, Chen Xuyang, Chen Ming, Shen Zhimin, Chen Lin, Li Gaoxiang and Kong Meng developed the invention. The patent applica..

Banking

  |  Tue 12 May 2026

Beijing, May 12 -- Industrial & Commercial Bank of China and Icbc Tech Co Ltd have filed a patent application for Transaction Monitoring Method and Device Based on Multi-dimensional Rule Engine, and Electronic Equipment. This invention was developed by Li Yingxin and Zhang Nan. The patent application number is CN202511291790 ..

Banking

  |  Tue 12 May 2026

Beijing, May 12 -- Ningbo Ande Zhilian Tech Co Ltd and Wuhu Ande Zhilian Tech Co Ltd have submitted a patent application for Freight Payment Method and Device, Terminal Equipment and Storage Medium. This invention was developed by Zhang Po, Li Linlin, Liang Ruchao, Qiang Lei and Huang Haibo. The patent application number is C..

Banking

  |  Tue 12 May 2026

Beijing, May 12 --Nankai University and Advanced Computing and Key Software Xinchuang Haihe Laboratory have submitted a patent application for Third-party Payment Transaction Method and System in Weak Network Environment. Zhang Yuzhi, Zhou Xin'ao, Tian Shuyang, Sun Yufei, Fang Yiming, Xu Hailong, Gong Shijie, Li Yuan, Cao Nan, Z..

Banking

  |  Tue 12 May 2026

Beijing, May 12 -- China Construction Bank and CCB Fintech have submitted a patent application for Payment Exception Processing Method and Device, Equipment, Medium and Product. Wu Boning developed the invention. The patent application number is CN202511775396 20251128. The patent publication number is CN121280008 (A). Intern..

Banking

  |  Tue 12 May 2026

Beijing, May 12 -- China Construction Bank and CCB Fintech have applied Chinese patent for Business Process Processing Method and Device Based on Electronic Certificate, Equipment and Medium. Jiao Yuanzhou, He Yang, Yang Daibing, Cao Ziyu, Wang Siya, Chen Chen, Wang Lei and Zhou Xiang developed it. The patent application numb..

Banking

  |  Tue 12 May 2026

Beijing, May 12 -- China Construction Bank and CCB Fintech have submitted a patent application for Resource Approval Method, Device and Equipment, Readable Storage Medium and Program Product. This invention was developed by Ji Qingsong. The patent application number is CN202511529984 20251024. The patent publication number is..

Banking

  |  Tue 12 May 2026

Beijing, May 12 -- China Construction Bank and CCB Fintech have submitted a patent application for Marketing Activity Effectiveness Analysis Method and System Based on Multi-objective Optimization Algorithm. Qiu Xiaoxia and Jiang Song developed the invention. The patent application number is CN202511381049 20250925. The paten..

Banking

  |  Mon 11 May 2026

Beijing, May 12 -- China Construction Bank and CCB Fintech have submitted a patent application for Anti-crawler Method and Device, Equipment, Computer Medium and Product. Peng Fei developed the invention. The patent application number is CN202511342418 20250919. The patent publication number is CN121283687 (A). International ..

Banking

  |  Mon 11 May 2026

Beijing, May 12 -- Industrial & Commercial Bank of China and ICBC Tech Co Ltd have submitted a patent application for Verification Code Verification Method, Central Server, Edge Node, Medium and Product. Wang Yan developed the invention. The patent application number is CN202511378680 20250925. The patent publication number i..

Banking

  |  Mon 11 May 2026

Beijing, May 12 -- China Construction Bank and CCB Fintech have applied Chinese patent for Protocol Message Encryption Method and Device, Equipment and Storage Medium. Song Chengbo developed it. The patent application number is CN202511382365 20250925. The patent publication number is CN121283616 (A). International Patent Cla..

Banking

  |  Mon 11 May 2026

Beijing, May 12 -- ZTE has submitted a patent application for Distributed Account Book Information Transmission Method, Base Station and Core Network Distributed Account Book Node. This invention was developed by Zhang Kangjie and Xue Yan. The patent application number is CN202410894855 20240704. The patent publication number i..

Banking

  |  Tue 12 May 2026

Beijing, May 12 -- Industrial & Commercial Bank of China has submitted a patent application for Intention Recognition Method and Device, Storage Medium and Electronic Equipment. Wang Jingyi and Zhi Yifei developed the invention. The patent application number is CN202511291783 20250910. The patent publication number is CN1212785..

Banking

  |  Tue 12 May 2026

Munich, May 12 -- Mastercard International has submitted a patent application for Vehicle Charging Payment. This invention was developed by Main Jonathan James and Smets Patrik. The patent application number is EP20240209636 20241029. The patent publication number is EP4738297 (A1). International Patent Classification codes are..

Banking

  |  Mon 11 May 2026

Beijing, May 12 -- Tencent Technology, Shenzhen has submitted a patent application for Payment Service Component Reconstruction-based Payment Method, Payment System and Electronic Equipment. Shen Fuqiang developed the invention. The patent application number is CN202410893296 20240703. The patent publication number is CN1212841..

Banking

  |  Tue 12 May 2026

Beijing, May 12 -- Wuhan Lichu Business Services Co Ltd has submitted a patent application for Custom Voice Broadcasting Method, Device and Equipment for Payment Loudspeaker Box and Storage Medium. This invention was developed by Wang Peng, Lin Zhe, Lyu Chaofan and Lu Qing. The patent application number is CN202511824813 2025..

Banking

  |  Tue 12 May 2026

Beijing, May 12 -- Dalian Douniu Tech Co Ltd has submitted a patent application for Text Recognition Method and System for Financial Index Analysis Based on Image Recognition Processing. This invention was developed by Nurbory Bahetti, Wang Longyin, Cao Fengchang, Zhang Xinyue, Liu Fang and Qin Miaochen. The patent applicatio..

Banking

  |  Tue 12 May 2026

Beijing, May 12 -- Beijing Ruizhide Information Tech Co Ltd has submitted a patent application for Enterprise Fund Income and Expenditure Prediction Method Based on AI Large Model and Multi-modal Interaction. This invention was developed by Jin Xiaoyun and Wang Zhibo. The patent application number is CN202511687430 20251118. ..

Banking

  |  Tue 12 May 2026

Beijing, May 12 -- Cela Holding Yunnan Co Ltd has sought patent for Method for Generating Financial Accounting Voucher Through Electronic Invoice Automatic Matching Based on Deep Learning. This invention was developed by Huang Yunfeng, Huang Zengwei, Wu Hongyan, Yang Liwei, Liu Yang, Liu Zichao, Song Kai and Zhang Ding. The p..

Banking

  |  Tue 12 May 2026

Beijing, May 12 -- State Intellectual Property Office of China has received China Construction Bank; CCB Fintech patent application for Method and Device for Determining Use Data of User Financial Service. Tian Yuan, Luo Wei, Zhang Wenjing, Liu Yifan and Zhang Jingjing developed the invention. The patent application number is..

Banking

  |  Tue 12 May 2026

Beijing, May 12 -- Jiangxi University of Finance and Economics has filed a patent application for Supply Chain Financial Risk Early Warning and Intelligent Decision-making System Based on Block Chain. This invention was developed by Yi Rong. The patent application number is CN202511475145 20251015. The patent publication number..

Banking

  |  Tue 12 May 2026

Beijing, May 12 -- Industrial & Commercial Bank of China has submitted a patent application for Map-based Customer Service Method and Device, Electronic Equipment and Program Product. Zhang Daoling developed the invention. The patent application number is CN202511291788 20250910. The patent publication number is CN121280036 (A)..

Banking

  |  Tue 12 May 2026

Beijing, May 12 -- State Intellectual Property Office of China has published Nanjing Lanbo Zhiyou Information Tech Co Ltd patent application for Face Recognition Method and System Applied to Life Payment. The invention was developed by Wang Jianyin, Wang Yijun and Wang Pengfei. The patent application number is CN202511454524 ..

Banking

  |  Tue 12 May 2026

Beijing, May 12 -- China Ums Payment Co Ltd has submitted a patent application for Terminal Real-name Payment Method and Device, Intelligent Terminal, Medium and Program Product. Yu Weiguo, Jiang Xiaoliang, Huang Wanying, Wang Jin, Zhou Xinxin, Chen Zhongyong and Sun Yufeng developed the invention. The patent application numb..

Banking

  |  Tue 12 May 2026

Beijing, May 12 -- State Intellectual Property Office of China has received Zhejiang Lingai Future Tech Co Ltd and Zhejiang Leapmotor Technology patent application for Vehicle-mounted Payment System and Method. Jia Haokai, Chen Bin and Liu Fei developed the invention. The patent application number is CN202511365061 20250922. ..

Banking

  |  Tue 12 May 2026

Beijing, May 12 -- Shanghai Wanxingdaohe Artificial Intelligence Tech Co Ltd has sought patent for Intelligent Agent Task Decomposition Method and System in Financial Field and Medium. This invention was developed by Cai Weige, Zhang Liwen and Deng Zhongwen. The patent application number is CN202511366852 20250923. The patent..

Banking

  |  Tue 12 May 2026

Beijing, May 12 -- State Intellectual Property Office of China has received China Construction Bank; CCB Fintech patent application for Model Determination Method and Device. Luo Yanbin developed the invention. The patent application number is CN202511472322 20251015. The patent publication number is CN121278385 (A). Internat..

Banking

  |  Tue 12 May 2026

Beijing, May 12 -- State Intellectual Property Office of China has released China Construction Bank and CCB Fintech patent application for Content Recommendation Method and Device, Electronic Equipment, Storage Medium and Program Product. This invention was developed by Lin Jie, Jiang Zhengwu, Lai Xinling and Fu Yuanyuan. The..

Banking

  |  Mon 11 May 2026

Munich, May 12 -- European Patent Office has received Banks and Acquirers International Holding patent application for Antenna for Electronic Payment Terminal. Hernandez Vincent developed the invention. The patent application number is EP20240737781 20240628. The patent publication number is EP4736269 (A1). International Patent..
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