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Banking
| Sun 25 Jan 2026
Geneva, Jan. 26 -- Aslan Serkan has applied WIPO patent for Contactless Bank and Credit Card with a Security System. The patent application number is WO2025TR50717 20250708. The patent publication number is WO2026015118 (A1). International Patent Classification codes are G06K19/07 and G06Q20/34.
The abstract of the patent pu..
Banking
| Sun 25 Jan 2026
Geneva, Jan. 26 -- Buencamino Co Ltd has sought patent for Bankbook Management System and Method for Controlling Bankbook Management System. This invention was developed by Lee Sooyoung.
The patent application number is WO2024KR12222 20240816. The patent publication number is WO2026014589 (A1). International Patent Classifica..
Banking
| Mon 26 Jan 2026
Geneva, Jan. 26 -- World Intellectual Property Organization has received Chongqing Vocational College Of Finance and Economics patent application for Higher Vocational College Student Financial Literacy Evaluation System Based on Big Data Analysis. Ma Yongyue developed the invention.
The patent application number is WO2025CN8..
Banking
| Mon 26 Jan 2026
Alexandria, Jan. 26 -- Inmarket Media LLC has applied United States patent for Systems and Methods to Stop Undesired Account Subscriptions. Dipaola Todd, Niyogi Surojit, Pirayesh Sohrab, Agafurov Viacheslav, Fujita Kazuya and Tang Wei developed it.
The patent application number is US202519270881 20250716. The patent publicati..
Banking
| Mon 26 Jan 2026
Alexandria, Jan. 26 -- U.S. Patent and Trademark Office has received Flexcorp Inc patent application for Systems and Methods for Instant Purchasing of Declined Payment Transactions. Vitucci Elio and Shoval Zeev developed the invention.
The patent application number is US202519275732 20250721. The patent publication number is ..
Banking
| Mon 26 Jan 2026
Alexandria, Jan. 26 -- U.S. Patent and Trademark Office has published Wang Chih Chun patent application for Multi-factor Authentication System for Financial Management. The patent application number is US202418779069 20240721. The patent publication number is US20260024086 (A1). International Patent Classification codes are G06Q..
Banking
| Mon 26 Jan 2026
Alexandria, Jan. 26 -- U.S. Patent and Trademark Office has published Bank of America patent application for Parallel Processing on Dynamically Selected Alternate Channel in Response to Network Interruption. The invention was developed by Garg Saurabh, Mishra Amit, Sethia Maneesh Kumar and Viswanathan Krithika.
The patent appli..
Banking
| Mon 26 Jan 2026
Alexandria, Jan. 26 -- U.S. Patent and Trademark Office has published Bank of America patent application for System and Method for Preventing Misappropriation of Short Wireless Communication Enabled Devices. The invention was developed by Padiyar Sneha, Balakrishnan Hariharan, Behera Abhijit, Khaitan Nidhi, Priya Sakthi, Sadhu S..
Banking
| Mon 26 Jan 2026
Alexandria, Jan. 26 -- Bank of America has submitted a patent application for System and Method for Improving Data Security Using Dynamic Data Fragmentation and Data Generation. Kurian Manu and Young Michael R developed the invention.
The patent application number is US202418777937 20240719. The patent publication number is US2..
Banking
| Mon 26 Jan 2026
Alexandria, Jan. 26 -- Bank of America has submitted a patent application for System and Method for Improving Network Security Using Machine Learning Based-threat Mitigation. This invention was developed by Young Michael R and Kurian Manu.
The patent application number is US202418779683 20240722. The patent publication number i..
Banking
| Mon 26 Jan 2026
Alexandria, Jan. 26 -- U.S. Patent and Trademark Office has received Wells Fargo Bank patent application for Security Model Utilizing Multi-channel Data with Vulnerability Remediation Circuitry. Cross Shane, Fricano Daniel, Makohon Peter Anatole, Miller Dale, Edison Charles Steven, Wegba Kodzo, Bonk James and Gilheany Thomas dev..
Banking
| Mon 26 Jan 2026
Alexandria, Jan. 26 -- U.S. Patent and Trademark Office has released Bank of America patent application for Interactive Client Notifications. This invention was developed by Nagarajan Sivakumar, Rodrigues Michelle and Blackmon John T.
The patent application number is US202418773687 20240716. The patent publication number is US2..
Banking
| Mon 26 Jan 2026
Geneva, Jan. 26 -- Digital Currency Institute, The People's Bank of China has sought patent for Digital-currency Hardware Wallet, Transaction Method, Apparatus and System, and Storage Medium. This invention was developed by Mu Changchun, Di Gang, Lyu Yuan, Peng Meiling, Cui Peidong and Chen Song.
The patent application number i..
Banking
| Mon 26 Jan 2026
Alexandria, Jan. 26 -- U.S. Patent and Trademark Office has received GLORY patent application for Money Depositing Apparatus, Money Handling System, and Money Handling Method. Horita Risa and Aso Makoto developed the invention.
The patent application number is US202519339367 20250925. The patent publication number is US20260024..
Banking
| Mon 26 Jan 2026
Alexandria, Jan. 26 -- Wells Fargo Bank has sought patent for Systems and Methods for Sharing Revenue Associated with Digital Assets. This invention was developed by Mehta Chintan and Strle Jason.
The patent application number is US202519339552 20250925. The patent publication number is US20260024113 (A1). International Patent ..
Banking
| Mon 26 Jan 2026
Alexandria, Jan. 26 -- U.S. Patent and Trademark Office has received JPMorgan Chase Bank patent application for Systems and Method for Conducting Payment Network-less Transactions. Spector Howard, Aravamudhan Sridhar, Culot Louis, Olebe Edward, Conrad Chris and Alexander Emi developed the invention.
The patent application numbe..
Banking
| Mon 26 Jan 2026
Alexandria, Jan. 26 -- Wells Fargo Bank has submitted a patent application for Systems and Methods for Account Activation and Information Verification Using a Contactless Card. This invention was developed by Ho Peter and Aurelius John A.
The patent application number is US202519346380 20250930. The patent publication number is..
Banking
| Mon 26 Jan 2026
Alexandria, Jan. 26 -- Bank of America has sought patent for Systems and Methods for Mobile Data Transmissions to Remote Data Centers Using Near Field Communication. This invention was developed by Castinado Joseph Benjamin, Carmody Harold F, Lolam Shailesh and Bitler Ian C.
The patent application number is US202418776739 20240..
Banking
| Mon 26 Jan 2026
Alexandria, Jan. 26 -- American Express Travel Related Services Company has filed a patent application for Secure Conversational Payment Service. This invention was developed by Bartholomew Jill Marie, Edupuganti Siva Kumar, Sakpal Jaswandi Vijay and Yallaturu Aditya.
The patent application number is US202418776932 20240718. Th..
Banking
| Mon 26 Jan 2026
Alexandria, Jan. 26 -- Bank of America has sought patent for Systems and Methods for Autonomous Telemetry Orchestration. This invention was developed by Padiyar Sneha, Sethia Maneesh Kumar, Ugale Kishor Balkrishna and V Siji Jose.
The patent application number is US202418779599 20240722. The patent publication number is US20260..
Banking
| Mon 26 Jan 2026
Alexandria, Jan. 26 -- Wells Fargo Bank has submitted a patent application for Central Dealer Dashboard. Hatton Yvette Marie, Parks Diane C, Rashid Pamela Gould, Strader Matthew Craig and Ulrich Shelli developed the invention.
The patent application number is US202418776338 20240718. The patent publication number is US202600240..
Banking
| Mon 26 Jan 2026
Alexandria, Jan. 26 -- Wells Fargo Bank has submitted a patent application for Systems and Methods for Verifying a Delegate. Fisher Jennifer A, Tao Jenny Y, Yang Young M and Diwate Prafullata developed the invention.
The patent application number is US202418777037 20240718. The patent publication number is US20260024031 (A1). I..
Banking
| Mon 26 Jan 2026
Alexandria, Jan. 26 -- U.S. Patent and Trademark Office has released Mitek Systems patent application for Systems and Methods for Accessing an ATM with a Mobile Application. This invention was developed by Hall John and Cantley Kerry.
The patent application number is US202519272828 20250717. The patent publication number is U..
Banking
| Mon 26 Jan 2026
Alexandria, Jan. 26 -- U.S. Patent and Trademark Office has published Bank of America patent application for Systems and Methods for Automatically and Dynamically Generating a Cross-channel Identifier for Disparate Data in an Electronic Network. The invention was developed by Da Costa Vinicius Mouffron Ribas, Young Michael R, Od..
Banking
| Mon 26 Jan 2026
Alexandria, Jan. 26 -- Wells Fargo Bank has applied United States patent for Systems and Methods for Software Application Vulnerability Evaluation Resource Optimization. Sbandi Michael, Kumar Ajoy, Reynolds Jay Joseph and Shea Bradford A developed it.
The patent application number is US202418778533 20240719. The patent publicat..
Banking
| Mon 26 Jan 2026
Alexandria, Jan. 26 -- U.S. Patent and Trademark Office has published Truist Bank patent application for Systems and Methods for Vulnerability Smart Routing. The invention was developed by White Brian Matthew.
The patent application number is US202418775550 20240717. The patent publication number is US20260023857 (A1). Intern..
Banking
| Mon 26 Jan 2026
Alexandria, Jan. 26 -- Bank of America has sought patent for System and Method for Pre-authenticating and Processing Interaction Data Associated with a Software Application. This invention was developed by Albero George A and Akkapeddi Naga Vamsi Krishna.
The patent application number is US202418776464 20240718. The patent publ..
Banking
| Mon 26 Jan 2026
Alexandria, Jan. 26 -- U.S. Patent and Trademark Office has published Bank of America patent application for Deep Fake Attack Prevention for Voice Based Authentication Leveraging Generative Artificial Intelligence (ai) and Distributed Ledger Technology. The invention was developed by Mazumder Shahadat Hossain, Behera Abhijit and..
Banking
| Mon 26 Jan 2026
Alexandria, Jan. 26 -- U.S. Patent and Trademark Office has published Wells Fargo Bank patent application for Rules for Data Quality Support. The invention was developed by Pondicherry Prasad V and Singh Ravinderjit.
The patent application number is US202519283403 20250729. The patent publication number is US20260023789 (A1). I..
Banking
| Mon 26 Jan 2026
Alexandria, Jan. 26 -- Toronto Dominion Bank has submitted a patent application for Method and System for Message Augmentation. This invention was developed by Morris Alexander Stuart and Dunjic Milos.
The patent application number is US202519011796 20250107. The patent publication number is US20260023627 (A1). International ..
Banking
| Mon 26 Jan 2026
Alexandria, Jan. 26 -- U.S. Patent and Trademark Office has received Bank of America patent application for System and Method Using Quantum Bits to Reduce Latency in Data Transmission. Cabrera Freddy Alexis, Kurian Manu Jacob and Banerjee Swagata developed the invention.
The patent application number is US202418777141 20240718...
Banking
| Mon 26 Jan 2026
Alexandria, Jan. 26 -- U.S. Patent and Trademark Office has published Wells Fargo Bank patent application for Systems and Methods for Providing Qubits Via a Quantum Communication Channel. The invention was developed by Rao Abhijit Bhima, Stapleton Jeff J and Bordow Peter.
The patent application number is US202418666300 20240516..
Banking
| Mon 26 Jan 2026
Alexandria, Jan. 26 -- Wells Fargo Bank has applied United States patent for Artificial Intelligence Using Configuration-based Large Language Model Task Determination. Arul Dhas Jashua Thejas, Chellappa Krishnakumar, Kumar Amrith, Mehta Chintan, Mohan Harish, Pogalur Swarup, Priya Bindu, Ravipudi Murali, Reddy Suresh, Subbaiah G..
Banking
| Mon 26 Jan 2026
Alexandria, Jan. 26 -- U.S. Patent and Trademark Office has received Wells Fargo Bank patent application for Data Scrubbing for Very Large Databases. Aboud Zackary George, Nuyda Roy Robert Kelly, Rozovski Peter and Seymour Peter Alan developed the invention.
The patent application number is US202418775353 20240717. The patent p..
Banking
| Mon 26 Jan 2026
Alexandria, Jan. 26 -- Bank of America has submitted a patent application for System and Method for Secure Tracking and Eligibility Identification of Objects in Secure Storage Containers. This invention was developed by Arora Saurabh, Chauhan Sandeep Kumar and Thatipamula Prakash.
The patent application number is US202418779737..
Banking
| Sun 25 Jan 2026
Beijing, Jan. 26 -- Shenzhen Baquantong Technology has applied Chinese patent for Precision Circuit Board for Ultrahigh-frequency Multilayer Memory Bank. Zhang Ning and Zhang Yi developed it.
The patent application number is CN202510468452 20250415. The patent publication number is CN120302520 (A). International Patent Classifi..
Banking
| Mon 26 Jan 2026
Munich, Jan. 26 -- Mastercard International has sought patent for Building Data Trees for Payment Network Threat Detection. This invention was developed by Vitzthum Wolfgang and Davies Bailey Jack.
The patent application number is EP20240188831 20240716. The patent publication number is EP4682804 (A1). International Patent Cl..
Banking
| Mon 26 Jan 2026
Munich, Jan. 26 -- European Patent Office has published JPMorgan Chase Bank patent application for Systems and Method for Conducting Payment Network-less Transactions. The invention was developed by Spector Howard, Aravamudhan Sridhar, Culot Louis, Olebe Edward, Conrad Chris and Alexander Emi.
The patent application number is E..
Banking
| Mon 26 Jan 2026
Munich, Jan. 26 -- European Patent Office has published Mitek Systems patent application for Systems and Methods for Accessing an Atm with a Mobile Application. The invention was developed by Hall John and Cantley Kerry.
The patent application number is EP20250190482 20250718. The patent publication number is EP4682800 (A1). ..
Banking
| Sun 25 Jan 2026
Munich, Jan. 26 -- Capital One Services has submitted a patent application for Systems and Methods of Secure Merchant Payment Over Messaging Platform Using a Contactless Card. This invention was developed by Osborn Kevin, Rule Jeffrey and Ilincic Rajko.
The patent application number is EP20240771582 20240312. The patent publica..
Banking
| Sun 25 Jan 2026
Beijing, Jan. 26 -- State Intellectual Property Office of China has released Guoya Creative Electronics (Shenzhen) patent application for Control Method and System of Power Bank Capable of Switching Charging Power. This invention was developed by Chen Yuguang and Chen Qinghong.
The patent application number is CN202510419905 20..
Banking
| Sun 25 Jan 2026
Beijing, Jan. 26 -- State Intellectual Property Office of China has received Anhui Gongsheng Zhongfu Supply Chain Tech Research Institute Co Ltd patent application for Security Management and Control Method for Using Bank and Enterprise USB Key Equipment Based on Multi-tenant System. Li Chang, Lu Lixin, Wen Chao, Zhang Hongwei, ..
Banking
| Sun 25 Jan 2026
Beijing, Jan. 26 -- Postal Savings Bank of China has sought patent for Method and Device for Guaranteeing Safety of Mirror Image File Supply Chain and Electronic Equipment. This invention was developed by Zhang Fuqiang, Zhang Xiongling, Yu Xiaomin, Yang Jia and Han Lei.
The patent application number is CN202510652004 20250520. ..
Banking
| Sun 25 Jan 2026
Munich, Jan. 26 -- Mitsubishi Electric has submitted a patent application for System and Method for Controlling Motion of a Bank of Elevators. Zhang Jing, Sharma Abhishek and Nikovski Daniel developed the invention.
The patent application number is EP20230829138 20231122. The patent publication number is EP4680558 (A1). Interna..
Banking
| Sat 24 Jan 2026
Alexandria, Jan. 24 -- Nisa Invest Advisors LLC has been awarded a patent for Optimization and Prioritization of Account Directed Distributions in an Asset Management System. This invention was developed by Marshall William Patrick, Goebel Christopher Eric and Cangiani Nicholas Frank.
The patent application number is US202418..
Banking
| Sat 24 Jan 2026
Alexandria, Jan. 24 -- U.S. Patent and Trademark Office has awarded a patent to Digital Asset Evaluation Korea for System and Method for Determining Blockchain-based Cryptocurrency Corresponding to Scam Coin. Jeong Hak Su and Kim Byung Gue developed the invention.
The patent application number is US202318469861 20230919. The ..
Banking
| Sat 24 Jan 2026
Beijing, Jan. 24 -- Anhui Gongsheng Zhongfu Supply Chain Tech Research Institute Co Ltd has sought patent for Supplier Issuing Payment Method Based on Intelligent Batching and Elastic Routing. This invention was developed by Chen Chao, Lu Lixin, Wen Chao, Gu Xiang, Zhang Hongwei, Wen Hong, Yu Yong, Li Guanghui, Ye Bo, Zhou Xiang..
Banking
| Sat 24 Jan 2026
Beijing, Jan. 24 -- Lianyungang Public Health Information Center has submitted a patent application for Medical Commitment System Payment System and Method. Bae Heung-ho, Shen Hao and Sun Yanfeng developed the invention.
The patent application number is CN202510376261 20250327. The patent publication number is CN120297966 (A)..
Banking
| Sat 24 Jan 2026
Beijing, Jan. 24 -- State Intellectual Property Office of China has received Advanced Star Tech Singapore Pte Ltd patent application for Data Processing Method and Device, Resource Transfer Method and Device, Payment Method and Device, Equipment and Medium. Jiang Haijian developed the invention.
The patent application number ..
Banking
| Sat 24 Jan 2026
Beijing, Jan. 24 -- Shandong Guodunwang Information Tech Co Ltd has submitted a patent application for Electronic Signature Processing Method and System for Public Accumulation Fund Business Process Data. Ma Yu, Su Heping, Sang Yubo, Yuan Henan, Wang Ran and Wang Xiaojing developed the invention.
The patent application number..
Banking
| Sat 24 Jan 2026
Beijing, Jan. 24 -- Hangzhou Zhijieran Network Tech Co Ltd has submitted a patent application for Project Accounting and Management System Fusing Distributed Account Book Technology. Shen Yongjie developed the invention.
The patent application number is CN202510334292 20250320. The patent publication number is CN120297887 (A)..
Banking
| Sat 24 Jan 2026
London, Jan. 24 -- Yuxiang Mo has filed a patent application for a Method Enabling Law Enforcements, Regulations, Social, Economic, and Financial Transactions and Verifications on the Blockchain. The patent application number is GB20250011196 20231218. The patent publication number is GB2642582 (A). International Patent Classifi..
Banking
| Sat 24 Jan 2026
Beijing, Jan. 24 -- State Intellectual Property Office of China has received Nanjing Xiyin Electronic Commerce Co Ltd, Guangzhou Shein International Import and Export and Shenzhen Xiyin Information Tech Co Ltd patent application for Method for Constructing Identification Model, Method for Identifying Bank Card Number and Related..
Banking
| Sat 24 Jan 2026
Alexandria, Jan. 24 -- Arcadia Gaming Solutions Ltd has been granted a patent for Chip Dispenser for Real Money Game. Gabrielli Avey, Frieberger Itai and Wilenski Shaul developed the invention.
The patent application number is US202118276091 20211007. The patent publication number is US12530944 (B2). International Patent Clas..
Banking
| Sat 24 Jan 2026
Beijing, Jan. 24 -- Aerospace Science and Industry Rocket Tech Co Ltd has applied Chinese patent for Business and Financial Integration System and Method Based on BPM Platform and Financial Sharing Platform. Wang Yucheng, Ouyang Yuanyou, Wu Feiyang, Ruan Caixia, Wu Xiaoli and Liu Xin developed it.
The patent application numbe..
Banking
| Sat 24 Jan 2026
Beijing, Jan. 24 -- Shanghai Fengting Information Tech Co Ltd has submitted a patent application for Overdue Fund Collection Method and Device, Storage Medium and Computer Equipment. Yang Zhiwei developed the invention.
The patent application number is CN202510353339 20250325. The patent publication number is CN120298097 (A)...
Banking
| Sat 24 Jan 2026
Beijing, Jan. 24 -- Jiangsu Yaoerlingjiu Tech Service Co Ltd has submitted a patent application for Banking Business Intelligent Circulation Distribution Method and System Based on Big Data Analysis. This invention was developed by Fan Yipeng.
The patent application number is CN202510496714 20250421. The patent publication nu..
Banking
| Sat 24 Jan 2026
Beijing, Jan. 24 -- State Intellectual Property Office of China has released Jiangsu Yaoerlingjiu Tech Service Co Ltd patent application for Banking System Risk Monitoring and Early Warning Method and System Based on Artificial Intelligence. This invention was developed by Fan Yipeng.
The patent application number is CN202510..
Banking
| Sat 24 Jan 2026
Beijing, Jan. 24 -- Postal Savings Bank of China has filed a patent application for Text Review Method and Device, Computer Readable Storage Medium and Electronic Equipment. This invention was developed by Lu Lei, Zhang Xiaofang, Zhang Rongyu, Bao Yuanlai and Xu Ye.
The patent application number is CN202510343540 20250321. The ..
Banking
| Sat 24 Jan 2026
Alexandria, Jan. 24 -- Bank of America has been awarded a patent for System and Method to Reduce Interruptions in a Network. This invention was developed by Garg Saurabh, Sethia Maneesh Kumar, Chauhan Sandeep Kumar, Arora Saurabh and Thatipamula Prakash.
The patent application number is US202318349035 20230707. The patent publi..
Banking
| Sat 24 Jan 2026
Alexandria, Jan. 24 -- U.S. Patent and Trademark Office has awarded a patent to Bank of America for Personalized Artificial Intelligence Chatbot. Shankar Manoj developed the invention.
The patent application number is US202418438605 20240212. The patent publication number is US12531819 (B2). International Patent Classification ..
Banking
| Sat 24 Jan 2026
Alexandria, Jan. 24 -- Bank of America has been awarded a patent for Steganography for Customized Information Access and Change Log Management. This invention was developed by Albero George, Mukherjee Maharaj, Kim Jinna and Murphy Timothy Scott.
The patent application number is US202318243790 20230908. The patent publication nu..
Banking
| Sat 24 Jan 2026
Beijing, Jan. 24 -- Industrial & Commercial Bank of China has applied Chinese patent for Risk Prediction Method and Device, Equipment, Storage Medium and Program Product. Zhu Xiaohan developed it.
The patent application number is CN202510441013 20250409. The patent publication number is CN120297982 (A). International Patent Cla..
Banking
| Sat 24 Jan 2026
Beijing, Jan. 24 -- Postal Savings Bank of China has submitted a patent application for Abnormal Transaction Customer Detection Method and Device, and Computer Program Product. This invention was developed by Xie Shengxi, Wang Feilong, Yang Kaixue and Yin Chang.
The patent application number is CN202510437174 20250408. The pate..
Banking
| Sat 24 Jan 2026
Beijing, Jan. 24 -- State Intellectual Property Office of China has released Chuzhou University patent application for Work Order Audit Full-process Traceability Management System Based on Big Data. This invention was developed by Zhu Zhihong.
The patent application number is CN202510426253 20250407. The patent publication numb..
Banking
| Thu 22 Jan 2026
Beijing, Jan. 23 -- China Banknote Printing and Minting Group Co Ltd and Nanchang Banknote Printing Co Ltd have submitted a patent application for Full-automatic Printing System Integrated with Multi-type Numbering Machine. Li Jin, Luo Zongping, Ma Guobin, Yan Jianhua, Zheng Lichao and Dong Xueliang developed the invention.
T..
Banking
| Fri 23 Jan 2026
Alexandria, Jan. 24 -- Wells Fargo Bank has been awarded a patent for Secured Position Aware Continuous Authentication Mesh Network. This invention was developed by Huang Jason.
The patent application number is US202418421779 20240124. The patent publication number is US12532173 (B2). International Patent Classification codes a..
Banking
| Sat 24 Jan 2026
Alexandria, Jan. 24 -- Wells Fargo Bank has obtained a patent for digital identity proxy. This invention was developed by Mehta Chintan and Strle Jason.
The patent application number is US202418649560 20240429. The patent publication number is US12531740 (B2). International Patent Classification codes are H04L9/32 and H04L9/40...
Banking
| Sat 24 Jan 2026
Alexandria, Jan. 24 -- Bank of America has secured a patent on System and Method for Homomorphic Ancillary Document Data Encryption, Data Authentication, and Data Transfer. Singh Sidharth, Mamidi Naveen Reddy, Pabolu Rahul, Sethia Maneesh Kumar and Yadav Mayank developed the invention.
The patent application number is US2024187..
Banking
| Sat 24 Jan 2026
Alexandria, Jan. 24 -- Bank of America has been granted a patent for Robotically Testing Accessibility. This invention was developed by Macxis Mardochee, Ahuja Yogi, Freeman Ion C and Raj Utkarsh.
The patent application number is US202318096654 20230113. The patent publication number is US12530281 (B2). International Patent Cla..
Banking
| Sat 24 Jan 2026
Beijing, Jan. 24 -- Wuhan Technical College of Communications has filed a patent application for Method for Constructing Financial Risk Early Warning Model Based on Attention Mechanism. This invention was developed by Han Qi and Li Fan.
The patent application number is CN202510727232 20250603. The patent publication number is C..
Banking
| Sat 24 Jan 2026
Beijing, Jan. 24 -- State Intellectual Property Office of China has released Jiangsu College of Tourism patent application for Tourism Company Financial Risk Evaluation System. This invention was developed by Qian Lu, Chang Pingping and Liu Ya.
The patent application number is CN202510417079 20250403. The patent publication num..
Banking
| Sat 24 Jan 2026
Beijing, Jan. 24 -- State Intellectual Property Office of China has received Nanjing University patent application for Adaptive Function Approximation Method for Financial Curve Prediction. Gao Wei, Yao Jiahe and Zhou Zhihua developed the invention.
The patent application number is CN202510448472 20250410. The patent publicatio..
Banking
| Sat 24 Jan 2026
Alexandria, Jan. 24 -- Bank of America has received a patent for System, Methods, and Apparatuses for Identifying and Resolving Anomalous Data Within a Distributed Network. This invention was developed by Albero George Anthony, Akkapeddi Naga Vamsi Krishna, Khan Saqib M and Bharathan Murali.
The patent application number is US2..
Banking
| Sat 24 Jan 2026
Beijing, Jan. 24 -- South China Normal University has submitted a patent application for Big Data Analysis System and Method for Financial Guarantee Ring. This invention was developed by Wu Yuxiang and Zeng Taishan.
The patent application number is CN202510441138 20250409. The patent publication number is CN120298105 (A). Inter..
Banking
| Sat 24 Jan 2026
Alexandria, Jan. 24 -- Bank of America has obtained a patent for cognitive convergence engine for resource optimization. This invention was developed by Bidkar Prashant Anna, Chopra Hitesh, Mishra Anjani, Gupta Avinash Kumar, Khare Prashant and Subramani Sarvesh.
The patent application number is US202117496994 20211008. The pat..
Banking
| Sat 24 Jan 2026
Beijing, Jan. 24 -- Postal Savings Bank of China has submitted a patent application for Commodity Pushing Method and Commodity Pushing Device Based on User Positioning. This invention was developed by Ai Shanqiu, Li Xia, Zhu Xiqin, Yang Lin and Liu Hang.
The patent application number is CN202510343542 20250321. The patent publi..
Banking
| Sat 24 Jan 2026
Beijing, Jan. 24 -- China Construction Bank has filed a patent application for Model Processing Method and Device, Storage Medium and Electronic Equipment. This invention was developed by Sun Zhexing, Sun Yongjing, Li Lingling, Du Yonghui and Guan Jing.
The patent application number is CN202510456277 20250411. The patent public..
Banking
| Sat 24 Jan 2026
Alexandria, Jan. 24 -- Bank of America has been granted a patent for Machine Learning-based System for Code Development and Release. Pervaiz Yasir, Bishop Iii Jack and Sharief Luqman developed the invention.
The patent application number is US202318514131 20231120. The patent publication number is US12530188 (B2). International..
Banking
| Sat 24 Jan 2026
Alexandria, Jan. 24 -- Bank of America has secured a patent on System and Method for Configuring Application Configurations Using Advanced Computational Models for Data Analysis and Automated Decision-making. Jain Amit Anil and Hari Yog developed the invention.
The patent application number is US202318243797 20230908. The paten..
Banking
| Sat 24 Jan 2026
Alexandria, Jan. 24 -- Bank of America has been awarded a patent for Systems and Methods for Combined Processing of Disparate Resource Types. This invention was developed by Sellers John Allen, Jackson Milton Antonio, Grant Amber J, Baker Kelly and Hefney Kriscinda M.
The patent application number is US202418611382 20240320. Th..
Banking
| Sat 24 Jan 2026
Alexandria, Jan. 24 -- United States Patent for Multi-system Distributed Processing of Payment And/or Non-payment Information has been issued to CFPH. This invention was developed by Lutnick Howard W.
The patent application number is US202318236474 20230822. The patent publication number is US12530715 (B2). International Patent..
Banking
| Sat 24 Jan 2026
Alexandria, Jan. 24 -- U.S. Patent and Trademark Office has awarded a patent to Bank of America for Machine Learning Based System for Processing Device Telemetry in a Distributed Computing Environment. Balaji Sujatha and Anbazhagan Mullaikani developed the invention.
The patent application number is US202318125295 20230323. The..
Banking
| Sat 24 Jan 2026
Alexandria, Jan. 24 -- Wells Fargo Bank has secured a patent on Pre-authorized Transfer. Garlapati Sreenivasa Reddy and Mathi Samanth developed the invention.
The patent application number is US202318469116 20230918. The patent publication number is US12530672 (B2). International Patent Classification codes are G06K7/14 and G06..
Banking
| Sat 24 Jan 2026
Alexandria, Jan. 24 -- United States Patent for Methods for Determining User Experience (ux) Effectiveness of Atms has been issued to Capital One Services. This invention was developed by Wurmfeld David K.
The patent application number is US202318210964 20230616. The patent publication number is US12530667 (B2). International P..
Banking
| Sat 24 Jan 2026
Alexandria, Jan. 24 -- U.S. Patent and Trademark Office has awarded a patent to Bank of America for Intelligent and Adaptive Complex Event Processor for a Cloud-based Platform. Bade Vinay Laxmikant developed the invention.
The patent application number is US202117345352 20210611. The patent publication number is US12530575 (B2)..
Banking
| Sat 24 Jan 2026
Alexandria, Jan. 24 -- Wisconsin Alumni Research Foundation has been granted a patent for Emergency Cash System. This invention was developed by Wiley John Duncan.
The patent application number is US202318509554 20231115. The patent publication number is US12527383 (B2). International Patent Classification code is A45C1/12. Coo..
Banking
| Fri 23 Jan 2026
Beijing, Jan. 23 -- State Intellectual Property Office of China has received China Construction Bank patent application for Disaster Recovery Scheme Management Method and Device Capable of Automatically Maintaining Availability of Switching Process. Cui Junjie developed the invention.
The patent application number is CN20251024..
Banking
| Fri 23 Jan 2026
Beijing, Jan. 23 -- Shanghai Yiliu Tech Co Ltd has submitted a patent application for Enterprise Fund Scheduling Optimization Method and System Based on Artificial Intelligence. Li Zhihui developed the invention.
The patent application number is CN202510423762 20250407. The patent publication number is CN120297664 (A). Intern..
Banking
| Fri 23 Jan 2026
Beijing, Jan. 23 -- Kunming University of Science and Technology has sought patent for Vietnamese Dependency Syntax Tree Bank Construction Method and System Based on Step-by-step Optimization Training. This invention was developed by Li Ying, He Jianghui, Yu Zhengtao, Huang Yuxin and Gao Shengxiang.
The patent application numbe..
Banking
| Fri 23 Jan 2026
Beijing, Jan. 23 -- Fuyang Normal University has submitted a patent application for Bank Account Bill Automatic Processing Method and System Based on OCR (optical Character Recognition). Shi Xiaofeng, Liu Menghui, Liu Mingjun and Ji Yahui developed the invention.
The patent application number is CN202510353218 20250325. The p..
Banking
| Fri 23 Jan 2026
Beijing, Jan. 23 -- Postal Savings Bank of China has submitted a patent application for Position Information Query Method and Device and Computer Readable Storage Medium. Zhu Lihua, Zhang Qing, Ren Qing, Zhou Yonghua and Chai Yuxiang developed the invention.
The patent application number is CN202510396499 20250331. The patent p..
Banking
| Fri 23 Jan 2026
Beijing, Jan. 23 -- State Intellectual Property Office of China has released Hunan Fenghui Yinjia Science And Tech Co Ltd patent application for Data Operation Fusion Management System Based on Regional Cash Processing Center. This invention was developed by Zou Yaozeng, Song Lianying, Dai Ke, Li Peng, Zhan Yunxue, Han Shengli, ..
Banking
| Fri 23 Jan 2026
Beijing, Jan. 23 -- State Intellectual Property Office of China has published Postal Savings Bank of China patent application for Resource Allocation Method, Apparatus and Device, and Computer Program Product. The invention was developed by Fan Shihui, Li Zhi, Shi Wei, Lyu Can, Shi Fengxian, Zhang Jie, Huang Xuyin, Hua Jie, Zhan..
Banking
| Fri 23 Jan 2026
Beijing, Jan. 23 -- Industrial & Commercial Bank of China has submitted a patent application for Privacy Calculation Method and Device Based on Load Balancing, Equipment and Storage Medium. Ji Yaozong, Xia Zhiyuan, Guo Xianglin and Pan Meng developed the invention.
The patent application number is CN202510367335 20250326. The p..
Banking
| Fri 23 Jan 2026
Beijing, Jan. 23 -- Postal Savings Bank of China has filed a patent application for Container Anomaly Detection Method and Device Based on Dynamic Update Behavior Model. This invention was developed by Chen Jing, Wang Xue, Ding Tao, Chen Xubao and Han Dan.
The patent application number is CN202510343543 20250321. The patent pub..
Banking
| Thu 22 Jan 2026
Beijing, Jan. 23 -- State Intellectual Property Office of China has released Zhongchao Special Security Technology and China Banknote Printing And Minting Group Co Ltd patent application for Anti-counterfeiting Element, Preparation Method and Anti-counterfeiting Product. This invention was developed by Zhang Weiwei, Qu Xin and S..
Banking
| Fri 23 Jan 2026
Munich, Jan. 23 -- Google has sought patent for Systems and Methods for Restructuring Account Data. This invention was developed by Yenuga Krishna Roy, Gergov Jordan, Chao Jiansong and Royster Brooks William.
The patent application number is EP20240740270 20240612. The patent publication number is EP4677531 (A1). International ..
Banking
| Fri 23 Jan 2026
Munich, Jan. 23 -- Entrust has submitted a patent application for Account and Payment Processing Platform. This invention was developed by Greenwood Chris, Gerlach Tim, Kelly Senan and Juriasingani Rajesh.
The patent application number is EP20240767948 20240308. The patent publication number is EP4677522 (A1). International Pat..
Banking
| Fri 23 Jan 2026
Munich, Jan. 23 -- Buffalo Springs Invest LLLP has submitted a patent application for Electronic Payment System. This invention was developed by Abraham Salem.
The patent application number is EP20240767596 20240229. The patent publication number is EP4677521 (A1). International Patent Classification codes are G06Q20/18, G06Q..
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