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Banking
| Thu 22 Jan 2026
Alexandria, Jan. 22 -- U.S. Patent and Trademark Office has received Wells Fargo Bank patent application for Caller Identification Trust. Harrison Laurie developed the invention.
The patent application number is US202519334153 20250919. The patent publication number is US20260019500 (A1). International Patent Classification cod..
Banking
| Thu 22 Jan 2026
Alexandria, Jan. 22 -- Bank of America has applied United States patent for System and Method for Artificial Intelligence-based Dynamic Generation of Graphical User Interfaces. Danielpour Sophie Morgan, Jones Kaitlyn, Odiorne Mark A, Da Costa Vinicius Mouffron Ribas and Kim Jinna developed it.
The patent application number is U..
Banking
| Wed 21 Jan 2026
Beijing, Jan. 22 -- State Intellectual Property Office of China has released Industrial & Commercial Bank of China patent application for Traffic Analysis Method and Device for Application Program, Equipment, Medium and Product. This invention was developed by Wang Libiao and Ko Jung-woo.
The patent application number is CN2025..
Banking
| Wed 21 Jan 2026
Beijing, Jan. 22 -- State Intellectual Property Office of China has published Nat Clearing Center The Peoples Bank Of China patent application for Dynamic Flow Limiting Method and Device, Equipment and Storage Medium. The invention was developed by Ren Dongyan, Fu Nina, Kang Tao and Zhao Xinyue.
The patent application number ..
Banking
| Wed 21 Jan 2026
Beijing, Jan. 22 -- Industrial & Commercial Bank of China has applied Chinese patent for Method and Device for Generating Bandwidth Adjustment Strategy of Communication Line, and Electronic Equipment. Li Xinxin, Zhang Bin and Chen Shuo developed it.
The patent application number is CN202510464369 20250414. The patent publicatio..
Banking
| Wed 21 Jan 2026
Beijing, Jan. 22 -- Industrial & Commercial Bank of China has sought patent for Public Network Cost Accounting Method and Device Based on IP Address, and Electronic Equipment. This invention was developed by Wang Jie, Yuan Ning, Zhou Feifei, Ma Jun and Cheng Dandan.
The patent application number is CN202510435120 20250408. Th..
Banking
| Wed 21 Jan 2026
Beijing, Jan. 22 -- H3C Holdings has submitted a patent application for Method for Managing Substituted Dialing Account and Park BRAS (broadband Remote Access Server). This invention was developed by Wang Yang, Liao Yishun and Dai Chenyun.
The patent application number is CN202510347901 20250324. The patent publication number..
Banking
| Wed 21 Jan 2026
Beijing, Jan. 22 -- State Intellectual Property Office of China has published Shandong Energy Digital Tech Co Ltd patent application for Windows Active Direct Domain Account Weak Password Detection Method Based on Offline Analysis. The invention was developed by Wang Yanbin, Zhang Xinyu, Tian Peng, Feng Gang and Yu Lin.
The p..
Banking
| Wed 21 Jan 2026
Beijing, Jan. 22 -- State Intellectual Property Office of China has released Postal Savings Bank of China patent application for Financial Early Warning Method and Device Based on Fedform Model. This invention was developed by Ge Wen, Shen Xuefeng, Sun Jingdong, Liu Bei and Li Mingyu.
The patent application number is CN20251043..
Banking
| Wed 21 Jan 2026
Beijing, Jan. 22 -- Hubei Guanggu Standard Innovation Tech Co Ltd has submitted a patent application for Business and Financial Integrated Data Processing Method and System Based on Multistage Auditing. This invention was developed by Gu Xin, Li Zhiyong, Lan Duo, Peng Jing, Li Yao, Geng Hongwei and Wang Qiuxia.
The patent app..
Banking
| Wed 21 Jan 2026
Beijing, Jan. 22 -- CITIC Construction Invest Securities Co Ltd has submitted a patent application for Illegal Account Identification Method and Device. This invention was developed by Xiao Gang, Peng Wende, Wang Jingtao, Gao Cuixiang, Hou Yangyang, Ji Hongxu, Kong Tianyu, Bian Jiehui, Huang Congjie, Zhang Pengyu, Liu Tang, Liu ..
Banking
| Wed 21 Jan 2026
Beijing, Jan. 22 -- State Intellectual Property Office of China has published Tsai Shin Securities Co Ltd patent application for Customer Loss Prediction Method and Device in Financial Scene, Equipment and Medium. The invention was developed by Tan Yingli, Sun Wenyuan, Liu Yang and Zhou Ping.
The patent application number is ..
Banking
| Wed 21 Jan 2026
Beijing, Jan. 22 -- State Intellectual Property Office of China has released Industrial & Commercial Bank of China patent application for Scene Simulation Method, Device, Equipment, Medium and Computer Program Product. This invention was developed by Zheng Cong, Chen Zehai, Zhou Kui and Gao Rui.
The patent application number is..
Banking
| Wed 21 Jan 2026
Beijing, Jan. 22 -- State Intellectual Property Office of China has published Industrial & Commercial Bank of China patent application for User Verification Method and Device, Program Product and Storage Medium. The invention was developed by Tang Liang.
The patent application number is CN202510395045 20250331. The patent publi..
Banking
| Wed 21 Jan 2026
Beijing, Jan. 22 -- Yue Yiqi has sought patent for Application System and Method of Block Chain Technology in Financial Payment Settlement.
The patent application number is CN202510334431 20250320. The patent publication number is CN120278718 (A). International Patent Classification codes are G06F16/23, G06F16/27 and G06Q20..
Banking
| Thu 22 Jan 2026
Alexandria, Jan. 22 -- Wells Fargo Bank has filed a patent application for Scalable Modular Unified Computing Infrastructure Vulnerability Monitoring. This invention was developed by Beverly Joshua D, Bhatt Dhruv B, Puttaswamy Rajeev Thylur and Velamala Rajesh.
The patent application number is US202519062984 20250225. The paten..
Banking
| Thu 22 Jan 2026
Beijing, Jan. 22 -- Industrial & Commercial Bank of China has submitted a patent application for Resource Allocation Method and Device Based on Distributed Constraint Optimization and Electronic Equipment. This invention was developed by Yang Hai and Zhang Yunji.
The patent application number is CN202510325669 20250319. The pat..
Banking
| Thu 22 Jan 2026
Alexandria, Jan. 22 -- Wells Fargo Bank has filed a patent application for Modified Quantum Entangled Bit Communication. This invention was developed by Stapleton Jeff J and Shea Bradford A.
The patent application number is US202418633156 20240411. The patent publication number is US20260019246 (A1). International Patent Classi..
Banking
| Thu 22 Jan 2026
Beijing, Jan. 22 -- Industrial & Commercial Bank of China has sought patent for Application Parameter Management Method and Device Based on Knowledge Graph, Equipment and Medium. This invention was developed by Xue Yuqing.
The patent application number is CN202510395039 20250331. The patent publication number is CN120278248 (A)..
Banking
| Thu 22 Jan 2026
Beijing, Jan. 22 -- Postal Savings Bank of China has sought patent for Improvement Method and Device for User Feedback and Computer Readable Storage Medium. This invention was developed by Hu Junfeng, Huang Ying, Zhang Shizhe, Mou Qinyu and Yang Liqin.
The patent application number is CN202510385130 20250328. The patent publica..
Banking
| Thu 22 Jan 2026
Alexandria, Jan. 22 -- JPMorgan Chase Bank has submitted a patent application for System and Method for Automatic Table Identification and Extraction in Documents. This invention was developed by Watson William and Cho Naan.
The patent application number is US202418767115 20240709. The patent publication number is US202600174..
Banking
| Thu 22 Jan 2026
Beijing, Jan. 22 -- Hunan Polytechnic of Environment and Biology has applied Chinese patent for Adjustable Intelligent Financial File Storing and Taking Device. Yi Zhishuai and Tian Wenjie developed it.
The patent application number is CN202510647067 20250520. The patent publication number is CN120284068 (A). International Pate..
Banking
| Wed 21 Jan 2026
Alexandria, Jan. 22 -- Wells Fargo Bank has been awarded a patent for Systems and Methods for Simultaneous Multifactor Authentication. This invention was developed by Ghosh Debashis, Verma Ashutosh, Blackburn Justin, Ketharaju Rameshchandra Bhaskar and Yeri Naveen Gururaja.
The patent application number is US202318311149 202305..
Banking
| Wed 21 Jan 2026
Alexandria, Jan. 22 -- Wells Fargo Bank has been granted a patent for Systems and Methods for Device Connectivity-based Authentication. Sengupta Shuvam, Blackburn Justin Christopher, Verma Ashutosh and Ketharaju Rameshchandra Bhaskar developed the invention.
The patent application number is US202318334158 20230613. The patent p..
Banking
| Wed 21 Jan 2026
Beijing, Jan. 22 -- State Intellectual Property Office of China has released Shanghai Shouyi Tech Co Ltd patent application for Personal Voice Intelligent Terminal System for Fund Transaction Room. This invention was developed by Guan Jian and Zhu Xiang.
The patent application number is CN202510782108 20250612. The patent pub..
Banking
| Wed 21 Jan 2026
Beijing, Jan. 22 -- Fujian Huisibo Digital Tech Co Ltd has sought patent for Intelligent POS Terminal System and Secure Payment Method Thereof. This invention was developed by Su Chuxu and Li Dahai.
The patent application number is CN202510336924 20250321. The patent publication number is CN120279639 (A). International Patent..
Banking
| Wed 21 Jan 2026
Beijing, Jan. 22 -- Aulton New Energy Co Ltd has submitted a patent application for Vehicle Battery Replacement Payment Method, Device, Equipment and Medium. Cai Congcong developed the invention.
The patent application number is CN202411221543 20240902. The patent publication number is CN120279627 (A). International Patent Cl..
Banking
| Thu 22 Jan 2026
Beijing, Jan. 22 -- State Intellectual Property Office of China has released Xiamen University of Technology patent application for Intelligent Financial Data Management System Based on Big Data. This invention was developed by Huang Ronglin.
The patent application number is CN202510763025 20250609. The patent publication numbe..
Banking
| Thu 22 Jan 2026
Beijing, Jan. 22 -- Industrial & Commercial Bank of China has filed a patent application for Data Processing Method and Device, Electronic Equipment and Computer Program Product. This invention was developed by Zhang Gaochong, Wang Kai, Huang Zhenfei and Qu Youzheng.
The patent application number is CN202510396494 20250331. The..
Banking
| Thu 22 Jan 2026
Beijing, Jan. 22 -- Postal Savings Bank of China has submitted a patent application for Data Processing Method and Device Based on Distributed File Model and Electronic Equipment. Zhang Shibin, Zhang Song, Min Xing, Huang Yulai and Ding Wei developed the invention.
The patent application number is CN202510385146 20250328. The p..
Banking
| Thu 22 Jan 2026
Alexandria, Jan. 22 -- Wells Fargo Bank has submitted a patent application for Systems and Methods for Providing a Rental Candidate with Access to a Rental Asset. This invention was developed by Yang Young M, Chan Michelle W, Lo Robin H and Twilley Tiffany N.
The patent application number is US202418771976 20240712. The patent ..
Banking
| Thu 22 Jan 2026
Alexandria, Jan. 22 -- U.S. Patent and Trademark Office has released Wells Fargo Bank patent application for Contextual Payment Augmentation. This invention was developed by Achappan Kasiperumal and Balasubramanian Ramya.
The patent application number is US202418771152 20240712. The patent publication number is US20260017662 (A..
Banking
| Thu 22 Jan 2026
Alexandria, Jan. 22 -- Raptorxai Private Ltd has sought patent for Method for Detecting Fraud in Financial Transactions. This invention was developed by Venkata Pratyusha Vemuri.
The patent application number is US202519255623 20250630. The patent publication number is US20260017660 (A1). International Patent Classification c..
Banking
| Thu 22 Jan 2026
Alexandria, Jan. 22 -- Bank of America has submitted a patent application for Artificial Intelligence-based Detection of Anomalies in Movement or Accessing of Electronic Data Post-data Transmission. This invention was developed by Albero George, Johnson Jeffrey K, Lohar Sanjay, Miller Tonya Kyra and Reliford Erica.
The patent a..
Banking
| Thu 22 Jan 2026
Alexandria, Jan. 22 -- U.S. Patent and Trademark Office has released Bank of America patent application for Graph Investigation and Identification System. This invention was developed by Horowitz Justin.
The patent application number is US202418766907 20240709. The patent publication number is US20260017340 (A1). International ..
Banking
| Thu 22 Jan 2026
Alexandria, Jan. 22 -- Bank of America has sought patent for Systems and Methods for Dynamically Generating Communication Channels Using Advanced Computational Models for Data Analysis and Automated Processing. This invention was developed by Jones Kaitlyn, Hollar Lauran A, Keiter Kelly Renee-drop, Kim Jinna, Young Michael R, Da..
Banking
| Thu 22 Jan 2026
Alexandria, Jan. 22 -- Bank of America has submitted a patent application for Systems and Methods for Dynamically Generating Data Security Models and Visualizations of Data Security Vulnerabilities Using Generative Artificial Intelligence. This invention was developed by Bryant Matthew K, Sterling Natalie Meta, Pina Luis and Alb..
Banking
| Thu 22 Jan 2026
Alexandria, Jan. 22 -- Bank of America has submitted a patent application for System and Method for Artificial Intelligence-based Remediation of Computing Infrastructure Issues Using Federated and Reinforcement Learning. This invention was developed by Sethia Maneesh Kumar, Suriyanarayanan Gowri Sundar, V Manju Priya, Sivajothi ..
Banking
| Thu 22 Jan 2026
Alexandria, Jan. 22 -- Bank of America has submitted a patent application for Systems and Methods for Determining Software Modifications Using Advanced Computational Models for Data Analysis and Automated Processing. This invention was developed by Tettmar Julie C, Davila Kelly Ann Galligan, Mattison Paul Martin and Miller Chris..
Banking
| Thu 22 Jan 2026
Alexandria, Jan. 22 -- Wells Fargo Bank has filed a patent application for Tokenized Structured Provenance Tracking. This invention was developed by Eutsler Nathaniel C and Shepherd Matthew Mullin.
The patent application number is US202519332857 20250918. The patent publication number is US20260017673 (A1). International Patent..
Banking
| Thu 22 Jan 2026
Alexandria, Jan. 22 -- Its Inc has applied United States patent for Transaction Security for Nonenforced Domain Control Restrictions by a Payment Processor. Green Scott and Manish Nathwani developed it.
The patent application number is US202418770160 20240711. The patent publication number is US20260017648 (A1). International..
Banking
| Thu 22 Jan 2026
Alexandria, Jan. 22 -- Wells Fargo Bank has submitted a patent application for Credential with Flexible Funding. Bondar William Howard, King Allison Randolph and Yang Young M developed the invention.
The patent application number is US202418768898 20240710. The patent publication number is US20260017642 (A1). International Pate..
Banking
| Thu 22 Jan 2026
Alexandria, Jan. 22 -- U.S. Patent and Trademark Office has received Wells Fargo Bank patent application for Systems and Methods for Contactless Card Activation Via Unique Activation Codes. Cook Deana, Suen Darrell L and Wheeler William E developed the invention.
The patent application number is US202519330291 20250916. The pat..
Banking
| Thu 22 Jan 2026
Alexandria, Jan. 22 -- IGT has sought patent for Funding of Prepaid Access Account Associated with Gaming Establishment Account Management System. This invention was developed by Shepherd Jeffery and Higgins Kevin.
The patent application number is US202519332855 20250918. The patent publication number is US20260017637 (A1). Int..
Banking
| Thu 22 Jan 2026
Alexandria, Jan. 22 -- U.S. Patent and Trademark Office has received Travel Wallet Co Ltd patent application for Payment System for Supporting Split Payment and Method for Performing Split Payment Thereof. Kim Hyung Woo developed the invention.
The patent application number is US202519334870 20250920. The patent publication n..
Banking
| Thu 22 Jan 2026
Alexandria, Jan. 22 -- U.S. Patent and Trademark Office has published American Express Travel Related Services Company patent application for Card to Bank Payments Solution. The invention was developed by Leonarski Krzysztof, Massengale Brett E, Nallubolu Kavitha and Shaikh Rahat.
The patent application number is US202519334246..
Banking
| Thu 22 Jan 2026
Alexandria, Jan. 22 -- TBCASoft has submitted a patent application for Methods for Cross-service Provider Online Payment. This invention was developed by Wu Ling and Du Kaidi.
The patent application number is US202319134763 20231204. The patent publication number is US20260017624 (A1). International Patent Classification codes ..
Banking
| Thu 22 Jan 2026
Alexandria, Jan. 22 -- Wells Fargo Bank has sought patent for Systems and Methods for Enhancing Insurance Operations Using a Mobile Driver's License. This invention was developed by Kim Misung, Tao Jenny Y, Diwate Prafullata and Fisher Jennifer A.
The patent application number is US202418771954 20240712. The patent publication ..
Banking
| Thu 22 Jan 2026
Alexandria, Jan. 22 -- U.S. Patent and Trademark Office has published Wells Fargo Bank patent application for Systems and Methods for Secure and Monitored Peer-to-peer Item Exchange. The invention was developed by Machado Caroline A, Yang Young M, Twilley Tiffany N, Lo Robin H, Degregoire Jessica, Chan Michelle W and Mcdermott-l..
Banking
| Thu 22 Jan 2026
Alexandria, Jan. 22 -- Tokhtabayev Sobir has applied United States patent for Advertising Payment System and Method.
The patent application number is US202519269973 20250715. The patent publication number is US20260017693 (A1). International Patent Classification codes are G06Q20/02, G06Q20/36 and G06Q30/0273.
The abstr..
Banking
| Thu 22 Jan 2026
Alexandria, Jan. 22 -- Wells Fargo Bank has submitted a patent application for Event-based Payment Transfers. This invention was developed by Hecht Alan W.
The patent application number is US202519267289 20250711. The patent publication number is US20260017691 (A1). International Patent Classification codes are G06Q20/22, G06Q2..
Banking
| Tue 20 Jan 2026
Beijing, Jan. 21 -- Neijiang Normal University has sought patent for Modularized Hydraulic Drive Type Bank Protection Structure and Dynamic Flood Control and Discharge Method Thereof. This invention was developed by Liu Hong and Zhu Yong.
The patent application number is CN202510605252 20250512. The patent publication number is..
Banking
| Wed 21 Jan 2026
Alexandria, Jan. 21 -- Bank of America has filed a patent application for Intelligent Technical Protocol Based Approach Leveraging Ai-ml to Block Vishing Scammers. This invention was developed by Sivajothi Sivashalini, Sethia Maneesh Kumar, Teja Boddu Vikas and Sahoo Ankit Kumar.
The patent application number is US202418763525 ..
Banking
| Wed 21 Jan 2026
Alexandria, Jan. 21 -- U.S. Patent and Trademark Office has released Benxi Iron and Steel Group Information Automation Co Ltd patent application for Industrial Control Audit Method and Apparatus Based on Industrial Internet. This invention was developed by Lv Changhao, Tian Gang, Zhan Kai, Zhang Shuai, Cui Yufan and Zhao Xueyou...
Banking
| Wed 21 Jan 2026
Alexandria, Jan. 21 -- Atlassian has submitted a patent application for Hosted Services with Account Switching for Multiple User Accounts in a Web Browser Session. This invention was developed by Robbins Peter.
The patent application number is US202519329531 20250915. The patent publication number is US20260012446 (A1). Interna..
Banking
| Wed 21 Jan 2026
Alexandria, Jan. 21 -- Bank of America has filed a patent application for Optimizing Network Routing and Data Processing with Dynamic Route Optimization. This invention was developed by Sanghvi Siten and Akkapeddi Naga Vamsi Krishna.
The patent application number is US202418762855 20240703. The patent publication number is US20..
Banking
| Wed 21 Jan 2026
Alexandria, Jan. 21 -- U.S. Patent and Trademark Office has received Wells Fargo Bank patent application for Time Stamp Token (TST) Blockchains. Stapleton Jeffrey J developed the invention.
The patent application number is US202519324412 20250910. The patent publication number is US20260012368 (A1). International Patent Class..
Banking
| Wed 21 Jan 2026
Alexandria, Jan. 21 -- Wells Fargo Bank has submitted a patent application for Trust Cookie. This invention was developed by Gillis Nicholas Richard and Quinlan Michael J.
The patent application number is US202418764035 20240703. The patent publication number is US20260012345 (A1). International Patent Classification code is H0..
Banking
| Wed 21 Jan 2026
Alexandria, Jan. 21 -- Closerly Inc has submitted a patent application for Systems and Methods for Financial Risk Assessment and Digital Security Enhancement. This invention was developed by Mag Adrian and Angelidis Jim.
The patent application number is US202519259145 20250703. The patent publication number is US20260010948 (..
Banking
| Wed 21 Jan 2026
Alexandria, Jan. 21 -- Twave Co Ltd has sought patent for Method of Operating Online Financial Product, Which Rapidly Opens and Provides Rosca-type Online Financial Product, and Financial Service Server for Performing Same. This invention was developed by Seo Jae Jun.
The patent application number is US202519210881 20250516. ..
Banking
| Wed 21 Jan 2026
Alexandria, Jan. 21 -- Twave Co Ltd has filed a patent application for Method of Operating Online Financial Product Corresponding to Transaction at Order of Participation Entry Included in Rosca-type Online Financial Product, and Financial Service Server Performing Same. This invention was developed by Seo Jae Jun.
The patent..
Banking
| Wed 21 Jan 2026
Alexandria, Jan. 21 -- Capital One Services has applied United States patent for Method and System for Redirecting a Financial Transaction. Czyzewski Tad, Wadlin Jeffrey J, Biggins Bill, Burks Christopher R and Shenai Vinod developed it.
The patent application number is US202519238307 20250613. The patent publication number is ..
Banking
| Wed 21 Jan 2026
Alexandria, Jan. 21 -- U.S. Patent and Trademark Office has published Bank of America patent application for System and Method for Processing of Resource Transfers Using a Distributed Register Based Peer to Peer Network. The invention was developed by Mukherjee Maharaj.
The patent application number is US202418760641 20240701. ..
Banking
| Wed 21 Jan 2026
Alexandria, Jan. 21 -- Bank of America has submitted a patent application for Systems and Methods for Dynamically Generating Trusted Networks for Electronic Devices. This invention was developed by Padiyar Sneha, Sethia Maneesh Kumar and Balakrishnan Hariharan.
The patent application number is US202418760448 20240701. The paten..
Banking
| Wed 21 Jan 2026
Alexandria, Jan. 21 -- U.S. Patent and Trademark Office has received Bank of America patent application for Providing Near-field Communication Security Using Smart Cyber Contract Generation for a Zero-trust Network Architecture. Rajagopalan Anurajam, Kutthumolu Durga Prasad and Krishnan Subburathinam developed the invention.
Th..
Banking
| Wed 21 Jan 2026
Alexandria, Jan. 21 -- Privacyhawk Inc has submitted a patent application for Populating a Password Manager Based on a Scan of an Email Account of a User. This invention was developed by Mendes Aaron and Wright Justin.
The patent application number is US202519318674 20250904. The patent publication number is US20260006025 (A1..
Banking
| Wed 21 Jan 2026
Alexandria, Jan. 21 -- Bank of America has submitted a patent application for Electronic Speech and Text Recognition and Analysis for Identifying Computer-generated Interactions. This invention was developed by Janbandhu Amit, Patel Priyeshkumar, Corzo Jennifer, Sanjeevinathan Bartholomew, Patel Bhushan and Singh Jitender.
The ..
Banking
| Wed 21 Jan 2026
Alexandria, Jan. 21 -- Automated Cashless Systems Inc has filed a patent application for Enabling Financial Transactions for Electronic Gaming Machines. This invention was developed by Warner Stephen L, Sackrison Michael, Quick Shawn G and Vrudny Noah.
The patent application number is US202519232849 20250609. The patent publi..
Banking
| Wed 21 Jan 2026
Alexandria, Jan. 21 -- GLORY has sought patent for Money Depositing System and Money Depositing Method. This invention was developed by Nakagawa Keiju and Nakamoto Tasuku.
The patent application number is US202519329597 20250916. The patent publication number is US20260011205 (A1). International Patent Classification codes are ..
Banking
| Wed 21 Jan 2026
Alexandria, Jan. 21 -- Bank of America has submitted a patent application for Advanced SIP-based Caller Identification and Voicemail Analysis System for Fraud Prevention in Telecommunications. This invention was developed by Sivajothi Sivashalini, Sethia Maneesh Kumar, Teja Boddu Vikas and Sahoo Ankit Kumar.
The patent applic..
Banking
| Wed 21 Jan 2026
Alexandria, Jan. 21 -- U.S. Patent and Trademark Office has received Bank of America patent application for Real-time AI-driven Fraud Detection and Prevention System for In-person Transactions. Sivajothi Sivashalini, Sethia Maneesh Kumar, Teja Boddu Vikas and Sahoo Ankit Kumar developed the invention.
The patent application n..
Banking
| Wed 21 Jan 2026
Alexandria, Jan. 21 -- U.S. Patent and Trademark Office has published Wells Fargo Bank patent application for Systems and Methods for Providing Electronic Disbursements. The invention was developed by Kim Misung and Diwate Prafullata.
The patent application number is US202418766109 20240708. The patent publication number is US2..
Banking
| Wed 21 Jan 2026
Alexandria, Jan. 21 -- U.S. Patent and Trademark Office has released Wells Fargo Bank patent application for Predicting and Making Payments Via Preferred Payment Methods. This invention was developed by Calinog Millicent, Chouanard-mcadam Patricia, Kalaboukis Chris, Kushner Kristine Ing, Munir Muhammad Farukh and Williams Raissa..
Banking
| Wed 21 Jan 2026
Alexandria, Jan. 21 -- Visa International Service Association has submitted a patent application for Gesture-controlled Payment Instrument. This invention was developed by Khadar Habeeb Shaik, Pinniboyina Vinod Kumar and Nellore Mohan Babu.
The patent application number is US202218992714 20220712. The patent publication number ..
Banking
| Wed 21 Jan 2026
Alexandria, Jan. 21 -- Truist Bank has sought patent for Digital Account Management Having Aggregated Account Display. This invention was developed by Martin Kristen, Roberts Candice, Nash Erin and Herring Jennifer.
The patent application number is US202519326121 20250911. The patent publication number is US20260010882 (A1). In..
Banking
| Wed 21 Jan 2026
Alexandria, Jan. 21 -- Scan Coin AB has filed a patent application for a Banknote Stack Transport Arrangement and a Cash Handling Machine. This invention was developed by Bengtsson Kristian, Wallman-carlsson Victor and Hansson Joel.
The patent application number is US202318992334 20230628. The patent publication number is US2..
Banking
| Wed 21 Jan 2026
Alexandria, Jan. 21 -- U.S. Patent and Trademark Office has released Bank of America patent application for System and Method for Self Organizing and Self Correcting Autonomic Peer to Peer Network for Processing Resource Transfers. This invention was developed by Mukherjee Maharaj.
The patent application number is US20241876069..
Banking
| Wed 21 Jan 2026
Alexandria, Jan. 21 -- Wells Fargo Bank has sought patent for Detecting Security Threats from Logon Data. This invention was developed by Lakkaraju Saibala, Chava Srinivas, Wetch Kristine, Ghantasala Naga Lakshmi Subha Pavan Kumar, Van Berg Moshe Adam, Dang Elvis, Kadiyala Vamsi and Katakam Satish Raj.
The patent application nu..
Banking
| Wed 21 Jan 2026
Alexandria, Jan. 21 -- Wells Fargo Bank has submitted a patent application for Systems and Methods for Enhanced Peer-to-peer Asset Transfers. Diwate Prafullata and Mellers Elizabeth developed the invention.
The patent application number is US202418757006 20240627. The patent publication number is US20260006026 (A1). Internation..
Banking
| Wed 21 Jan 2026
Alexandria, Jan. 21 -- Wells Fargo Bank has applied United States patent for Mesh Network Communications. Bordow Peter Burton, Ketharaju Rameshchandra Bhaskar, Meinholz Michael Erik, Rao Abhijit, Rezaei Tahereh, Shea Bradford A and Stapleton Jeff J developed it.
The patent application number is US202418756371 20240627. The pate..
Banking
| Wed 21 Jan 2026
Alexandria, Jan. 21 -- Bank of America has submitted a patent application for Quantum-based Distributed Ledger. Ghosh Ashley Laine and Kurian Manu developed the invention.
The patent application number is US202418761076 20240701. The patent publication number is US20260005841 (A1). International Patent Classification codes are ..
Banking
| Wed 21 Jan 2026
Alexandria, Jan. 21 -- Bank of America has submitted a patent application for Cyberthreat Remediation Using a Zero Trust Engine. This invention was developed by Ozugur Timucin.
The patent application number is US202519329671 20250916. The patent publication number is US20260012492 (A1). International Patent Classification code ..
Banking
| Wed 21 Jan 2026
Alexandria, Jan. 21 -- Bank of America has submitted a patent application for System and Method for Performing Recovery of Misappropriated Interactions Via Neuromorphic Computing. This invention was developed by Deshpande Nimish Ravindra, Chauhan Amit, Issrani Jai, Mehra Ashwrish, Misra Yash, Sachdeva Gaurav, Sethi Sumit and Ver..
Banking
| Wed 21 Jan 2026
Alexandria, Jan. 21 -- Bank of America has applied United States patent for Electronic Text Analysis for Detecting Computer-generated Interaction in Text-based Communications. Janbandhu Amit, Patel Priyeshkumar, Corzo Jennifer, Sanjeevinathan Bartholomew, Patel Bhushan and Singh Jitender developed it.
The patent application num..
Banking
| Wed 21 Jan 2026
Alexandria, Jan. 21 -- U.S. Patent and Trademark Office has published Bank of America patent application for Permission Based Information Transfer Based on Internet of Things (IoT) Insights. The invention was developed by Albero George, Mukherjee Maharaj, Hill Ariel Fontaine and Clark Elijah John.
The patent application numbe..
Banking
| Wed 21 Jan 2026
Alexandria, Jan. 21 -- Bank of America has submitted a patent application for Systems and Methods for Automatically Generating and Updating Data Security Parameters Using Generative Artificial Intelligence. This invention was developed by Bryant Matthew K, Albritton Patricia A, Sterling Natalie Meta and Barnes Nariah.
The paten..
Banking
| Wed 21 Jan 2026
Alexandria, Jan. 21 -- Bank of America has sought patent for Artificial Intelligence-based Determination of Data Security Techniques to be Implemented for Electronic Data Transmissions. This invention was developed by Albero George, Johnson Jeffrey K, Lohar Sanjay, Miller Tonya Kyra and Reliford Erica.
The patent application nu..
Banking
| Wed 21 Jan 2026
Alexandria, Jan. 21 -- U.S. Patent and Trademark Office has released Bank of America patent application for System and Method for Monitoring and Adjusting Energy Use by Computational Devices. This invention was developed by Albero George A, Akkapeddi Naga Vamsi Krishna and Arora Saurabh.
The patent application number is US20241..
Banking
| Wed 21 Jan 2026
Alexandria, Jan. 21 -- U.S. Patent and Trademark Office has received Bank of America patent application for Smart Guard Inflight Storage Area Network (SAN) Shield Using Explainability Generative Artificial Intelligence. Rajagopalan Anurajam, B Manjula, Chiliveri Rammohan, Kumar Vipin and Mani Poornima developed the invention.
..
Banking
| Wed 21 Jan 2026
Alexandria, Jan. 21 -- Leung Ka Wai Wayne has submitted a patent application for Token Smart Ring for Wireless Payment and Health Monitoring.
The patent application number is US202219105611 20220907. The patent publication number is US20260010199 (A1). International Patent Classification codes are G06F1/16, G06Q20/32 and G16..
Banking
| Wed 21 Jan 2026
Alexandria, Jan. 21 -- BH Mayer’s Kunstpraegeanstalt GmbH has submitted a patent application for Minting Method for Producing a Coin. Stephan Christian developed the invention.
The patent application number is US202519256751 20250701. The patent publication number is US20260008295 (A1). International Patent Classification c..
Banking
| Wed 21 Jan 2026
Alexandria, Jan. 21 -- Bank of America has submitted a patent application for System and Method for Performing Misappropriation Detection and Prevention Using Siamese Neural Networks. Deshpande Nimish Ravindra, Chauhan Amit, Issrani Jai, Mehra Ashwrish, Misra Yash, Sachdeva Gaurav, Sethi Sumit and Verma Shikha developed the inve..
Banking
| Tue 20 Jan 2026
Beijing, Jan. 20 -- Nanjing Sinovatio Tech Co Ltd has submitted a patent application for Dustproof and Heat Dissipation Device for Memory Bank of Communication Equipment. This invention was developed by Zhu Wangfa, Shen Wei, Zhu Shuaiyu and Xie Yanfeng.
The patent application number is CN202510530333 20250425. The patent publ..
Banking
| Mon 19 Jan 2026
Alexandria, Jan. 20 -- U.S. Patent and Trademark Office has awarded a patent to Granode Mat AB for Silicon-nanographite Aerogel-based Anodes for Batteries. Phadatare Manisha, Patil Rohan and Olin Håkan developed the invention.
The patent application number is US202017762311 20200923. The patent publication number is US125256..
Banking
| Tue 20 Jan 2026
Alexandria, Jan. 20 -- Car IQ Inc has secured a patent on System and Method for Conducting Transactions Using a Machine Account Activated Using a Machine's Credential. Pratz Sterling, Tabibian Orang Ryan, El-awady Khalid and Melvin George William developed the invention.
The patent application number is US202217665629 2022020..
Banking
| Tue 20 Jan 2026
Alexandria, Jan. 20 -- Royal Bank of Canada has been granted a patent for System and Method for E-receipt Platform. Tonio Arun, Kumar Dileep and Saha Shuvradipta developed the invention.
The patent application number is US201816196902 20181120. The patent publication number is US12518253 (B2). International Patent Classificat..
Banking
| Mon 19 Jan 2026
Alexandria, Jan. 20 -- Yellcast Inc has received a patent for Payment Device and Method with Detection of Falsified Payee Information Based on Weighted Location Data Obtained by the Payment Device. This invention was developed by Ellenby Peter, Ellenby Thomas William, Venkatakrishnan Ganesan, Foster William and Negulescu Peter.
..
Banking
| Mon 19 Jan 2026
Alexandria, Jan. 20 -- Quan LLC has been granted a patent for Integrated Event Management and Peer-to-peer Financial Platform. Sellers Joshua and Sellers Nathan M developed the invention.
The patent application number is US202418886150 20240916. The patent publication number is US12524750 (B2). International Patent Classifica..
Banking
| Tue 20 Jan 2026
Alexandria, Jan. 20 -- Wells Fargo Bank has obtained a patent for key establishment and secure communications using satellite-provided random number values. This invention was developed by Bordow Peter Burton, Delfiner David Marc, Meinholz Michael Erik, Rao Abhijit, Shea Bradford A, Stapleton Jeff J and Toohey Richard.
The pate..
Banking
| Tue 20 Jan 2026
Alexandria, Jan. 20 -- Bank of America has been awarded a patent for Energy Optimization Platform Using Artificial Intelligence for Container Routing. This invention was developed by Albero George, Mukherjee Maharaj and Kim Jinna.
The patent application number is US202217959417 20221004. The patent publication number is US12518..
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