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Banking

  |  Wed 26 Aug 2026

Beijing, Aug. 26 -- Jiangsu Jiazheng Hong New Material Technology has been granted a patent for Ecological Bank Protection Plate and Bank Protection Assembly. Chen Genmiao developed the invention. The patent application number is CN202423225118U 20241225. The patent publication number is CN223577029 (U). International Patent Cl..

Banking

  |  Wed 26 Aug 2026

Alexandria, Aug. 26 -- Bank of America has submitted a patent application for Systems and Methods for Automatically and Dynamically Authenticating Users Using End-device Artificial Intelligence. Kim Jinna, Lohar Sanjay, Black Christine D and Da Costa Vinicius developed the invention. The patent application number is US202519054..

Banking

  |  Wed 26 Aug 2026

Alexandria, Aug. 26 -- U.S. Patent and Trademark Office has released Wells Fargo Bank patent application for Systems and Methods for Providing User Preferences for a Connected Device. This invention was developed by Hecht Al. The patent application number is US202619641404 20260407. The patent publication number is US2026024669..

Banking

  |  Wed 26 Aug 2026

Alexandria, Aug. 26 -- Wells Fargo Bank has submitted a patent application for Two Factor Authentication Devices with Accessibility Features. This invention was developed by Ulrich Amy Christine. The patent application number is US202619643483 20260409. The patent publication number is US20260246643 (A1). International Patent C..

Banking

  |  Wed 26 Aug 2026

Alexandria, Aug. 26 -- Bank of America has sought patent for Systems and Methods for Determining and Updating End Device Data Security Parameters for Remote Data Transmissions. This invention was developed by Obhan Prem, Kim Jinna, Lohar Sanjay and Black Christine D. The patent application number is US202519056236 20250218. The..

Banking

  |  Wed 26 Aug 2026

Alexandria, Aug. 26 -- Bank of America has submitted a patent application for System and Methods for Tracing Datasets Across a Network Environment. Agarwal Vineet, Kim Jinna and Black Christine D developed the invention. The patent application number is US202519055338 20250217. The patent publication number is US20260246793 (A1..

Banking

  |  Wed 26 Aug 2026

Alexandria, Aug. 26 -- Bank of America has sought patent for Schema Based Access Management for Improved Information Security. This invention was developed by Perraut Trina, Sackett Jeffrey, Hariharan Dhivya, Clark Nathaniel, Rice Christopher, Strommer David, Sharief Luke, Middleton Dave and Bresnahan Cara. The patent applicati..

Banking

  |  Wed 26 Aug 2026

Alexandria, Aug. 26 -- Bank of America has filed a patent application for Systems and Methods for Multi-layer Secure Authentication Engine for Digital Network Security. This invention was developed by Panwar Pinky, Gavinolla Laxma, Goyal Meenu and Kutthumolu Durga Prasad. The patent application number is US202519058904 20250220..

Banking

  |  Wed 26 Aug 2026

Beijing, Aug. 26 -- Industrial & Commercial Bank of China has submitted a patent application for Function Bottleneck Determination Method and Device and Storage Medium. He Dairong and Sun Dezhi developed the invention. The patent application number is CN202610273455 20260306. The patent publication number is CN122152577 (A). In..

Banking

  |  Wed 26 Aug 2026

Beijing, Aug. 26 -- Shenzhen Shixi Technology has submitted a patent application for Orthogonal Test Method and Device Based on User Account and Storage Medium. Wang Lin and Jin Yajun developed the invention. The patent application number is CN202610613177 20260507. The patent publication number is CN122152715 (A). Internationa..

Banking

  |  Wed 26 Aug 2026

Alexandria, Aug. 26 -- U.S. Patent and Trademark Office has published Bank of America patent application for System and Method for Generating Dedicated Temporary Mesh Network Connections Between Multi-environment Systems. The invention was developed by Sanghvi Siten and Akkapeddi Naga Vamsi Krishna. The patent application numbe..

Banking

  |  Wed 26 Aug 2026

Beijing, Aug. 26 -- Industrial & Commercial Bank of China has submitted a patent application for Production Problem Detection Method, Device, Equipment, Medium and Program Product. This invention was developed by Yang Gang. The patent application number is CN202610299704 20260312. The patent publication number is CN122152963 (A..

Banking

  |  Wed 26 Aug 2026

Beijing, Aug. 26 -- State Intellectual Property Office of China has released Industrial & Commercial Bank of China patent application for Distributed Transaction Consistency Execution Method and Device, Equipment, Medium and Product. This invention was developed by Xie Xiaoshun. The patent application number is CN20261042027 20..

Banking

  |  Wed 26 Aug 2026

Alexandria, Aug. 26 -- Bank of America has submitted a patent application for Gen AI Based Real-time Co-browse Simulator for Mobile and Onlne Banking Customers. This invention was developed by Kurane Dayanand, Shanmugam Sivaramakrishnan, Mishra Amit, Mahajan Nipun, Raghuvanshi Yogesh and Shelke Sushama. The patent application n..

Banking

  |  Wed 26 Aug 2026

Alexandria, Aug. 26 -- Bank of America has filed a patent application for System and Method for Automatically Generating Code for Software Code Updates. This invention was developed by Singh Sidharth, Mamidi Naveen Reddy, Sethia Maneesh Kumar, Ezhava Varun Vidyadharan and Chaubey Gaurav Kumar. The patent application number is U..

Banking

  |  Wed 26 Aug 2026

Alexandria, Aug. 26 -- U.S. Patent and Trademark Office has received Oki Electric Industry patent application for Lock Mechanism and Money Handling Device. Nishino Nobuharu and Yamaguchi Daiki developed the invention. The patent application number is US202318995037 20230712. The patent publication number is US20260243110 (A1). ..

Banking

  |  Wed 26 Aug 2026

Alexandria, Aug. 26 -- Twilio has filed a patent application for Messaging Account Management System. This invention was developed by Nagargoje Sachin Narayan. The patent application number is US202619642320 20260408. The patent publication number is US20260244901 (A1). International Patent Classification codes are G06N3/0455, ..

Banking

  |  Wed 26 Aug 2026

Alexandria, Aug. 26 -- Bank of America has sought patent for System and Method for Secure Operation of Cloud Applications. This invention was developed by Davuluri Sudha and Pallapolu Kalyan Chakravarthy. The patent application number is US202519053775 20250214. The patent publication number is US20260244767 (A1). International..

Banking

  |  Wed 26 Aug 2026

Alexandria, Aug. 26 -- Bank of America has sought patent for System and Method for Artificial Intelligence-based End Device User Identification. This invention was developed by Agarwal Vineet, Kim Jinna, Lohar Sanjay and Black Christine D. The patent application number is US202519054013 20250214. The patent publication number i..

Banking

  |  Wed 26 Aug 2026

Alexandria, Aug. 26 -- Bank of America has filed a patent application for System and Method to Implement a Failsafe Middleware Starting Procedure Framework. This invention was developed by Jain Rakesh and Weber John David. The patent application number is US202619641252 20260407. The patent publication number is US20260244520 (..

Banking

  |  Wed 26 Aug 2026

Alexandria, Aug. 26 -- GLORY KOGYO has submitted a patent application for Money Storage Device, Money Handling Device, and Money Storage Method. This invention was developed by Muragishi Yuya, Yasui Michihiro, Ishino Kenta, Yanagiuchi Hidetomo, Yamamoto Eiki and Shibata Kazuki. The patent application number is US202619537576 20..

Banking

  |  Wed 26 Aug 2026

Alexandria, Aug. 26 -- Wells Fargo Bank has filed a patent application for Digital Banker Application System. This invention was developed by Munsell Tracey M, Oliver James A, Caceres Jennifer J, Laramy Alicia Paredes, Soundararajan Senthil, Joseph Deepak, Chawla Poonam, Masih Nirmal, Martin Jason, Diwate Prafullata and Nixon St..

Banking

  |  Wed 26 Aug 2026

Alexandria, Aug. 26 -- Mastercard International has submitted a patent application for System and Method for Using Merchant Fingerprints to Link Primary Account Numbers (PANs) to the Same User. Santhapur Meghana and Lo Faro Wally F developed the invention. The patent application number is US202519057662 20250219. The patent p..

Banking

  |  Wed 26 Aug 2026

Alexandria, Aug. 26 -- Wells Fargo Bank has applied United States patent for Token Management System. Puffer Steve, Hecht Al, Ho Peter, Michirefe Jorge and Asefi Azita developed it. The patent application number is US202619641429 20260407. The patent publication number is US20260245103 (A1). International Patent Classification ..

Banking

  |  Wed 26 Aug 2026

Alexandria, Aug. 26 -- Wells Fargo Bank has submitted a patent application for Systems and Methods for Tracking Technical Engagement of Digital Resources. Lynn Victoria, Pendergrass Mark, Kc Gokarna, Hanson Carrie Anne, Farmer Mark, Mcdevitt Shelly Theriault, Pierce Myranda and Dufresne Jeffrey developed the invention. The pate..

Banking

  |  Wed 26 Aug 2026

Alexandria, Aug. 26 -- U.S. Patent and Trademark Office has published Samsung Electronics patent application for Augmented Reality Device for Performing Payment by Using Gaze Information of User, and Method Operated by the Augmented Reality Device. The invention was developed by Lee Injung, Lee Wonwoo and Lee Jeongpyo. The pate..

Banking

  |  Wed 26 Aug 2026

Alexandria, Aug. 26 -- Wells Fargo Bank has filed a patent application for Systems and Methods for Payment Using Linked Assets. This invention was developed by Wittkowski Alexander and Lyudin Alexander. The patent application number is US202519056672 20250218. The patent publication number is US20260245086 (A1). International P..

Banking

  |  Wed 26 Aug 2026

Alexandria, Aug. 26 -- JPMorgan Chase Bank has submitted a patent application for Systems and Methods for Multi-party Authentication Using Relativistic Zero-knowledge Proofs in Joint Account Transactions and Delegated Transactions. This invention was developed by Shi Kaiyan, Chu Jefferson, Wen Lim Ci, Chakraborty Kaushik, Pistoi..

Banking

  |  Wed 26 Aug 2026

Alexandria, Aug. 26 -- Samsung Electronics has submitted a patent application for Method and Apparatus for Electronic Payment Authentication Service Using Accessory Electronic Device. Jeong Heeyoung, Lee Insoo, Park Sunhwa, Kim Namin and Jung Hanseong developed the invention. The patent application number is US202619646875 2026..

Banking

  |  Wed 26 Aug 2026

Alexandria, Aug. 26 -- Bank of America has filed a patent application for Systems and Methods for Determining Data Misappropriation Using Advanced Computational Models for Data Analysis and Automated Processing. This invention was developed by Palanivel Gogulsundhar, R Chelladurai, R Archana, Radhakrishnan Ruthra Prakash, N Part..

Banking

  |  Wed 26 Aug 2026

Alexandria, Aug. 26 -- U.S. Patent and Trademark Office has received Bank of America patent application for System and Method for Dynamic Audio Slicing Window Selection Based on Context and Speech Patterns. Perillo Robert Thomas, Blackmon John T, Mishra Amit, Mahajan Nipun, Raghuvanshi Yogesh and Kumar S B Pravin developed the i..

Banking

  |  Tue 25 Aug 2026

Alexandria, Aug. 25 -- University Johns Hopkins and The Johns Hopkins Health System Corp have been granted a patent for Parsing Audit Records Stored in a Hardware Storage Device. This invention was developed by Robson Christine, Kasda Eileen and Monaghan Sean. The patent application number is US202218088093 20221223. The pate..

Banking

  |  Tue 25 Aug 2026

Beijing, Aug. 25 -- State Intellectual Property Office of China has awarded a patent to Qinhaungdao Institute of Technology for Simple Rapid Hole Forming Device for Financial Paper. Lun Xi, Zhao Rui and Zhou Ning developed the invention. The patent application number is CN202423219629U 20241226. The patent publication number is..

Banking

  |  Tue 25 Aug 2026

Alexandria, Aug. 25 -- United States Patent for Systems and Methods for an Educational Generative Artificial Intelligence Model has been issued to Wells Fargo Bank. This invention was developed by Kurani Ashish B, Jiron Julio, Nguyen Traci, Asefi Azita, Hecht Alan W, Miranda Darius A, Suen Darrell Lee, Munir Muhammad Farukh and ..

Banking

  |  Mon 24 Aug 2026

Beijing, Aug. 25 -- Visa International Service Association has submitted a patent application for Systems, Methods, and Computer Program Products for Merchant Name Prediction During Push Payment. This invention was developed by Paul Dharam. The patent application number is CN202380101253 20230808. The patent publication number ..

Banking

  |  Tue 25 Aug 2026

Alexandria, Aug. 25 -- United States Patent for System and Method for Dual-device Communication Synchronization has been issued to Wells Fargo Bank. This invention was developed by Gardner Joel Scott, Sloan Stephen Lloyd, Chee Germaine S, Berry Jeremy J, Storie Everett Allen, Bevington Bradley M, Fraser Tyua Larsen, Ballinger Kr..

Banking

  |  Tue 25 Aug 2026

Alexandria, Aug. 25 -- Bank of America has secured a patent on System and Method for Self-clustering Edge Computing Protection. Ogrinz Michael and Sloane Brandon developed the invention. The patent application number is US202418802244 20240813. The patent publication number is US12706959 (B2). International Patent Classificatio..

Banking

  |  Tue 25 Aug 2026

Alexandria, Aug. 25 -- Bank of America has secured a patent on Network Environment Control Scanning Engine. Sheedy Jonathan and Sinks Steven E developed the invention. The patent application number is US202418963027 20241127. The patent publication number is US12706945 (B2). International Patent Classification codes are G06F16/..

Banking

  |  Tue 25 Aug 2026

Alexandria, Aug. 25 -- U.S. Patent and Trademark Office has awarded a patent to Bank of America for System and Method for Real-time Monitoring and Remediation of Network Intrusion Using an Intelligent Application Programming Interface. Singh Shailendra, Taneja Pushkar and Adivi Suryanarayana developed the invention. The patent ..

Banking

  |  Tue 25 Aug 2026

Alexandria, Aug. 25 -- Bank of America has received a patent for System and Method for Monitoring Threat Detecting Models. This invention was developed by Murphy Timothy Scott, Albero George, Mukherjee Maharaj and Kim Jinna. The patent application number is US202418635156 20240415. The patent publication number is US12706922 (B..

Banking

  |  Tue 25 Aug 2026

Alexandria, Aug. 25 -- U.S. Patent and Trademark Office has awarded a patent to Dell Products for Securely Accessing a Break-glass Account. Tahaliyani Seema M, Zhang Yuanyuan and Balakrishnan Ananthakrishnan developed the invention. The patent application number is US202318478470 20230929. The patent publication number is US127..

Banking

  |  Tue 25 Aug 2026

Alexandria, Aug. 25 -- Bank of America has received a patent for System and Method to Evaluate Communication Operations. This invention was developed by Raj Narsing, Kumar Devulapalli Venkata Lakshmi Sai Siva and Kumar Ashok. The patent application number is US202418752676 20240624. The patent publication number is US12706917 (..

Banking

  |  Tue 25 Aug 2026

Alexandria, Aug. 25 -- U.S. Patent and Trademark Office has awarded a patent to Wells Fargo Bank for System and Method for Enterprise Configuration Services. Chinta Bhimesh Reddy and Jovic Dusan developed the invention. The patent application number is US202318393036 20231221. The patent publication number is US12706909 (B2). I..

Banking

  |  Tue 25 Aug 2026

Alexandria, Aug. 25 -- United States Patent for System and Methods for Cloud-based Virtual Private Secured Contained Communication Portal has been issued to Bank of America. This invention was developed by Krishna Akkapeddi Naga Vamsi and Akkapeddi Naga Vamsi Krishna. The patent application number is US202418952847 20241119. Th..

Banking

  |  Tue 25 Aug 2026

Alexandria, Aug. 25 -- Bank of America has been granted a patent for Network Allocation and Monitoring Engine Using Artificial Intelligence and Dynamic Mapping. This invention was developed by Belton Stephen R, Puskarich Petar, Singtalur Aravind, Miller Tonya Kyra, Vaughan Kerry, Ramachandra Madhukiran Bangalore, Chakravarty Sri..

Banking

  |  Tue 25 Aug 2026

Alexandria, Aug. 25 -- Wells Fargo Bank has obtained a patent for systems and methods for post-quantum cryptography optimization. This invention was developed by Maganti Ravi K, Rao Abhijit, Carter Jr Robert L, Bordow Peter, Shea Bradford A, Meinholz M Erik, Arbajian Pierre and Stapleton Jeff J. The patent application number is..

Banking

  |  Tue 25 Aug 2026

Alexandria, Aug. 25 -- United States Patent for System and Method for Data Security Using Quantum Key Distribution has been issued to Bank of America. This invention was developed by Bowden James Edward, Butler Racquel, King Adam, Marks Coreen, Batra Karishma and Solideo Camilla. The patent application number is US202418828354 ..

Banking

  |  Tue 25 Aug 2026

Beijing, Aug. 25 -- Dongguan Baowei Mould Tech Co Ltd has secured a patent on Die for Upper Cover and Lower Cover of Magnetic Power Bank. Wei Degang, Li Zuochun and Liao Zhimu developed the invention. The patent application number is CN202423151949U 20241220. The patent publication number is CN223573684 (U). International Pat..

Banking

  |  Tue 25 Aug 2026

Alexandria, Aug. 25 -- Bank of America has secured a patent on System and Method for Securely Obtaining Information Using QR Codes. Trivedi Manil, Lawson Steven Daniel, King Adam Kristian and Solideo Camilla developed the invention. The patent application number is US202418601784 20240311. The patent publication number is US127..

Banking

  |  Tue 25 Aug 2026

Alexandria, Aug. 25 -- Dell Products has secured a patent on DCF-driven Audit and Compliance Reporting. Todd Stephen J and Pande Pankaj developed the invention. The patent application number is US202418746512 20240618. The patent publication number is US12705629 (B2). International Patent Classification codes are G06F21/57, G..

Banking

  |  Tue 25 Aug 2026

Alexandria, Aug. 25 -- Worldpay has received a patent for Systems, Methods and Apparatus for Payment Terminal Management. This invention was developed by Baar Erik William and Walters Patricia Lynn. The patent application number is US202318309921 20230501. The patent publication number is US12705615 (B2). International Patent C..

Banking

  |  Tue 25 Aug 2026

Alexandria, Aug. 25 -- U.S. Patent and Trademark Office has awarded a patent to State Farm Mutual Automobile Insurance and State Farm Mutual Automobile Insurance for System and Method for Secure Acceptance of Customer Credit Card Numbers. Guild Dana R, Chambers Ryan and Martin Anthony developed the invention. The patent appli..

Banking

  |  Tue 25 Aug 2026

Alexandria, Aug. 25 -- Mastercard International has been granted a patent for Secure Payment Flow Using an LLM Agent with a Single Use Access Token and an On-device Wallet. Araujo Alonso and Muhammad Rahmana developed the invention. The patent application number is US202418789633 20240730. The patent publication number is US1..

Banking

  |  Tue 25 Aug 2026

Alexandria, Aug. 25 -- Visa International Service Association has been awarded a patent for Trusted QR Code Generation for Financial Transactions. This invention was developed by Tharoor Sandeep, Sabapathy Punniyakotti and Singh Premvir. The patent application number is US202318118847 20230308. The patent publication number is ..

Banking

  |  Tue 25 Aug 2026

Alexandria, Aug. 25 -- U.S. Patent and Trademark Office has awarded a patent to Kerr Hilani, Simone Pablo, Tengshe Ashish Dilip, Wells Fargo Bank Na, Coyne Joseph V, Narasimhan Madhumati and Mcdonald Jennel Ann for Machine Learning Model for Personalized User Interfaces. The patent application number is US202318300935 202304..

Banking

  |  Tue 25 Aug 2026

Alexandria, Aug. 25 -- U.S. Patent and Trademark Office has awarded a patent to Bank of America for Image Processing Using Photonic Quantum Computing. Arora Mani, Khare Prashant, Upadhyaya Ankit and Bidkar Prashant Anna developed the invention. The patent application number is US202218069001 20221220. The patent publication num..

Banking

  |  Tue 25 Aug 2026

Alexandria, Aug. 25 -- Bank of America has been granted a patent for System and Method for Protecting Source Code from Unauthorized Access. Sriperambudur Sunilkumar, Singh Shailendra, Taneja Pushkar and Adivi Suryanarayana developed the invention. The patent application number is US202418647372 20240426. The patent publication ..

Banking

  |  Tue 25 Aug 2026

Alexandria, Aug. 25 -- Truist Bank has secured a patent on Controlling an Interaction Using Online Account Opening Indicators. Swaminathan Sudhakar and Pennycooke Andrea developed the invention. The patent application number is US202318347172 20230705. The patent publication number is US12705372 (B2). International Patent Class..

Banking

  |  Tue 25 Aug 2026

Alexandria, Aug. 25 -- United States Patent for Systems for Time Dependent Data Access Authorization has been issued to Bank of America. This invention was developed by Burkett Gregory Allen, Strommer David E and Merkel Brady Prentice. The patent application number is US202217980776 20221104. The patent publication number is US..

Banking

  |  Tue 25 Aug 2026

Alexandria, Aug. 25 -- Bank of America has obtained a patent for systems and methods for vulnerability detection and mitigation using artificial intelligence in an electronic environment. This invention was developed by Borcherdt Iii Frederick. The patent application number is US202418893466 20240923. The patent publication num..

Banking

  |  Tue 25 Aug 2026

Alexandria, Aug. 25 -- U.S. Patent and Trademark Office has awarded a patent to Bank of America for Systems and Methods for Shard-based Data Indexing and Retrieval in Multi-key Environments. Von Rueden Matthias, Laporte Troy, Rueden Matthias Von, Smith Bryan J and Covnot Burton M developed the invention. The patent application ..

Banking

  |  Sun 23 Aug 2026

Beijing, Aug. 24 -- State Intellectual Property Office of China has published Industrial & Commercial Bank of China patent application for Network False Connection Processing Method and Device, Electronic Equipment and Program Product. The invention was developed by Xie Xiaoshun. The patent application number is CN202610254343 ..

Banking

  |  Sun 23 Aug 2026

Beijing, Aug. 24 -- Shenzhen Launch Technology has sought patent for Diagnostic Equipment-based Account Management Method and Related Device. This invention was developed by Yuan Tingye and Liu Xin. The patent application number is CN202610159123 20260204. The patent publication number is CN122120293 (A). International Patent C..

Banking

  |  Sun 23 Aug 2026

Alexandria, Aug. 24 -- U.S. Patent and Trademark Office has awarded a patent to Bank Of America Corp and Bank of America for System and Method for Generating User Specific Interactive Voice Responses Based on User Speech and Voice Characteristics. Lebron Leosinda, Mishra Amit, Chughtai Ayela, Mahajan Nipun, Raghuvanshi Yogesh an..

Banking

  |  Sun 23 Aug 2026

Alexandria, Aug. 24 -- U.S. Patent and Trademark Office has awarded a patent to Bank Of America Corp and Bank of America for Systems, Methods, and Apparatuses for Transmission of Verification Certificates in an Electronic Network. Merkel Brady Prentice and Parrish Jason David developed the invention. The patent application nu..

Banking

  |  Sun 23 Aug 2026

Alexandria, Aug. 24 -- U.S. Patent and Trademark Office has awarded a patent to Bank Of America Corp and Bank of America for System and Method to Dynamically Maintain a Distributed Testing Environment. Sivajothi Sivashalini, Behera Abhijit, Sundaravel Manimaran, Singh Shailendra and Sethia Maneesh Kumar developed the invention. ..

Banking

  |  Sun 23 Aug 2026

Alexandria, Aug. 24 -- United States Patent for Systems and Methods of Template-based Digital Asset Exchanges Using a Public Key Cryptography (pkc) Framework has been issued to Wells Fargo Bank Na and Wells Fargo Bank. This invention was developed by Kurani Ashish B, Nelson Erik F, Shepherd Matthew Mullin, Knorr Michael and Font..

Banking

  |  Mon 24 Aug 2026

Alexandria, Aug. 24 -- U.S. Patent and Trademark Office has awarded a patent to Wells Fargo Bank Na and Wells Fargo Bank for Systems and Methods for Executing a Transaction Via a Locker. Kalaboukis Chris, Goetz Darren M, Martinez Andrew L, Pacis Marla M, Magana Lisa R, Ward Timothy R, Meyyappan Uma and Montenegro Dennis E develo..

Banking

  |  Mon 24 Aug 2026

Alexandria, Aug. 24 -- Bank Of America Corp and Bank of America has obtained a patent for online transactional behavior through decoy blockchain and smartdust sensing paired with dcnn. This invention was developed by Misra Yash, Deshpande Nimish Ravindra and Chauhan Amit. The patent application number is US202418738272 202406..

Banking

  |  Mon 24 Aug 2026

Alexandria, Aug. 24 -- Capital One Services has been granted a patent for Multi-factor Automated Teller Machine (ATM) Personal Identification Number (PIN). Edwards Joshua, Benkreira Abdelkadar M’hamed, Mossoba Michael and Benkreira Abdelkadar M'hamed developed the invention. The patent application number is US202519053856 2..

Banking

  |  Mon 24 Aug 2026

Alexandria, Aug. 24 -- U.S. Patent and Trademark Office has awarded a patent to Visa Int Service Ass and Visa International Service Association for System and Method for Facilitating Frictionless Payment Transactions Field. Markh John developed the invention. The patent application number is US202318320006 20230518. The paten..

Banking

  |  Mon 24 Aug 2026

Alexandria, Aug. 24 -- U.S. Patent and Trademark Office has awarded a patent to Wells Fargo Bank Na and Wells Fargo Bank for Geofenced Payments. Fine Haila developed the invention. The patent application number is US202418907419 20241004. The patent publication number is US12711483 (B2). International Patent Classification co..

Banking

  |  Mon 24 Aug 2026

Alexandria, Aug. 24 -- Worldpay has secured a patent on Systems and Methods for Employer Direct Electronic Payment. Christensen Coy developed the invention. The patent application number is US202318482432 20231006. The patent publication number is US12711477 (B2). International Patent Classification codes are G06Q20/10, G06Q20/..

Banking

  |  Mon 24 Aug 2026

Alexandria, Aug. 24 -- Pay2day Solutions Inc has been awarded a patent for Conversational Payment Transactions. This invention was developed by Brunner Christopher J. The patent application number is US202519036558 20250124. The patent publication number is US12711476 (B2). International Patent Classification codes are G06F21..

Banking

  |  Mon 24 Aug 2026

Alexandria, Aug. 24 -- U.S. Patent and Trademark Office has awarded a patent to Bank Of America Corp and Bank of America for System for Dynamic Authentication and Processing of Electronic Activities Based on Parallel Neural Network Processing. Khare Prashant, Manocha Kanika, Gupta Meenakshi, Upadhyaya Ankit and Bidkar Prashant A..

Banking

  |  Mon 24 Aug 2026

Alexandria, Aug. 24 -- U.S. Patent and Trademark Office has awarded a patent to Hewlett Packard Entpr Dev LP and Hewlett Packard Enterprise Company (HPE) for Generating Audit Records for Distributed Computing System-based Motor Vehicle Tests. Brock Stefan, Kaiser Sebastian, Buehr Florian and Edwards Nigel J developed the inventi..

Banking

  |  Mon 24 Aug 2026

Alexandria, Aug. 24 -- U.S. Patent and Trademark Office has awarded a patent to Bank Of America Corp and Bank of America for System and Method for Minimizing Control System Disturbances. Pai Sandeep and Tamizhmani Aravinthane developed the invention. The patent application number is US202418404590 20240104. The patent publica..

Banking

  |  Mon 24 Aug 2026

Alexandria, Aug. 24 -- U.S. Patent and Trademark Office has awarded a patent to Bank Of America Corp and Bank of America for System and Method to Transform Audio Data. Patel Priyeshkumar, Kohli Apoorv, Corzo Jennifer, Singh Jitender, Chaudry Hasana, Schledzewski Mark Ralf and Yadav Sapna developed the invention. The patent ap..

Banking

  |  Mon 24 Aug 2026

Beijing, Aug. 24 -- Zhao Yuchen has been granted a patent for Small Banking Machine for Flue-cured Tobacco Field. This invention was developed by Zhao Yuchen, Yang Xinzhi, Shi Jianfeng, Yang Chaowei, Yang Ting, Zhang Feng, Yan Cangshan, Wang Nannan, Wang Jintao, Zhang Shunzhou, Duan Siying and Yang Wangling. The patent applic..

Banking

  |  Sat 22 Aug 2026

Alexandria, Aug. 22 -- Fidelity Information Services LLC and Worldpay have obtained a patent for systems and methods for processing a batch payment in real-time payment network. This invention was developed by Dinan Stephen E and Dragan Manuela. The patent application number is US202217662495 20220509. The patent publication ..

Banking

  |  Fri 21 Aug 2026

Beijing, Aug. 22 -- State Grid Xinyuan Group and Xinjiang Hami Pumped Storage Co Ltd have secured a patent on Pressing Machine for Flattening Warped Edges of Financial Credentials. Yan Xue, Zheng Li, Nie Tao, Zhang Boyuan, Zhao Yihua and Liu Sijia developed the invention. The patent application number is CN202422698818U 20241..

Banking

  |  Mon 24 Aug 2026

Alexandria, Aug. 24 -- Bank of America Corp and Bank of America have obtained a patent for system and method for digital voice data processing and authentication. This invention was developed by Siekman James J, Mayers Kyle, Lohar Sanjay Arjun, Mcfeeters Karen Stanek and Castrejon Iii Tomas M. The patent application number is..

Banking

  |  Mon 24 Aug 2026

Alexandria, Aug. 24 -- Wells Fargo Bank Na and Wells Fargo Bank have been granted a patent for Systems and Methods for Two-way Cash Recycler. Goetz Darren, Mande Christian, Digangi Frank and Montenegro Dennis E developed the invention. The patent application number is US202418586807 20240226. The patent publication number is ..

Banking

  |  Mon 24 Aug 2026

Alexandria, Aug. 24 -- Wells Fargo Bank Na and Wells Fargo Bank have secured a patent on Real-time Fraud Session Termination in Direct Pay System. Maiorana Nicola A and Rozovski Peter developed the invention. The patent application number is US202318397491 20231227. The patent publication number is US12711508 (B2). Internatio..

Banking

  |  Mon 24 Aug 2026

Alexandria, Aug. 24 -- American Honda Motor and American Honda Motor Co Inc have been awarded a patent for Intelligent Cost Representation and Payment Preauthorization for Vehicle Fueling Transactions. This invention was developed by Cun David Wong. The patent application number is US202418950700 20241118. The patent publicat..

Banking

  |  Mon 24 Aug 2026

Alexandria, Aug. 24 -- Bank Of America Corp and Bank of America have obtained a patent for li-fi payment network with quantum key distribution channels. This invention was developed by Chauhan Sandeep Kumar, Polasa Puneetha, Bhagya Lakshmi Sudha Lavanya Mallidi and Arora Saurabh. The patent application number is US20241878516..

Banking

  |  Mon 24 Aug 2026

Alexandria, Aug. 24 -- Wells Fargo Bank Na and Wells Fargo Bank have received a patent for Access Control Tower. This invention was developed by Pearce Brian M and Soccorsy Benjamin. The patent application number is US202519018797 20250113. The patent publication number is US12711492 (B2). International Patent Classification ..

Banking

  |  Mon 24 Aug 2026

Alexandria, Aug. 24 -- Wells Fargo Bank Na and Wells Fargo Bank have received a patent for Multi-capture for Remote Deposit Via Scanner. This invention was developed by Filippini Frank Henry, Greber Matthew Evan and Hecht Alan W. The patent application number is US202519293898 20250807. The patent publication number is US1271..

Banking

  |  Mon 24 Aug 2026

Alexandria, Aug. 24 -- Bank Of America Corp and Bank of America have obtained a patent for system and method for federated execution of anonymization tasks for large databases. This invention was developed by Randhi Venugopala Rao, D'silva Lawrence Anthony and Kavali Rama Venkata S. The patent application number is US20241891..

Banking

  |  Mon 24 Aug 2026

Alexandria, Aug. 24 -- Bank Of America Corp and Bank of America have received a patent for System and Method for User Device Recovery Through Alternative User Authentication Processes. This invention was developed by Boosetty Kiran, Wilson Tanya A, Moiyallah Jr Samuel M, Kieffer Malinda, Phillips Donna Lee, Rosseland Jr Robert R..

Banking

  |  Mon 24 Aug 2026

Alexandria, Aug. 24 -- Bank Of America Corp and Bank of America have been granted a patent for System and Method for Pre-caching Content Based on Device Energy Use. Albero George, Akkapeddi Naga Vamsi Krishna and Arora Saurabh developed the invention. The patent application number is US202418818721 20240829. The patent public..

Banking

  |  Mon 24 Aug 2026

Alexandria, Aug. 24 -- Wells Fargo Bank Na and Wells Fargo Bank have obtained a patent for systems and methods for a generative artificial intelligence model with confidence indication. This invention was developed by Iniguez Antonio, Kurani Ashish B, Samra Jazz, Sakaguti Cleane, Duggirala Shobha, Kumar Amruth, Stewart Bradley a..

Banking

  |  Sun 23 Aug 2026

Alexandria, Aug. 24 -- Bank Of America Corp and Bank of America have received a patent for System and Method for Generating and Managing a Workflow Using Webhook Technology. This invention was developed by Singh Shailendra and Mamadapur Krishna Rangarao. The patent application number is US202418628307 20240405. The patent pub..

Banking

  |  Sun 23 Aug 2026

Alexandria, Aug. 24 -- Wells Fargo Bank Na and Wells Fargo Bank have obtained a patent for systems and methods for managing a user preference digital profile for enhanced user accessibility. This invention was developed by Maganti Ravi K, Shepherd Matthew Mullin, Phelps Sarah W, Chuprevich John Andrew, Shea Bradford A, Yarlagadd..

Banking

  |  Mon 24 Aug 2026

Alexandria, Aug. 24 -- Bank Of America Corp and Bank of America have been awarded a patent for System and Method to Dynamically Configure Cloud Resources. This invention was developed by Sivajothi Sivashalini, Behera Abhijit, Sundaravel Manimaran, Singh Shailendra and Sethia Maneesh Kumar. The patent application number is US2..

Banking

  |  Mon 24 Aug 2026

Alexandria, Aug. 24 -- Bank Of America Corp and Bank of America have secured a patent on System for Automated and Intelligent Implementation of Computing Software Upgrades. Kutthumolu Durga Prasad, Ryali Venkata Karthik, Adivi Suryanarayana and Martin Albin Vinod developed the invention. The patent application number is US202..

Banking

  |  Mon 24 Aug 2026

Alexandria, Aug. 24 -- Bank Of America Corp and Bank of America have been granted a patent for Dynamic Hibernation of On-premise Servers. Mohanty Swetapadma developed the invention. The patent application number is US202418910682 20241009. The patent publication number is US12710803 (B2). International Patent Classification c..

Banking

  |  Sun 23 Aug 2026

Alexandria, Aug. 24 -- Wells Fargo Bank Na and Wells Fargo Bank have been granted a patent for Systems and Methods for Evaluating an Electronic Communication. Hay Kelvin, Akhimiomoh Abe, Maryland Angela Melita, Rinaldi Leo and Sanders Kathryn Lynne developed the invention. The patent application number is US202418648039 20240..

Banking

  |  Sun 23 Aug 2026

Alexandria, Aug. 24 -- Bank Of America Corp and Bank of America have been granted a patent for System and Method to Dynamically Generate Synthetic Structures in a Virtual Environment. This invention was developed by Kurian Manu and Young Michael R. The patent application number is US202418785570 20240726. The patent publicati..

Banking

  |  Sun 23 Aug 2026

Alexandria, Aug. 24 -- Bank Of America Corp and Bank of America have received a patent for Authenticating a Virtual Entity in a Virtual Environment. This invention was developed by Ingram Brandon Devon, Castinado Joseph and Merdassa Naoll Addisu. The patent application number is US202418886487 20240916. The patent publication..
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