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Banking

  |  Wed 12 Aug 2026

Beijing, Aug. 13 -- Jiangsu Kataer Consulting Co Ltd, Beijing Kataer Tech Co Ltd and Hangzhou Kataer Science And Tech Research Co Ltd have submitted a patent application for Financial Fund Project Budget Performance Evaluation Service System Based on Knowledge Graph. Cheng Li, Cheng Qihang and Kong Wenjuan developed the inventio..

Banking

  |  Wed 12 Aug 2026

Beijing, Aug. 13 -- Jiangsu Kataer Consulting Co Ltd, Beijing Kataer Tech Co Ltd and Hangzhou Kataer Science And Tech Research Co Ltd have submitted a patent application for Financial Fund Project Information Extraction and Authenticity Identification Method Based on Deep Learning. This invention was developed by Cheng Li, Cheng..

Banking

  |  Thu 13 Aug 2026

Beijing, Aug. 13 -- Industrial & Commercial Bank of China and ICBC Tech Co Ltd have filed a patent application for Webpage Processing Method and Device, Electronic Equipment and Program Product. This invention was developed by Zeng Xianfeng. The patent application number is CN202610213730 20260213. The patent publication numb..

Banking

  |  Wed 12 Aug 2026

Beijing, Aug. 13 -- State Intellectual Property Office of China has released Industrial & Commercial Bank of China patent application for Utilization Investigation Method, Electronic Device, Storage Medium, and Program. This invention was developed by Lu Xiaolu. The patent application number is CN202610181811 20260209. The pate..

Banking

  |  Wed 12 Aug 2026

Beijing, Aug. 13 -- Postal Savings Bank of China has filed a patent application for Intelligent Agent Workflow Optimization Method, Apparatus and Device, and Computer Program Product. This invention was developed by Shao Xiaoqi, Yang Yuchao, Li Jizhuo, Zhang Wei and Wan Weihong. The patent application number is CN202610155865 2..

Banking

  |  Wed 12 Aug 2026

Beijing, Aug. 13 -- Industrial & Commercial Bank of China has filed a patent application for Technical Object Recommendation Method and Device and Computer Readable Storage Medium. This invention was developed by Wang Fei, Cao Huijian, Xiao Yilong and Wu Gang. The patent application number is CN202610177141 20260206. The patent..

Banking

  |  Wed 12 Aug 2026

Beijing, Aug. 13 -- The Open University Of Guangdong Guangdong Polytechnic Institute has sought patent for Elderly Digital Attainment Evaluation Method and System Based on Credit Bank. This invention was developed by Li Hui. The patent application number is CN20261070132 20260120. The patent publication number is CN122088835 ..

Banking

  |  Wed 12 Aug 2026

Beijing, Aug. 13 -- Industrial & Commercial Bank of China has sought patent for Question Semantic Determination Method, Storage Medium and Program Product. This invention was developed by Liu Yuandong. The patent application number is CN202610172719 20260206. The patent publication number is CN122088519 (A). International Paten..

Banking

  |  Wed 12 Aug 2026

Beijing, Aug. 13 -- State Intellectual Property Office of China has received Industrial & Commercial Bank of China patent application for Method and Device for Generating Work Presentation File, Electronic Equipment and Program Product. Ma Xueqi developed the invention. The patent application number is CN202610242350 20260228. ..

Banking

  |  Wed 12 Aug 2026

Beijing, Aug. 13 -- State Intellectual Property Office of China has published Xiamen Tianjian Caizhi Tech Co Ltd patent application for Method and System for Judging Disclosure State of Specific Form of Financial Report Based on Large Model. The invention was developed by Lin Kai, Ye Qinhua, Zhou Jiongfeng and Jiang Ke. The p..

Banking

  |  Wed 12 Aug 2026

Seoul, Aug. 13 -- Novasystech Co Ltd has applied Korean patent for Programmable Load Bank. Yoon Myeon Keun developed it. The patent application number is KR20230097542 20230726. The patent publication number is KR20250016931 (A). International Patent Classification codes are G01D21/02, G01R22/10, G01R27/02, G01R31/367, G01R31..

Banking

  |  Wed 12 Aug 2026

Beijing, Aug. 13 -- Industrial & Commercial Bank of China has submitted a patent application for System Access Control Method and Device and Electronic Equipment. This invention was developed by Li Jieyi and Ding Yuzhen. The patent application number is CN202610149473 20260203. The patent publication number is CN122087796 (A). ..

Banking

  |  Wed 12 Aug 2026

Beijing, Aug. 13 -- Industrial & Commercial Bank of China has submitted a patent application for Data Security Level Identification Method and Device, Electronic Equipment and Program Product. This invention was developed by Yang Wentao, Zheng Jiefeng and Shuai Feishao. The patent application number is CN202610242345 20260228. ..

Banking

  |  Wed 12 Aug 2026

Beijing, Aug. 13 -- State Intellectual Property Office of China has received Ningbo University patent application for Traffic Accident Severity Prediction Method Based on Multi-dimensional Audit Screening. Fang Bin, Guo Tianci, Ye Yun, Guo Meijiao, Miao Tao, Li Zewei and Cao Siyu developed the invention. The patent application ..

Banking

  |  Wed 12 Aug 2026

Beijing, Aug. 13 -- Industrial & Commercial Bank of China has filed a patent application for Product Recommendation Method and Device, Storage Medium and Electronic Equipment. This invention was developed by Cai Xiaoqing. The patent application number is CN202610177181 20260206. The patent publication number is CN122087188 (A)...

Banking

  |  Thu 13 Aug 2026

Beijing, Aug. 13 -- Industrial & Commercial Bank of China has sought patent for Asynchronous Service Processing Thread Management Method and Device, Equipment and Storage Medium. This invention was developed by Zhang Zetao, Hu Jidan, Jing Xuquan and Mai Zifeng. The patent application number is CN20261035970 20260112. The patent..

Banking

  |  Thu 13 Aug 2026

Beijing, Aug. 13 -- State Intellectual Property Office of China has received Industrial & Commercial Bank of China patent application for Task Processing Method, Electronic Equipment, Storage Medium and Program Product. Yang Cai, Li Zeyun, Gu Weishuai and Wang Yi developed the invention. The patent application number is CN20261..

Banking

  |  Thu 13 Aug 2026

Beijing, Aug. 13 -- Industrial & Commercial Bank of China has applied Chinese patent for Cluster Component Updating Method and Device, Electronic Equipment and Program Product. Xu Mingzhen developed it. The patent application number is CN202610177180 20260206. The patent publication number is CN122086437 (A). International Pate..

Banking

  |  Thu 13 Aug 2026

Geneva, Aug. 13 -- Stadelman Lowell Shelton has submitted a patent application for Debt Repayment Probability Score Based on Capability-driven Financial Sustain Ability. The patent application number is WO2026US12470 20260125. The patent publication number is WO2026164940 (A1). International Patent Classification codes are G06Q1..

Banking

  |  Thu 13 Aug 2026

Beijing, Aug. 13 -- Industrial & Commercial Bank of China has applied Chinese patent for Disaster Recovery Account Supplement Processing Method, Device and Equipment and Storage Medium. Wang Luyang and Wei Chengyan developed it. The patent application number is CN202610220009 20260224. The patent publication number is CN1220665..

Banking

  |  Thu 13 Aug 2026

Beijing, Aug. 13 -- State Intellectual Property Office of China has published Beijing Chuangzhi Heyu Tech Co Ltd patent application for Outpatient Service Payment Medical Insurance Data Monitoring Analysis Management System Based on Big Data Analysis. The invention was developed by Liu Bing, Yuan Guangbo, Li Yan and Peng Xianfen..

Banking

  |  Thu 13 Aug 2026

Beijing, Aug. 13 -- State Intellectual Property Office of China has published Industrial & Commercial Bank of China patent application for Abnormal Customer Group Determination Method and Device, Equipment, Medium and Product. The invention was developed by Chang Mengyuan. The patent application number is CN202610167355 2026020..

Banking

  |  Thu 13 Aug 2026

Beijing, Aug. 13 -- Industrial & Commercial Bank of China has submitted a patent application for Financial Bill Processing Method and Device, Equipment and Storage Medium. This invention was developed by Chu Shaoxia and Yang Xingwei. The patent application number is CN202610219056 20260224. The patent publication number is CN12..

Banking

  |  Thu 13 Aug 2026

Beijing, Aug. 13 -- Shenzhen Haifuyitong Tech Co Ltd has submitted a patent application for Method for Marketing Data Verification and Fund Safety Guarantee. This invention was developed by Jiang Hao, Jiang Yifang, Yang Jinwei, Lei Zhangjie and Zhu Dawei. The patent application number is CN20251229288 20251230. The patent pub..

Banking

  |  Thu 13 Aug 2026

Beijing, Aug. 13 -- Industrial & Commercial Bank of China has submitted a patent application for Method and Device for Determining Risk Level of Transaction Behavior, and Computer Storage Medium. Yu Mingye and Ke Weidong developed the invention. The patent application number is CN202610201631 20260211. The patent publication nu..

Banking

  |  Thu 13 Aug 2026

Beijing, Aug. 13 -- China Construction Bank has applied Chinese patent for Human Resource Screening Condition Generation Method and Device. Cai Yuhao, Fan Chenyao, Liu Dong, Guo Zhecheng, Su Jiebin, Geng Haojie, Li Jing, Zhang Minzheng, Li Siyuan and Qu Nanzhu developed it. The patent application number is CN202511878796 202512..

Banking

  |  Thu 13 Aug 2026

Beijing, Aug. 13 -- Lishui Power Suply Co State Grid Zhejiang Electric Power Co Ltd has filed a patent application for Electric Power Audit Data Processing Method and System Based on Self-learning Supervision. This invention was developed by Li Li, Cheng Jun, Li Dunliang, Zou Yi, Jiang Botao, Wang Ruijin, Guo Yan, Tao Tao, Wang ..

Banking

  |  Thu 13 Aug 2026

Beijing, Aug. 13 -- State Intellectual Property Office of China has released China Construction Bank patent application for Intelligent Detection Method and Device for Outsourcing Personnel Information. This invention was developed by Zang Leyuan. The patent application number is CN202511878792 20251212. The patent publication ..

Banking

  |  Thu 13 Aug 2026

Beijing, Aug. 13 -- Zhiyuntong Beijing Tech Co Ltd has submitted a patent application for Freight Fund Guarantee Transaction and Cargo Safety Monitoring Method and System. This invention was developed by Wang Senhua, Bai Lijun and Li Huinian. The patent application number is CN202610185363 20260209. The patent publication num..

Banking

  |  Wed 12 Aug 2026

Beijing, Aug. 12 -- PowerChina Feicheng New Energy Co Ltd and Shandong Branch Of China Power Construction New Energy Group Co Ltd have submitted a patent application for Old Brine Discharging Well Plugging Device and Method for Salt Cavern Energy Storage Bank. This invention was developed by Zhang Wentao, Cheng Ming, Wu Tianyin,..

Banking

  |  Thu 13 Aug 2026

Beijing, Aug. 13 -- Industrial & Commercial Bank of China has submitted a patent application for Sensitive Information Desensitization Method, Device, Equipment, Medium and Product. This invention was developed by Wang Zhengxiang. The patent application number is CN202610160306 20260204. The patent publication number is CN12206..

Banking

  |  Thu 13 Aug 2026

Beijing, Aug. 13 -- Industrial & Commercial Bank of China has filed a patent application for Query Processing Method and Device, Medium and Product. This invention was developed by Xu Yi. The patent application number is CN202610157728 20260204. The patent publication number is CN122064785 (A). International Patent Classificati..

Banking

  |  Wed 12 Aug 2026

Beijing, Aug. 13 -- Industrial & Commercial Bank of China has submitted a patent application for Electronic Image Denoising Method and Device, Electronic Equipment and Program Product. Liang Guobin, Zheng Xianling and Huang Xiuwen developed the invention. The patent application number is CN202610242349 20260228. The patent publ..

Banking

  |  Wed 12 Aug 2026

Beijing, Aug. 13 -- State Intellectual Property Office of China has received Chengdu University patent application for Automatic Reconciliation and Difference Analysis System for Cross-platform Heterogeneous Financial Data. Lee Kyung-sun, Huang Xun, Li Han and Fu Yifei developed the invention. The patent application number is C..

Banking

  |  Wed 12 Aug 2026

Beijing, Aug. 13 -- Ind And Commercial Bank Of China Xuchang Branch has submitted a patent application for Client Flow Prediction and Resource Dynamic Allocation System Oriented to Network Operation. This invention was developed by Zhang Guofeng. The patent application number is CN202511880273 20251212. The patent publication..

Banking

  |  Wed 12 Aug 2026

Beijing, Aug. 13 -- Ping An Technology, Shenzhen has sought patent for Large Model Memory Bank Updating Method and Device, Computer Equipment and Storage Medium. This invention was developed by Qu Xiaoyang, Wang Jianzong and Zhang Nan. The patent application number is CN20261025196 20260108. The patent publication number is CN1..

Banking

  |  Wed 12 Aug 2026

Beijing, Aug. 13 -- Guangzhou Pinwei Software has filed a patent application for Visualization Method and Device of Account Checking Result, Storage Medium and Computer Equipment. This invention was developed by Wang Zihui. The patent application number is CN202610497727 20260415. The patent publication number is CN122086987 (A..

Banking

  |  Thu 13 Aug 2026

Beijing, Aug. 13 -- State Intellectual Property Office of China has published Industrial & Commercial Bank of China patent application for Code Review Method and Device, Medium and Product. The invention was developed by Li Yifan. The patent application number is CN202610180915 20260209. The patent publication number is CN12208..

Banking

  |  Thu 13 Aug 2026

Beijing, Aug. 13 -- State Intellectual Property Office of China has published Industrial & Commercial Bank of China patent application for Isomorphic Migration Test Method and Device, Equipment, Medium and Product. The invention was developed by Chen Xiaolong. The patent application number is CN202610136481 20260130. The patent..

Banking

  |  Thu 13 Aug 2026

Beijing, Aug. 13 -- Guizhou Xijiu has been awarded a patent for Fermented Grain Debanking Device. This invention was developed by Xin Jiayan, Chen Wanwen, Wang Lin, Yang Qing, Shu Jun, Ren Jinzhong and Li Quan. The patent application number is CN202422776008U 20241114. The patent publication number is CN223535057 (U). Internati..

Banking

  |  Wed 12 Aug 2026

Geneva, Aug. 12 -- World Intellectual Property Organization has received Pentaforce Digital Solutions Private Ltd patent application for Dual-chip RFID NFC Card for Integrated Payment and Business Applications. Nanavaty Ankul developed the invention. The patent application number is WO2026IN50158 20260129. The patent publicat..

Banking

  |  Thu 13 Aug 2026

Beijing, Aug. 13 -- Shenzhen Kewei Information Tech Co Ltd has sought patent for Non-inductive Payment Awakening Method and Device Based on Ultra-wideband Positioning and Storage Medium. This invention was developed by Fan Yaming and Yang Lin. The patent application number is CN202610509318 20260417. The patent publication nu..

Banking

  |  Thu 13 Aug 2026

Beijing, Aug. 13 -- Guangdong Power Grid Co Ltd Digital Intelligence Operation Center has applied Chinese patent for Supplier Fund Bidding Risk Identification Method and System Based on Intelligent Contract, and Medium. Chen Liang, Li Zi, Tang Jiakai, Song Zhiqing, Li Junyi, Wen You, Xiong Ke, Zhang Jiayi and Chen Danni develope..

Banking

  |  Thu 13 Aug 2026

Beijing, Aug. 13 -- State Intellectual Property Office of China has published Industrial & Commercial Bank of China patent application for Business Risk Processing Method and Device, Equipment and Storage Medium. The invention was developed by Mo Xianger, Li Weiyu, Guo Jialing and Xiao Xiangjun. The patent application number is..

Banking

  |  Wed 12 Aug 2026

Beijing, Aug. 13 -- Shihui Information Tech Shandong Co Ltd has submitted a patent application for Controllable Financial Nuclear Fusion System and Method. This invention was developed by Shi Jun, Shi Yu and Yu Hongjian. The patent application number is CN202610155433 20260204. The patent publication number is CN122089479 (A)..

Banking

  |  Wed 12 Aug 2026

Beijing, Aug. 13 -- Yunnan University of Finance & Economics has sought patent for Digital Financial Security Fraud Identification and Risk Control Decision-making Method Fused with Knowledge Graph. This invention was developed by Ge Qing. The patent application number is CN20261097574 20260124. The patent publication number is..

Banking

  |  Wed 12 Aug 2026

Beijing, Aug. 13 -- Shaanxi Branch Of China Construction Bank Co Ltd has submitted a patent application for Machine Learning and Expert Rule Fused Anti-fraud Method and System for Public Account. Wang Feng, Du Rong, Bai Xue, Cai Gexi and Zhao Bing developed the invention. The patent application number is CN20251254837 2025123..

Banking

  |  Wed 12 Aug 2026

Beijing, Aug. 13 -- Ind And Commercial Bank Of China Zhengzhou Branch has filed a patent application for Financial Product Knowledge Graph Construction and Intelligent Question and Answer Customer Service System. This invention was developed by Hu Yong. The patent application number is CN202511972213 20251225. The patent publ..

Banking

  |  Wed 12 Aug 2026

Beijing, Aug. 13 -- Industrial & Commercial Bank of China has submitted a patent application for Transaction Voucher Verification Method and Device, Electronic Equipment and Storage Medium. Ren Jianjun and Xuan Xuchen developed the invention. The patent application number is CN202610242351 20260228. The patent publication numbe..

Banking

  |  Wed 12 Aug 2026

Beijing, Aug. 13 -- Industrial & Commercial Bank of China has applied Chinese patent for Deduction Protocol Management Method and Device, Medium and Product. Wu Zhengnan developed it. The patent application number is CN202610180916 20260209. The patent publication number is CN122089318 (A). International Patent Classification c..

Banking

  |  Wed 12 Aug 2026

Beijing, Aug. 13 -- Alipay Hangzhou Digital Service Tech Co Ltd has filed a patent application for Identity Identification Card Payment Processing Method and Device. This invention was developed by Wu Chao. The patent application number is CN202610544005 20260423. The patent publication number is CN122089315 (A). Internationa..

Banking

  |  Wed 12 Aug 2026

Beijing, Aug. 13 -- Hangzhou Lingbo Virtual Reality Tech Co Ltd has submitted a patent application for Natural Interaction Method and System in AR Glasses Code Scanning Payment Scene. This invention was developed by Lin Hanqi. The patent application number is CN20251246715 20251231. The patent publication number is CN12208931..

Banking

  |  Wed 12 Aug 2026

Beijing, Aug. 13 -- Industrial & Commercial Bank of China has submitted a patent application for Data Detection Method and Device, Equipment, Medium and Program Product. This invention was developed by Zhuang Bowei, Liu Lei and He Yanqun. The patent application number is CN202610268014 20260306. The patent publication number is..

Banking

  |  Wed 12 Aug 2026

Beijing, Aug. 13 -- Hainan Gezishan Network Tech Co Ltd has sought patent for Field Desensitization Template Method on Rwa Compliance Audit Log Chain. This invention was developed by Zeng Yuan. The patent application number is CN202610108377 20260127. The patent publication number is CN122087855 (A). International Patent Clas..

Banking

  |  Wed 12 Aug 2026

Beijing, Aug. 13 -- State Intellectual Property Office of China has published Industrial & Commercial Bank of China patent application for Financial Transaction Service Processing Method and Device, Program Product and Electronic Equipment. The invention was developed by Wang Yun, Yao Kui, Li Meina and Wang Jiao. The patent app..

Banking

  |  Thu 13 Aug 2026

Beijing, Aug. 13 -- China Construction Bank has submitted a patent application for Data Center Machine Room Visiting Guiding Method and Device. This invention was developed by Fan Peng, Wang Haidong, Luo Xianghui, Qiu Junjun, Yang Yufei, Hou Jie, Yang Xiaoqin and Fan Yanfeng. The patent application number is CN202511858927 2025..

Banking

  |  Wed 12 Aug 2026

Geneva, Aug. 12 -- Xero has submitted a patent application for Systems, Methods and Computer Program Products for Reconciling Financial Records. This invention was developed by Frazier Jane and Gibb Malcolm. The patent application number is WO2026NZ50005 20260121. The patent publication number is WO2026164516 (A1). Internationa..

Banking

  |  Wed 12 Aug 2026

Beijing, Aug. 12 -- Jinan Power Supply Co of State Grid Shandong Electric Power has applied Chinese patent for Line Error Account Analysis Method, System, Equipment and Medium. Zhang Ye, Gao Song, Zhu Ruihang, Shi Jianke, Cao Shang, Li Guangfu, Li Zhenqiang, Wang Wenyuan, Lu Xianfei, Ning Dalei, Lu Juzheng, Ma Baichao, Wang Kaiy..

Banking

  |  Wed 12 Aug 2026

Beijing, Aug. 12 -- State Intellectual Property Office of China has received Shanghai Banknote Printing Co Ltd and China Banknote Printing and Minting Group Co Ltd patent application for Fused Heterocyclic Compound, Salt Thereof, Preparation Method and Application Thereof. Wu Wangbao, Guo Jie and Jin Jie developed the invention...

Banking

  |  Wed 12 Aug 2026

Beijing, Aug. 12 -- China Construction Bank has sought patent for Method and Device for Determining Non-functional Access Check Conclusion of Banking Business System. This invention was developed by Wang Haifang. The patent application number is CN202511899479 20251216. The patent publication number is CN122064582 (A). Internat..

Banking

  |  Wed 12 Aug 2026

Beijing, Aug. 12 -- Industrial & Commercial Bank of China has submitted a patent application for Task Processing Method and Device, Equipment, Medium and Program Product. This invention was developed by Sun Mengchuan, Xie Yuan, He Yulun and Deng Rongfeng. The patent application number is CN202610299789 20260312. The patent publ..

Banking

  |  Mon 10 Aug 2026

Alexandria, Aug. 11 -- Fusato Dario and Derossi Tony have submitted a patent application for System and Method for Incorporating a Mortality Risk in a Financial Instrument. The patent application number is US202619453823 20260120. The patent publication number is US20260228830 (A1). International Patent Classification code is ..

Banking

  |  Mon 10 Aug 2026

Alexandria, Aug. 11 -- Deep Cool Ai Inc has submitted a patent application for Hybrid-cooled Load Bank with Solid-state Fast Varying Load Simulation. Holla Kris, Ghadiri Moghaddam Davood and Suresh Pichai Tikhon developed the invention. The patent application number is US202619572350 20260319. The patent publication number is..

Banking

  |  Mon 10 Aug 2026

Alexandria, Aug. 11 -- Wells Fargo Bank has submitted a patent application for Indirect Modeling Using a Virtual Environment. This invention was developed by Ho Peter, Zhang Lucy Xi and Alexander Spencer Mccoy. The patent application number is US202519046165 20250205. The patent publication number is US20260224993 (A1). Interna..

Banking

  |  Mon 10 Aug 2026

Alexandria, Aug. 11 -- JPMorgan Chase Bank has filed a patent application for Systems and Methods for Campaign Management. This invention was developed by Bresan Thomas, Roche Waylen, Kelly Anthony, Chung Flora and Harrington Julia. The patent application number is US202619532668 20260206. The patent publication number is US2..

Banking

  |  Mon 10 Aug 2026

Alexandria, Aug. 11 -- Wells Fargo Bank has applied United States patent for Systems and Methods for Predictive Valuation of Non-fungible Tokens. Sarvesetty Ramesh Babu, Penacerrada John, Venkataraman Vinothkumar, Baral Himanshu, Kendapadi Ananth and Singh Manpreet developed it. The patent application number is US202218058044 2..

Banking

  |  Mon 10 Aug 2026

Alexandria, Aug. 11 -- JPMorgan Chase Bank has submitted a patent application for Systems and Methods for Using Small Transformer Models in Financial Transaction Understanding. This invention was developed by Sela Rebecca Jeanette-paul, Shi Xiran, Holtman Matthew, Yin Ziyan, Karnad Anmol A, Ding Wanying, Yang Chengrui, Sabzevar ..

Banking

  |  Mon 10 Aug 2026

Alexandria, Aug. 11 -- Visa International Service Association has filed a patent application for System, Method, and Computer Program Product for Multi Account Access Based on a Single Credential. This invention was developed by John Judy, Byrne C William and Patterson Barbara Elizabeth. The patent application number is US20241..

Banking

  |  Mon 10 Aug 2026

Alexandria, Aug. 11 -- Alipay Hangzhou Information Technology has applied United States patent for User Identity-based Payment Method and Apparatus. He Wei, Xu Gang, Xu Shuyi, Shi Ping, Hu Ronghai, Zheng Jie, Ke Liuyang, Wang Nan, Xie Shengcheng and Wang Weijun developed it. The patent application number is US202319148459 20231..

Banking

  |  Mon 10 Aug 2026

Alexandria, Aug. 11 -- Bank of America has applied United States patent for Predictive Model Leveraging Generative Ai-based Retrieval Augmented Fine-tuning Authentication - Enhanced Authentication for International Banking Transactions. Krishnan Subburathinam, Garg Saurabh, Gupta Saurabh, Jayasri M, Kathiravan Bharathi, Kalairja..

Banking

  |  Mon 10 Aug 2026

Alexandria, Aug. 11 -- Wells Fargo Bank has submitted a patent application for Encapsulation of Payment Information. This invention was developed by Daruwalla Jal, Kresse Lynne J, Mwangi Catherine Wangari, Kennon Ashia D, Knorr Michael, Griffin Phillip H and Strobel-cort Joanne. The patent application number is US202619635193 2..

Banking

  |  Mon 10 Aug 2026

Alexandria, Aug. 11 -- Digital Currency Institute, The People's Bank of China has applied United States patent for Transaction Method and Apparatus, Device and Storage Medium. Qian Youcai, Lyu Yuan, Su Lin, Mu Changchun, Chen Xiaoming and Di Gang developed it. The patent application number is US202419152445 20240130. The patent..

Banking

  |  Tue 11 Aug 2026

Alexandria, Aug. 11 -- U.S. Patent and Trademark Office has received Bank of America patent application for Systems and Methods for Shard-based Data Indexing and Retrieval in Multi-key Environments. Laporte Troy, Rueden Matthias Von, Smith Bryan J and Covnot Burton M developed the invention. The patent application number is US2..

Banking

  |  Mon 10 Aug 2026

Alexandria, Aug. 11 -- U.S. Patent and Trademark Office has received Nemzeti Biodiverzitas ES Genmegorzesi Koezpont patent application for System for Testing the Viability for Gene Bank Conservation of Plant Genetic Resources and/or for the Identification and Separation of Varieties/groups of Varieties, the Related Method and Us..

Banking

  |  Mon 10 Aug 2026

Alexandria, Aug. 11 -- Bank of America has applied United States patent for System and Method for Registration and Resource Allocation in Distributed Networks Using Whisper Identifiers. Sharma Atul and Maghnani Vinod developed it. The patent application number is US202519045910 20250205. The patent publication number is US20260..

Banking

  |  Mon 10 Aug 2026

Alexandria, Aug. 11 -- U.S. Patent and Trademark Office has released Wells Fargo Bank patent application for System and Method for Predictive Analysis of Technology Infrastructure Requirements. This invention was developed by Hartwig John William and Endres David Alan. The patent application number is US202619631309 20260327. T..

Banking

  |  Mon 10 Aug 2026

Alexandria, Aug. 11 -- Bank of America has submitted a patent application for System and Method for Identifying and Quantifying Deviations and Inconsistent Features in Machine-learning Models. Mohammed Nasrullah Shameera Roohin, Sivajothi Sivashalini, K Parameswari and Sethia Maneesh Kumar developed the invention. The patent ap..

Banking

  |  Mon 10 Aug 2026

Alexandria, Aug. 11 -- Wells Fargo Bank has filed a patent application for Systems and Methods for Using Synthetic Data to Ensure Training Data is Properly Representative. This invention was developed by Yeri Naveen Gururaja, Yang Yang Angelina, Venkataraman Vinothkumar and Verma Ashutosh. The patent application number is US202..

Banking

  |  Mon 10 Aug 2026

Alexandria, Aug. 11 -- U.S. Patent and Trademark Office has released Wells Fargo Bank patent application for Systems and Methods for Preparation of a Quantum State Encoding an Approximate Normal Distribution. This invention was developed by Gonciulea Constantin, Markov Vanio, Stefanski Charlee Alexandra and Rao Abhijit Bhima. T..

Banking

  |  Mon 10 Aug 2026

Alexandria, Aug. 11 -- U.S. Patent and Trademark Office has released Bank of America patent application for System and Method for Leveraging Quantum Algorithms to Process Network Simulations. This invention was developed by Aidoo Tony, Yaksh Rahul, Vranjesevic Dennis, Eury Noell Y, Dande Pratap, Zdravkovic Bojan, Akkapeddi Naga ..

Banking

  |  Mon 10 Aug 2026

Alexandria, Aug. 11 -- U.S. Patent and Trademark Office has published Wells Fargo Bank patent application for Semantic Matching for Rule Conflict Identification. The invention was developed by Van't Hul Jonathon S, Tomar Gauri, Anand Anantjot S, Putz Donald W, White Jacob Fredric, Sarkar Supriyo, Le Johnson and Gopalakrishnan Ba..

Banking

  |  Mon 10 Aug 2026

Alexandria, Aug. 11 -- U.S. Patent and Trademark Office has published Clayton Lindsey patent application for Location-trackable Banking Card and Method Therefor. The invention was developed by Clayton Lindsey. The patent application number is US202519046981 20250206. The patent publication number is US20260228479 (A1). Intern..

Banking

  |  Mon 10 Aug 2026

Alexandria, Aug. 11 -- Capital One Services has filed a patent application for Automated Audit Response Generation. This invention was developed by Reid Shannon and Iwan Grant Michael. The patent application number is US202519047306 20250206. The patent publication number is US20260228449 (A1). International Patent Classificati..

Banking

  |  Mon 10 Aug 2026

Alexandria, Aug. 11 -- U.S. Patent and Trademark Office has published Bank of America patent application for Systems, Methods, and Apparatuses for Implementing a Multimedia Generator in an Electronic Network. The invention was developed by Booth Carole, Gross Gail Lynne, Tibbetts Susan, Kamalapure Niteen Kumar, Pappu Vivekanand,..

Banking

  |  Mon 10 Aug 2026

Alexandria, Aug. 11 -- U.S. Patent and Trademark Office has received Wells Fargo Bank patent application for Security Information Capture and Distribution. O’donnell Patrick Kelly and Foulks Todd Michael developed the invention. The patent application number is US202619631262 20260327. The patent publication number is US20260..

Banking

  |  Mon 10 Aug 2026

Alexandria, Aug. 11 -- Bank of America has submitted a patent application for Detecting Polymorphic Botnets Using an Image Recognition Platform. This invention was developed by Nyamwange Elvis, Vuppala Hari, Vezzu Sailesh, Ali Amer, Jacobson Brian, Yaksh Rahul, Dande Pratap, Dahl Erik and Phadnis Rahul. The patent application n..

Banking

  |  Mon 10 Aug 2026

Alexandria, Aug. 11 -- Swoop IP has submitted a patent application for Email-based Authentication for Account Login, Account Creation and Security for Passwordless Transactions. This invention was developed by Killoran Patrick, Baca Isaiah and Killoran Jr John P. The patent application number is US202519043188 20250131. The pat..

Banking

  |  Mon 10 Aug 2026

Alexandria, Aug. 11 -- Bank of America has filed a patent application for System and Method for Automatically Selecting Authentication Tokens to Authenticate Users Based on Dynamically Computed Real-time Exposure Metrics. This invention was developed by Stone James B, Rascon Kristian, Pasumarthi Kalyan V, Calderone Karen F and S..

Banking

  |  Mon 10 Aug 2026

Alexandria, Aug. 11 -- Bank of America has sought patent for Method and Apparatus for Secure Byte-level File Transmission Using Weighted Fair Queueing and Block Interposers. This invention was developed by Sharma Atul and Maghnani Vinod. The patent application number is US202519045942 20250205. The patent publication number is ..

Banking

  |  Mon 10 Aug 2026

Alexandria, Aug. 11 -- Bank of America has sought patent for System and Method for Optimized Data Transmission Using Virtual Finishing Timing and Weighted Fair Queueing. This invention was developed by Sharma Atul and Maghnani Vinod. The patent application number is US202519045972 20250205. The patent publication number is US20..

Banking

  |  Mon 10 Aug 2026

Alexandria, Aug. 11 -- U.S. Patent and Trademark Office has released Bank of America patent application for Comprehensive and Intelligent Communication Tracking System. This invention was developed by Chowdarapu Muralidhar, Khanna Saurabh, Shetty Pawan K and Zafar Mansoor. The patent application number is US202619642620 2026040..

Banking

  |  Sun 09 Aug 2026

Beijing, Aug. 10 -- Zhongchao Special Security Technology and China Banknote Printing And Minting Group Co Ltd have submitted a patent application for Double-closed-loop Feedback System and Laser Direct Writing Equipment. This invention was developed by Zhu Jun, Pu Donglin, Qu Xin and Zhu Pengfei. The patent application numbe..

Banking

  |  Sun 09 Aug 2026

Munich, Aug. 10 -- European Patent Office has published GLORY KOGYO patent application for Cash Processing Device, Cash Processing System, and Cash Processing Method. The invention was developed by Shimizu Misaki. The patent application number is EP20230954157 20230926. The patent publication number is EP4787268 (A1). Internati..

Banking

  |  Sun 09 Aug 2026

Beijing, Aug. 10 -- State Intellectual Property Office of China has received Drewpay Inc patent application for Electronic Payment Method. Bialkiewicz Jan-andrzej developed the invention. The patent application number is CN20248053433 20240614. The patent publication number is CN122070563 (A). International Patent Classificat..

Banking

  |  Mon 10 Aug 2026

Beijing, Aug. 10 -- The Technology Center of Qingdao Customs has obtained a patent for auxiliary device for financial reconciliation. This invention was developed by Wei Wei, Zhao Bo, Gao Chao and Li Haotian. The patent application number is CN202423247462U 20241227. The patent publication number is CN223520511 (U). Internation..

Banking

  |  Mon 10 Aug 2026

Beijing, Aug. 10 -- Qinhaungdao Institute of Technology has secured a patent on High-frequency Vibration Type Financial Voucher Automatic Arranging and Aligning Device. Lun Xi and Shi Yue developed the invention. The patent application number is CN202423219632U 20241226. The patent publication number is CN223520505 (U). Interna..

Banking

  |  Sun 09 Aug 2026

Beijing, Aug. 10 -- State Intellectual Property Office of China has published Industrial & Commercial Bank of China patent application for Business Processing Time Prediction Method and Device, Storage Medium and Electronic Equipment. The invention was developed by Pan Langen. The patent application number is CN202610236017 202..

Banking

  |  Mon 10 Aug 2026

Munich, Aug. 10 -- Citibank NA has applied European patent for Customizing User Interfaces Based on Neurodiverse Classification. Mahalingam Rajkumar, V Paul Prem Rajah, Francis A and R S Shenilton developed it. The patent application number is EP20240873358 20240920. The patent publication number is EP4785126 (A1). Internatio..

Banking

  |  Mon 10 Aug 2026

Beijing, Aug. 10 -- Industrial & Commercial Bank of China has filed a patent application for Intelligent Routing Agent Switching Method and Device, Electronic Equipment and Storage Medium. This invention was developed by Jia Ying. The patent application number is CN202610132638 20260130. The patent publication number is CN12206..

Banking

  |  Mon 10 Aug 2026

Beijing, Aug. 10 -- State Intellectual Property Office of China has received Industrial & Commercial Bank of China patent application for Service Message Compliance Risk Identification Method and Device, Equipment, Medium and Product. Wu Mengxuan, Ding Yuxing and Wu Guangyu developed the invention. The patent application number..
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