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Banking
| Wed 21 Oct 2026
Munich, Oct. 20 -- European Patent Office has released Affirm Inc patent application for Method and Apparatus for Integration of Planned Purchases with Pre-approved or Post-purchase Financing Terms into Financial Transactions Involving Third Parties. This invention was developed by Lu Amy, Shah Mayank, Duggan Laurence, Fisher Du..
Banking
| Wed 21 Oct 2026
Munich, Oct. 20 -- Hydration Labs has sought patent for Drinkable Ice Bank Systems and Methods. This invention was developed by Watt David and Jaskey Andrew John.
The patent application number is EP20240901710 20241209. The patent publication number is EP4820696 (A1). International Patent Classification codes are B67D1/08, B67D..
Banking
| Wed 21 Oct 2026
Beijing, Oct. 20 -- State Intellectual Property Office of China has published Postal Savings Bank of China patent application for Task Processing Method and Device of Project Management Software and Project Management System. The invention was developed by Dong Xianxian, Zhang Yaqiang, Liang Lingyun, Li Yulong and Li Xiaopeng.
..
Banking
| Wed 21 Oct 2026
Beijing, Oct. 20 -- State Intellectual Property Office of China has released Zhejiang College Construction patent application for Business and Financial Fusion-based Enterprise Value Chain Optimization Method, System and Equipment and Medium. This invention was developed by Jin Xuxia.
The patent application number is CN20261048..
Banking
| Wed 21 Oct 2026
Beijing, Oct. 20 -- Jinan Shengheng Project Man Consulting Co Ltd has submitted a patent application for System and Method for Automatically Generating Settlement Audit Report of Distribution Network Project. Ren Zhiqiang, Yang Qingcheng, Liu Yuqi, Ren Jiachen and Cui Zhitao developed the invention.
The patent application num..
Banking
| Wed 21 Oct 2026
Beijing, Oct. 20 -- State Intellectual Property Office of China has released Industrial & Commercial Bank of China patent application for Data Processing Method, System and Device, Storage Medium and Program Product. This invention was developed by Han Zhipan, Wang Yekang and Liang Jing.
The patent application number is CN20261..
Banking
| Wed 21 Oct 2026
Beijing, Oct. 20 -- Beiyin Consumer Finance Co Ltd has filed a patent application for Consumption Financial Risk Management System Based on Big Data. This invention was developed by Wang Heng, Shao Liang, Yu Jianfei, Wang Guangzhen and Ji Ye.
The patent application number is CN202511996989 20251227. The patent publication num..
Banking
| Wed 21 Oct 2026
Beijing, Oct. 20 -- Beijing Jinrongdao Tech Group Co Ltd has submitted a patent application for Ai-based Payment Risk Real-time Early Warning Method and System. Zhu Jialu and Ma Yun developed the invention.
The patent application number is CN202610375415 20260325. The patent publication number is CN122367463 (A). Internationa..
Banking
| Wed 21 Oct 2026
Beijing, Oct. 20 -- State Intellectual Property Office of China has published Postal Savings Bank of China patent application for Method, Device, Medium and System for Determining Reply Information. The invention was developed by Zhang Zhen, Xu Xiaoming, Wang Yuandong, Yao Dengfeng, Sun Zheng, Yu Xue, Tang Xiong and Lyu Bin.
Th..
Banking
| Wed 21 Oct 2026
Beijing, Oct. 20 -- Hubei Zhengyuan Electric Power Cost Consulting Co Ltd has applied Chinese patent for Intelligent Document Extraction and Association Perspective Method and System for Engineering Audit. Ai Bo, Dong Aibing, Zhao Pei and Mao Deng developed it.
The patent application number is CN202610476332 20260413. The pat..
Banking
| Wed 21 Oct 2026
Beijing, Oct. 20 -- Hengfeng Bank Co Ltd has submitted a patent application for Sensitive Data Desensitization Method for Banking Business Scene. This invention was developed by Lan Mingzheng and Xu Qingqing.
The patent application number is CN202610837506 20260611. The patent publication number is CN122365587 (A). Internatio..
Banking
| Wed 21 Oct 2026
Beijing, Oct. 20 -- Sse Infonet Co Ltd has submitted a patent application for Multi-agent Control Method and System for Financial Public Opinion and Investment Research Analysis. This invention was developed by Xu Yaqian and Zhao Yangming.
The patent application number is CN202610694499 20260520. The patent publication number..
Banking
| Wed 21 Oct 2026
Beijing, Oct. 20 -- State Intellectual Property Office of China has released Industrial & Commercial Bank of China patent application for Data Processing Method and Device, Equipment, Medium and Program Product. This invention was developed by Liu Yaqian, Yan Sen, Qin Yi and Chang Congcong.
The patent application number is CN20..
Banking
| Wed 21 Oct 2026
Beijing, Oct. 20 -- Industrial & Commercial Bank of China has sought patent for Green Service Identification Method and Device, Equipment, Medium and Program Product. This invention was developed by Wang Jiayun, Wang Yufei and Yang Lawrence Y.
The patent application number is CN202610229512 20260226. The patent publication numb..
Banking
| Wed 21 Oct 2026
Beijing, Oct. 20 -- Industrial & Commercial Bank of China has sought patent for Page Loading Method and Device and Storage Medium. This invention was developed by Liu Yafei and Xiao Changming.
The patent application number is CN202610302731 20260312. The patent publication number is CN122364577 (A). International Patent Classif..
Banking
| Wed 21 Oct 2026
Beijing, Oct. 20 -- Industrial & Commercial Bank of China has filed a patent application for Credit Risk Analysis Method and Device, Equipment, Storage Medium and Program Product. This invention was developed by Ni Chunhui, Zhang Xiaojuan and Hu Huili.
The patent application number is CN202610283987 20260310. The patent publica..
Banking
| Wed 21 Oct 2026
Beijing, Oct. 20 -- Industrial & Commercial Bank of China has applied Chinese patent for Cross-source Synchronization Table Index Creation Method and Device, Equipment, Medium and Program Product. Shen Mengting developed it.
The patent application number is CN202610240187 20260228. The patent publication number is CN122364217 (..
Banking
| Tue 20 Oct 2026
Beijing, Oct. 20 -- Chinese Patent for Aviation Plug Adapter has been issued to Industrial & Commercial Bank of China. This invention was developed by Yao Jie, Zheng Zhiqiang and Liu Chong.
The patent application number is CN202423174338U 20241220. The patent publication number is CN223858609 (U). International Patent Classific..
Banking
| Tue 20 Oct 2026
Beijing, Oct. 20 -- Hainan Shenghe Information Technology has been granted a patent for Multifunctional Cash Register with Storage Structure. Lin Haiyu, Fu Youlian, Deng Qiusheng and Zhao Peiling developed the invention.
The patent application number is CN202520475766U 20250318. The patent publication number is CN223857747 (U)...
Banking
| Tue 20 Oct 2026
Beijing, Oct. 20 -- Chinese Patent for Intelligent AI Payment All-in-one Machine has been issued to Shandong Zhongke Ruifeng Information Tech Co Ltd. This invention was developed by Zhang Dongmei.
The patent application number is CN202520417931U 20250311. The patent publication number is CN223857745 (U). International Patent ..
Banking
| Tue 20 Oct 2026
Beijing, Oct. 20 -- Zhongshan Kingsway Financial Machinery Co Ltd has obtained a patent for coin feeding device for coin sorter. This invention was developed by Ye Jiuping and Ye Weixiong.
The patent application number is CN20242342875U 20241210. The patent publication number is CN223857731 (U). International Patent Classific..
Banking
| Tue 20 Oct 2026
Alexandria, Oct. 19 -- General Electric Renovables Espana SL and GE Vernova Renovables Espana SL have received a patent for System and Method for Controlling a Harmonic Filter Bank of a Renewable Energy Power System. This invention was developed by Ubben Enno.
The patent application number is US202118692012 20210917. The pate..
Banking
| Mon 19 Oct 2026
Beijing, Oct. 19 -- Zhu Lin, Xiao Yingjie, Zhou Xiangjing, Tong Zhiqiang and Jiang Xia have received a patent for Bill Storage Box for Financial Management.
The patent application number is CN202520732344U 20250417. The patent publication number is CN223850308 (U). International Patent Classification codes are B42F7/08 and B42..
Banking
| Wed 21 Oct 2026
Beijing, Oct. 20 -- Zhongchao Digital Information Tech Beijing Co Ltd; China Banknote Printing And Minting Group Co Ltd has sought patent for Application Deployment Method and Device, Electronic Equipment and Storage Medium. This invention was developed by Di Bin, Yang Xiangjun, Wu Sumei, Wang Xiaoba and Ye Guanqing.
The pate..
Banking
| Tue 20 Oct 2026
Beijing, Oct. 20 -- State Intellectual Property Office of China has awarded a patent to Shenzhen Lexiang Tech Intelligent Manufacturing Co Ltd for Protective Device for Power Bank. Xie Lihua and Bi Chaowei developed the invention.
The patent application number is CN202520604287U 20250401. The patent publication number is CN22..
Banking
| Wed 21 Oct 2026
Beijing, Oct. 20 -- Industrial & Commercial Bank of China has submitted a patent application for Chaotic Test Method, Device, Equipment, Medium and Program Product. Zheng Guangyu developed the invention.
The patent application number is CN202610285277 20260310. The patent publication number is CN122364065 (A). International Pat..
Banking
| Wed 21 Oct 2026
Beijing, Oct. 20 -- State Intellectual Property Office of China has published Industrial & Commercial Bank of China patent application for Data Processing Method and Device, Equipment, Storage Medium and Program Product. The invention was developed by Peng Boyuan, Fan Yunyi, Han Xiao and Xu Tingting.
The patent application numb..
Banking
| Wed 21 Oct 2026
Beijing, Oct. 20 -- Industrial & Commercial Bank of China has sought patent for Code Analysis Method and Device, Equipment, Medium and Product. This invention was developed by Li Lixian, Chen Lu, Nie Shuaibao and Xing Jia.
The patent application number is CN202610233166 20260227. The patent publication number is CN122364043 (A)..
Banking
| Wed 21 Oct 2026
Beijing, Oct. 20 -- Guangzhou Power Supply Bureau of Guangdong Power Grid has applied Chinese patent for Multi-channel Power Payment Exception Handling Method, Device and Equipment and Medium. Wu Xuanmei, Cai Ying, Zhang Wenyao, Zhang Hanhui and Cui Jiayin developed it.
The patent application number is CN202610482089 20260413. ..
Banking
| Wed 21 Oct 2026
Beijing, Oct. 20 -- State Intellectual Property Office of China has received Industrial & Commercial Bank of China patent application for Component Anomaly Detection Method, Device, Equipment, Medium and Product. Lin Qingqing developed the invention.
The patent application number is CN202610289437 20260311. The patent publicati..
Banking
| Wed 21 Oct 2026
Beijing, Oct. 20 -- State Intellectual Property Office of China has released Postal Savings Bank of China patent application for Object Copying Method, Device, Medium, Product and System. This invention was developed by Wang Feilong, Zhang Tao, Li Chenxi, Wen Jing and Gao Lei.
The patent application number is CN202610675613 202..
Banking
| Wed 21 Oct 2026
Beijing, Oct. 20 -- State Intellectual Property Office of China has released Postal Savings Bank of China patent application for Transaction Execution Method and Device Based on Message Queue and Transaction Execution System. This invention was developed by Wang Shijie, Meng Meiling, Liu Yafei, Zhao Xianhui and Ke Jun.
The pate..
Banking
| Tue 20 Oct 2026
Alexandria, Oct. 19 --Wells Fargo Bank has been awarded a patent for Cyber Security Data Products. This invention was developed by Acharya Dabit, Ravilla Mouli, Gollamudi Swati R and Gonzalez Yvette.
The patent application number is US202519169462 20250403. The patent publication number is US12762142 (B2). International Paten..
Banking
| Tue 20 Oct 2026
Alexandria, Oct. 19 --Bank of America has been granted a patent for System and Method for Generating Test Data for a Code Testing System. Chakka Jayakumar, Mynampati Jayadev, Behera Abhijit, Baikar Alkesha Ravindra, Swamy Akella Venkata Subrahmanya, Bayyareddy Sreenivasulu R, Sethia Maneesh Kumar, Lavanya Peruri and Venkatasubra..
Banking
| Tue 20 Oct 2026
Alexandria, Oct. 19 -- United States Patent for Dynamically Providing Real-time Configuration of Data Research Control Limits has been issued to Bank of America. This invention was developed by Ramakrishnamraju Rudraraju, Akarapu Om Purushotham, Jena Bibhudatta, Sivaram Ragala Manoj, Mounika Nunna Venkata Sri Satya, Basarveni Ra..
Banking
| Tue 20 Oct 2026
Alexandria, Oct. 19 -- Bank of America has secured a patent on Real-time Resource Allocation Framework. Randhi Venugopala Rao, Gaikwad Makarand, Salot Kalpesh and Mudundi Ramkumar developed the invention.
The patent application number is US202418414113 20240116. The patent publication number is US12761966 (B2). International ..
Banking
| Tue 20 Oct 2026
Alexandria, Oct. 19 -- U.S. Patent and Trademark Office has awarded a patent to Bank of America for Generative Artificial Intelligence ("AI") for Development Task Feedback System. Mongia Gaurav, Bhavana Ramesh, Bartlett Daniel E, Acharya Rajneesh and Yannam Ramakrishna developed the invention.
The patent application number is..
Banking
| Tue 20 Oct 2026
Alexandria, Oct. 19 -- U.S. Patent and Trademark Office has awarded a patent to Bank of America for Generative Artificial Intelligence ("AI") for Development Task Feedback System. Mongia Gaurav, Bhavana Ramesh, Bartlett Daniel E, Acharya Rajneesh and Yannam Ramakrishna developed the invention.
The patent application number is..
Banking
| Tue 20 Oct 2026
Alexandria, Oct. 19 --Bank of America has secured a patent on Distributed Network Providing Certificate Rights for Intelligent Modeling Outputs. Singh Shailendra developed the invention.
The patent application number is US202217825141 20220526. The patent publication number is US12761828 (B2). International Patent Classificat..
Banking
| Tue 20 Oct 2026
Alexandria, Oct. 19 -- Wells Fargo Bank has been granted a patent for Universal Removeable Cassette Array with Cash Rebalancing. This invention was developed by Goetz Darren, Mande Christian, Digangi Frank and Montenegro Dennis E.
The patent application number is US202519247839 20250624. The patent publication number is US127..
Banking
| Tue 20 Oct 2026
Alexandria, Oct. 19 -- GLORY KOGYO has been granted a patent for Money Handling Apparatus and Money Handling Method. Izumida Tsuyoshi developed the invention.
The patent application number is US202519313951 20250829. The patent publication number is US12762919 (B2). International Patent Classification codes are G07D1/06 and G..
Banking
| Tue 20 Oct 2026
Alexandria, Oct. 19 -- United States Patent for Systems and Methods for Retrofit Housing Using an In-safe Cassette Port has been issued to Wells Fargo Bank. This invention was developed by Goetz Darren M, Mande Christian, Digangi Frank and Montenegro Dennis E.
The patent application number is US202418893385 20240923. The pate..
Banking
| Tue 20 Oct 2026
Alexandria, Oct. 19 -- Wells Fargo Bank has secured a patent on Systems and Methods for Continuous Evaluation of Customer Credit. Stanisljevic Zoran, Van De Walle Nadia, Burrowes Cecil B, Ghosh Debashis and Van De Walle Nadia developed the invention.
The patent application number is US202318303420 20230419. The patent publica..
Banking
| Tue 20 Oct 2026
Alexandria, Oct. 19 -- U.S. Patent and Trademark Office has awarded a patent to Bank of America for Payment Network Fraudulent Card Identification Leveraging Geofencing for Multi-card Remediation. Sethia Maneesh, Garg Saurabh and Singh Shailendra developed the invention.
The patent application number is US202418640035 2024041..
Banking
| Tue 20 Oct 2026
Alexandria, Oct. 19 -- United States Patent for Electronic Speech and Text Recognition and Analysis for Identifying Computer-generated Interactions has been issued to Bank of America. This invention was developed by Patel Priyeshkumar, Corzo Jennifer, Sanjeevinathan Bartholomew, Singh Jitender, Patel Bhushan and Janbandhu Amit.
..
Banking
| Tue 20 Oct 2026
Alexandria, Oct. 19 -- U.S. Patent and Trademark Office has awarded a patent to Bank of America for Multi-function Device Having Dynamic Toggle Capabilities. Goyal Shikhu, Garg Saurabh, Jalgaonkar Deepti Anant and Sethia Maneesh Kumar developed the invention.
The patent application number is US202418667371 20240517. The paten..
Banking
| Tue 20 Oct 2026
Alexandria, Oct. 19 -- Wells Fargo Bank has been awarded a patent for ATM for Non-customers. This invention was developed by Winner David, Taylor Benjamin, Lesko Nicolai J, Smith Heather Cobb, Baker Jonathan, Bruno Kelly, Digangi Frank and Mueller Stephen George.
The patent application number is US202418651426 20240430. The p..
Banking
| Tue 20 Oct 2026
Alexandria, Oct. 19 -- Blytz Inc has received a patent for Digital Engagement Platform for Payment Solutions with Cash-enabled Multipay and Promise-to-pay. This invention was developed by Burkinshaw Robyn.
The patent application number is US202418989831 20241220. The patent publication number is US12762522 (B2). International..
Banking
| Tue 20 Oct 2026
Alexandria, Oct. 19 --Bank of America has been awarded a patent for Strategizing Distributed Systems Using Quantum Simulation. This invention was developed by Iruvanti John, Murthy Anbarasan and Thomas Kiran.
The patent application number is US202318371555 20230922. The patent publication number is US12762448 (B2). Internatio..
Banking
| Tue 20 Oct 2026
Alexandria, Oct. 19 -- Bank of America has secured a patent on System and Method for Dynamically Analyzing and Configuring Nodes of a Distributed Network Leveraging Photonic Quantum Computing. Singh Shailendra developed the invention.
The patent application number is US202318126555 20230327. The patent publication number is U..
Banking
| Tue 20 Oct 2026
Alexandria, Oct. 19 -- U.S. Patent and Trademark Office has awarded a patent to Bank of America for Secure Large Language Model Data Gateway. Yarabolu Vijay Kumar developed the invention.
The patent application number is US202418735437 20240606. The patent publication number is US12762337 (B2). International Patent Classifica..
Banking
| Tue 20 Oct 2026
Alexandria, Oct. 19 -- Bank of America has been awarded a patent for Artificial Intelligence (AI)-based Self-governing Infrastructure. This invention was developed by Singtalur Aravind, Puskarich Petar, Chakravarty Srinath, Vaughan Kerry, Agrawal Dinesh Kumar, Belton Stephen, Datla-viswasai Manmohan V, Boyd Kenneth, Greene Steve..
Banking
| Tue 20 Oct 2026
Alexandria, Oct. 19 -- U.S. Patent and Trademark Office has awarded a patent to Bank of America for Cloud Infrastructure Using Machine Learning and Non-fungible Tokens (NFT) for Enhanced Security. Singh Shailendra and Kutthumolu Durga Prasad developed the invention.
The patent application number is US202519071001 20250305. Th..
Banking
| Tue 20 Oct 2026
Alexandria, Oct. 19 --Bank of America has been granted a patent for Systems, Methods, and Apparatuses for Identifying Unauthorized Use of a User's Authentication Credentials to an Electronic Network Based on Non-public Data Access. Thompson Jessica Hope, Pachorek Tina Berumen, Mody Mrunal, Serna Daniel Joseph, Pindell Jr Joseph ..
Banking
| Tue 20 Oct 2026
Alexandria, Oct. 19 --Bank of America has been granted a patent for System and Method for Securing Digital Data by Implementing Noise Injection. This invention was developed by Sivajothi Sivashalini, Behera Abhijit and Sethia Maneesh Kumar.
The patent application number is US202519040648 20250129. The patent publication numbe..
Banking
| Tue 20 Oct 2026
Alexandria, Oct. 19 --Wells Fargo Bank has been awarded a patent for Systems and Methods for Protecting Tokens Using a Unified Containerized Framework. This invention was developed by Joshi Arushi Sood, Flood Michael R and Maddox Gregory T.
The patent application number is US202519034426 20250122. The patent publication numbe..
Banking
| Mon 19 Oct 2026
Beijing, Oct. 19 -- State Intellectual Property Office of China has awarded a patent to Shenzhen Shande Ind Co Ltd for Side Glue Feeding Structure for Converting Pin-point Gate to Large Gate of Cash Box Door. Liu Liping, Shi Lei, Jiang Fuwang, Zhang Cunliang, Deng Zhiwu, Chen Wudan, Su Jianlan, Peng Jiaying and Zhou Guochun deve..
Banking
| Tue 20 Oct 2026
Beijing, Oct. 19 -- State Intellectual Property Office of China has awarded a patent to Shenzhen Lexiang Tech Intelligent Manufacturing Co Ltd for Portable Power Bank. Xie Lihua and Bi Chaowei developed the invention.
The patent application number is CN202423145659U 20241219. The patent publication number is CN223843554 (U). ..
Banking
| Tue 20 Oct 2026
Alexandria, Oct. 19 -- Bank of America has been awarded a patent for Chatbot Deflection. This invention was developed by Thomas Prejish, Noorizadeh Emad, Yannam Ramakrishna R, Andar Ravisha and Mccusker Ion Gerald.
The patent application number is US202218074674 20221205. The patent publication number is US12764229 (B2). Inte..
Banking
| Tue 20 Oct 2026
Alexandria, Oct. 19 -- Wells Fargo Bank has been awarded a patent for 3rd Party Data Explorer. This invention was developed by Bonk James Ellis, Vue Cheng Tcha, Wegba Kodzo, Jacobson Paul D, Edison Charles Steven, Wurzer Kevin Michael, Fricano Daniel and Smith James A.
The patent application number is US202418829974 20240910...
Banking
| Tue 20 Oct 2026
Alexandria, Oct. 19 -- Bank of America has obtained a patent for providing explainable artificial intelligence using distributed ledger technology. This invention was developed by Mukherjee Maharaj.
The patent application number is US202519083983 20250319. The patent publication number is US12764093 (B2). International Patent..
Banking
| Tue 20 Oct 2026
Alexandria, Oct. 19 -- U.S. Patent and Trademark Office has awarded a patent to Bank of America for Non-fungible Token with Adaptable Digital Files. Sharief Luqman, Whitaker Michael Wm, Ambulkar Shweta, Joshi Ravi, Kocharyan Olga, Berry Anna Kristen Pingel, Pingel Berry Anna Kristen, Ianni Angela and Hardman Benjamin Daniel deve..
Banking
| Tue 20 Oct 2026
Alexandria, Oct. 19 -- Bank of America has been granted a patent for Alternating Encryption Schemes. Kurian Manu and Mahammad Jabir developed the invention.
The patent application number is US202418901323 20240930. The patent publication number is US12763948 (B2). International Patent Classification codes are G06N10/20, H04L9..
Banking
| Tue 20 Oct 2026
Alexandria, Oct. 19 -- U.S. Patent and Trademark Office has awarded a patent to Wells Fargo Bank for Post Quantum Unique Key Per Token System. Stapleton Jeffrey J and Griffin Phillip H developed the invention.
The patent application number is US202418407204 20240108. The patent publication number is US12763940 (B2). Internati..
Banking
| Tue 20 Oct 2026
Alexandria, Oct. 19 -- Bank of America has been granted a patent for Pro-active Anomaly Detection Using Metadata-based Preview of Multi-level Token Mix-up Data Augmentation. Medeiros Patricia A, Leak Kashaun, Madduri Ratnakar D, Bharathan Murali, Dande Pratap, Garlapati Janardhan R, Guerrero Ramon and Akkapeddi Naga Vamsi Krishn..
Banking
| Tue 20 Oct 2026
Alexandria, Oct. 19 -- Bank of America has secured a patent on System and Method for Secured Data Transmission Using Lifi and Holochain Network. Arumugam Maharaja Raja and Negi Ankit Singh developed the invention.
The patent application number is US202418760136 20240701. The patent publication number is US12763853 (B2). Inter..
Banking
| Tue 20 Oct 2026
Beijing, Oct. 19 -- State Intellectual Property Office of China has awarded a patent to GRG Banking Group for Desktop Type Bank Intelligent Equipment with Rotatable Operation Screen and Bank Office System. Fan Dunkun, Huang Jingqiu, Lu Yongjie, Luo Xinghui, Xu Hongge and Fan Junming developed the invention.
The patent applicati..
Banking
| Tue 20 Oct 2026
Beijing, Oct. 19 -- State Intellectual Property Office of China has awarded a patent to Shenzhen Zhenghaixin Technology for Novel Power Bank. Chen Minghui developed the invention.
The patent application number is CN202520226003U 20250213. The patent publication number is CN223843571 (U). International Patent Classification code..
Banking
| Tue 20 Oct 2026
Alexandria, Oct. 19 -- U.S. Patent and Trademark Office has awarded a patent to Plaid for System and Method for Programmatically Accessing Financial Data. Perret Zach, Li Charles and Hockey William developed the invention.
The patent application number is US202418906736 20241004. The patent publication number is US12762613 (B2)..
Banking
| Tue 20 Oct 2026
Alexandria, Oct. 19 -- United States Patent for Data Bank for Managing Streams of Personal Data has been issued to State Farm Mutual Automobile Insurance. This invention was developed by Clauss Mark E and Binion Todd.
The patent application number is US202418582862 20240221. The patent publication number is US12762594 (B2). Int..
Banking
| Tue 20 Oct 2026
Alexandria, Oct. 19 -- U.S. Patent and Trademark Office has awarded a patent to Life365 for Systems and Methods for Ordering and Payment. Dicks Kent developed the invention.
The patent application number is US202418584330 20240222. The patent publication number is US12762568 (B2). International Patent Classification codes are G..
Banking
| Tue 20 Oct 2026
Alexandria, Oct. 19 -- Simnang IP has received a patent for Systems and Methods for Payment Allocation Within a Capacity Plan Amongst Sub-ledgers. This invention was developed by Roberts Rhett M, Heaps Jacob and Ronzon Clement.
The patent application number is US202318100706 20230124. The patent publication number is US12762553..
Banking
| Sun 18 Oct 2026
Alexandria, Oct. 17 -- Bank of America has submitted a patent application for Platform-agnostic Ai-generated Token System for Network Resiliency. Bryant Matthew, Mitcheson Tori, King Adam, Finigan Erica, Nein Peter, Spencer Brittney K, Lohar Sanjay, Stanley Julie, Siekman James, Arel Jeremy James and Akkapeddi Naga Vamsi Krishna..
Banking
| Sun 18 Oct 2026
Alexandria, Oct. 17 -- Bank of America has sought patent for System and Method for Electronic Message Data Analysis and Neutralization Via Machine Learning. This invention was developed by Nelson Owen, Morris Thomas D, Matrone Anne M, Adala Naveen, Weber John David, Wilson Tanya A, Kieffer Malinda, Hawrysio Kirk A, Rosseland Jr ..
Banking
| Sun 18 Oct 2026
Alexandria, Oct. 17 -- Bank of America has submitted a patent application for Steganographic Attachment Preview and Traceability System. Bryant Matthew, Mitcheson Tori, King Adam, Finigan Erica, Nein Peter, Spencer Brittney K, Lohar Sanjay, Stanley Julie, Siekman James, Arel Jeremy James and Akkapeddi Naga Vamsi Krishna develope..
Banking
| Sun 18 Oct 2026
Alexandria, Oct. 17 -- U.S. Patent and Trademark Office has published Bank of America patent application for Dynamic Event and User Validation Using Reflectance Transformation Imaging. The invention was developed by Albero George, Mukherjee Maharaj, Lohar Sanjay, Siekman James, Mintz Kathryn and Akkapeddi Naga Vamsi Krishna.
Th..
Banking
| Sun 18 Oct 2026
Alexandria, Oct. 17 -- Wells Fargo Bank has submitted a patent application for System to Manage Privacy Preferences. Muthuraman Krishnappan developed the invention.
The patent application number is US202619715174 20260622. The patent publication number is US20260312933 (A1). International Patent Classification codes are G06F21/..
Banking
| Sun 18 Oct 2026
Alexandria, Oct. 17 -- U.S. Patent and Trademark Office has published Wells Fargo Bank patent application for Systems and Methods for Authentication Using a Cryptographic One-time Passcode. The invention was developed by Stapleton Jeff J.
The patent application number is US202619708374 20260615. The patent publication number is..
Banking
| Sun 18 Oct 2026
Alexandria, Oct. 17 -- Bank of America has submitted a patent application for System and Method for Establishing and Utilizing Communication Pipelines. This invention was developed by Albero George, Madduri Ratnakar D, Qureshi Aleem A, Bhat Ganesh N and Akkapeddi Naga Vamsi Krishna.
The patent application number is US2025191710..
Banking
| Sun 18 Oct 2026
Alexandria, Oct. 17 -- Dolby International has applied United States patent for Method for Performing Packet Loss Concealment in Complex Filter Bank Domain. Bruhn Stefan developed it.
The patent application number is US202419471821 20240322. The patent publication number is US20260311706 (A1). International Patent Classificatio..
Banking
| Sun 18 Oct 2026
Alexandria, Oct. 17 -- U.S. Patent and Trademark Office has released Bank of America patent application for Adaptive Context-based Automated Teller Machine (ATM) Screen Vocalization and Printing. This invention was developed by Gundapu Tejaswi, Behera Abhijit, Aratikatla Joshita, Sethia Maneesh Kumar, Rajasekhar Madala and Lalit..
Banking
| Sun 18 Oct 2026
Alexandria, Oct. 17 -- Bank of America has submitted a patent application for Remote Validation of Automated Teller Machines (ATMs) Using Machine Learning. This invention was developed by Simpson Tanikia V, Williams Matthew, Duncan Kristi Kae, Beacham Jeffrey A and Mattison Paul.
The patent application number is US20261971514..
Banking
| Sun 18 Oct 2026
Alexandria, Oct. 17 -- IGT has applied United States patent for Gaming Establishment Fund Transfers Based on User Activities. Shepherd Jeffery and Higgins Kevin developed it.
The patent application number is US202519098655 20250402. The patent publication number is US20260311556 (A1). International Patent Classification code is..
Banking
| Sun 18 Oct 2026
Alexandria, Oct. 17 -- U.S. Patent and Trademark Office has received IGT patent application for Gaming Establishment Fund Coalescence. Shepherd Jeffery and Higgins Kevin developed the invention.
The patent application number is US202519098643 20250402. The patent publication number is US20260311555 (A1). International Patent Cl..
Banking
| Sun 18 Oct 2026
Alexandria, Oct. 17 -- U.S. Patent and Trademark Office has published Bank of America patent application for System and Method Leveraging Generative Artificial Intelligence to Prevent Future Digital Transactions Using Digital Avatars of Expired Entities. The invention was developed by Rose Joseph Pyles, Krishnan Subburathinam, K..
Banking
| Sun 18 Oct 2026
Alexandria, Oct. 17 -- Eris Innovations LLC has submitted a patent application for Non-biased, Centrally-cleared Financial Instrument and Method of Clearing and Settling. This invention was developed by Wilson Jr Donald R and Yu Yuhua.
The patent application number is US202519274160 20250718. The patent publication number is ..
Banking
| Sun 18 Oct 2026
Alexandria, Oct. 17 -- U.S. Patent and Trademark Office has released Wells Fargo Bank patent application for Systems and Methods for Providing Digital Trusted Data. This invention was developed by Harris Keith W, Cutting Clyde E, Pilz Erik, Su Wei and Torre Eduardo Dela.
The patent application number is US202619717432 20260623...
Banking
| Sun 18 Oct 2026
Alexandria, Oct. 17 -- Wells Fargo Bank has submitted a patent application for Proactive Identification of Group Membership for Discounted Transactions. Finnell Brent and Blackburn Justin developed the invention.
The patent application number is US202619709061 20260616. The patent publication number is US20260311205 (A1). Inter..
Banking
| Sun 18 Oct 2026
Alexandria, Oct. 17 -- U.S. Patent and Trademark Office has published Wells Fargo Bank patent application for Friendly Fraud Claim Prevention. The invention was developed by Hegland Ryan Michael and Hanson Kami J.
The patent application number is US202519170813 20250404. The patent publication number is US20260311182 (A1). Inte..
Banking
| Sun 18 Oct 2026
Alexandria, Oct. 17 -- Capital One Services has submitted a patent application for Low Friction Bank Selection and Checkout Method. Macomber Jackson, Parfitt Nicole, Douglas Lawrence, Moreton Paul Y, Koshy Bob Uni, Maarec Adam and Rule Jeffrey developed the invention.
The patent application number is US202619543418 20260218. Th..
Banking
| Sun 18 Oct 2026
Alexandria, Oct. 17 -- Wells Fargo Bank has sought patent for Access Control Tower. This invention was developed by Pearce Brian M and Soccorsy Benjamin.
The patent application number is US202619714212 20260619. The patent publication number is US20260311168 (A1). International Patent Classification codes are G06Q20/36 and H04L..
Banking
| Sun 18 Oct 2026
Alexandria, Oct. 17 -- U.S. Patent and Trademark Office has published Capital One Services patent application for Tokenizing a Primary Account Number Prior to Transmission to a Terminal. The invention was developed by Zarakas James and Locke Tyler.
The patent application number is US202619707901 20260615. The patent publication..
Banking
| Sun 18 Oct 2026
Alexandria, Oct. 17 -- U.S. Patent and Trademark Office has released Visa International Service Association patent application for System, Method, and Computer Program Product for Transferring Assets with a Virtual Account. This invention was developed by Kundu Shibabrata Sanjib, Seshadri Varadharajan, Das Sandipa and Barik Rake..
Banking
| Sun 18 Oct 2026
Alexandria, Oct. 17 -- Wells Fargo Bank has applied United States patent for Exchange Model Utilizing Data Elements. Mccoy Tina Diane, Hecht Alan W and Barkas Sotirios K developed it.
The patent application number is US202619715922 20260622. The patent publication number is US20260311151 (A1). International Patent Classificatio..
Banking
| Sun 18 Oct 2026
Alexandria, Oct. 17 -- Wells Fargo Bank has sought patent for Multi-capture for Remote Deposit Via Scanner. This invention was developed by Filippini Frank Henry, Greber Matthew Evan and Hecht Alan W.
The patent application number is US202619702924 20260609. The patent publication number is US20260311147 (A1). International Pat..
Banking
| Sun 18 Oct 2026
Alexandria, Oct. 17 -- Bank of America has sought patent for Container Onboarding in Distributed Cloud Environment. This invention was developed by V Sukanya and Maghnani Vinod.
The patent application number is US202519172967 20250408. The patent publication number is US20260310481 (A1). International Patent Classification code..
Banking
| Sun 18 Oct 2026
Alexandria, Oct. 17 -- Bank of America has sought patent for System and Method for Automating Video Generation Based on Historical Visits to a Website. This invention was developed by Lalam Srinivasrao, Sunil Satyanarayan Fnu, Zaccardelli Daniel, Samudrala Gayatri and Goyal Vijaykumar Rajkumar.
The patent application number is ..
Banking
| Sat 17 Oct 2026
Beijing, Oct. 17 -- Wuhan Zhongyun Internet Tech Co Ltd has submitted a patent application for Network Information Resource Allocation Method and System Based on Trusted Account. This invention was developed by Sun Lifang, Bao Junnan and Liu Yuhang.
The patent application number is CN202610494537 20260415. The patent publicat..
Banking
| Sat 17 Oct 2026
Beijing, Oct. 17 -- State Intellectual Property Office of China has released Beijing Jujia Tech Co Ltd patent application for Civil Administration Fund Three-account Consistency Intelligent Comparison and Closed-loop Supervision System and Method. This invention was developed by Yang Guowu.
The patent application number is CN..
Banking
| Sat 17 Oct 2026
Beijing, Oct. 17 -- State Intellectual Property Office of China has released Zhejiang College of Security Technology patent application for Heterogeneous Data Association Auditing Method for College Financial Reimbursement Bills. This invention was developed by Wang Miaomiao, Xie Hongyan, Lai Lingling and Shao Kailai.
The paten..
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