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Banking
| Fri 23 Oct 2026
Beijing, Oct. 22 -- Industrial & Commercial Bank of China has filed a patent application for Font Replacement Method and Device, Equipment, Medium and Program Product. This invention was developed by Xi Rui.
The patent application number is CN202610222795 20260225. The patent publication number is CN122368228 (A). International..
Banking
| Sat 24 Oct 2026
Beijing, Oct. 23 -- State Intellectual Property Office of China has published Industrial & Commercial Bank of China patent application for Current Limiting Scheme Determination Method and Device, Equipment, Medium and Program Product. The invention was developed by Lin Kun and Zhang Jingjing.
The patent application number is CN..
Banking
| Fri 23 Oct 2026
Beijing, Oct. 22 -- CLP Jinxin Digital Tech Group Co Ltd has submitted a patent application for Bank Data Processing Method and Device, Computer Equipment, Readable Storage Medium and Bank Distributed System. Ma Binghua developed the invention.
The patent application number is CN202610442827 20260403. The patent publication n..
Banking
| Fri 23 Oct 2026
Beijing, Oct. 22 -- Industrial & Commercial Bank of China has filed a patent application for Business Processing Method and Device Based on Emotion Recognition Driving, Equipment and Medium. This invention was developed by Wang Tianjing.
The patent application number is CN202610285405 20260310. The patent publication number is ..
Banking
| Fri 23 Oct 2026
Beijing, Oct. 22 -- State Intellectual Property Office of China has released Shandong Nanuowei Cross Border E Commerce Co Ltd patent application for Real-time Cash Return System and Method Based on Payment Information. This invention was developed by Kim Ga-hye.
The patent application number is CN202610489129 20260414. The pa..
Banking
| Fri 23 Oct 2026
Beijing, Oct. 22 -- State Intellectual Property Office of China has published Industrial & Commercial Bank of China patent application for Business Recommendation Method and Device, Equipment, Medium and Program Product. The invention was developed by Zhu Fusong.
The patent application number is CN202610238425 20260228. The pat..
Banking
| Sat 24 Oct 2026
Beijing, Oct. 23 -- Industrial & Commercial Bank of China has sought patent for Chaotic Test Environment Simulation Method and Device Based on Digital Twinning. This invention was developed by Zheng Guangyu.
The patent application number is CN202610286632 20260310. The patent publication number is CN122372432 (A). International..
Banking
| Thu 22 Oct 2026
Beijing, Oct. 22 -- State Intellectual Property Office of China has awarded a patent to Zhongshan Kingsway Financial Machinery Co Ltd for Rapid Counting Device for Coin Sorter. Ye Jiuping and Ye Weixiong developed the invention.
The patent application number is CN20242342869U 20241210. The patent publication number is CN22387..
Banking
| Fri 23 Oct 2026
Beijing, Oct. 23 -- Anhui University of Finance and Economics has filed a patent application for Flow Data Traceability and Verification System for Finance and Accounting Audit. This invention was developed by Mei Huanqun.
The patent application number is CN202610479629 20260413. The patent publication number is CN122372212 (A)..
Banking
| Fri 23 Oct 2026
Beijing, Oct. 22 -- Hunan Res Academy Of Environmental Sciences has applied Chinese patent for Green Financial Resource Configuration Method in Eod Mode. Su Yanrong and You Xiangyu developed it.
The patent application number is CN202610486825 20260414. The patent publication number is CN122367632 (A). International Patent Cla..
Banking
| Fri 23 Oct 2026
Beijing, Oct. 22 -- Postal Savings Bank of China has applied Chinese patent for Trade Execution Method and Device Based on Rule Updating and Transaction Execution System. Zhang Yaqiang, Wang Chuanbao, Li Mingyang, Shangguan Huaqing and Liang Song developed it.
The patent application number is CN202610491162 20260414. The patent..
Banking
| Fri 23 Oct 2026
Beijing, Oct. 22 -- State Intellectual Property Office of China has received Welcome to Northwest A&F University patent application for Method and System for Identifying Suspicious Account in Financial Transaction Network. Liang Chunquan, Yang Sihai, Cao Peng and Zhang Pengfei developed the invention.
The patent application num..
Banking
| Fri 23 Oct 2026
Beijing, Oct. 22 -- Shenzhen University; Shenzhen Qianhai Webank has filed a patent application for Inplausible Financial Anomaly Detection Method Based on Causal Reasoning and Comparative Learning. This invention was developed by Wang Wenxin, Hu Lele, Wang Liwen and Luo Man.
The patent application number is CN202610495388 20..
Banking
| Sat 24 Oct 2026
Beijing, Oct. 23 -- Chongqing Vocational University of Electronic Science & Technology has filed a patent application for Social Account Protection System Based on Federal Space-time Neural Network. This invention was developed by Zhang Quan, He Yunqian, Wu Yang, Yin Yi and Zeng Zhuo.
The patent application number is CN20261049..
Banking
| Fri 23 Oct 2026
Geneva, Oct. 22 -- World Intellectual Property Organization has released Visa International Service Association patent application for Systems and Methods for Personalized Agentic Commerce Using Payment Network Signals. This invention was developed by Holt Adam.
The patent application number is WO2026US21905 20260401. The paten..
Banking
| Fri 23 Oct 2026
Geneva, Oct. 22 -- Chery Automobile has sought patent for International Payment Cloud Platform System, Control Method, Vehicle, Medium and Program. This invention was developed by Liu Kangnan.
The patent application number is WO2025CN147382 20251230. The patent publication number is WO2026214192 (A1). International Patent Class..
Banking
| Fri 23 Oct 2026
Geneva, Oct. 22 -- World Intellectual Property Organization has received Grgbanking Equipment Co Ltd patent application for Banknote Dispensing Module and Banknote Loading Method Thereof, and Banknote Dispensing System and Banknote Dispensing Method Thereof. Huang Zhijun, Tao Yi, Yao Chong, Bai Heping, Xu Huan and He Fangming de..
Banking
| Thu 22 Oct 2026
Beijing, Oct. 22 -- State Intellectual Property Office of China has awarded a patent to Qinhuangdao Integrated Traditional Chinese And Western Medicine Hospital Of Hebei Port Group Co Ltd for Blood Refrigerating Box for Blood Bank. Dong Sisi developed the invention.
The patent application number is CN202520598558U 20250401. T..
Banking
| Fri 23 Oct 2026
Beijing, Oct. 23 -- Wenzhou Water Conservancy and Electric Power Survey And Design Inst Co Ltd has obtained a patent for concrete tree stump for river bank protection. This invention was developed by Cai Songhan, Tao Yiwen, Fang Rui, Hu Xiangtong, Zhao Yutian, Wang Lian, Cai Zhicai, Zhang Mai, Jin Yunji, Zhou Wancheng, Tang Chen..
Banking
| Fri 23 Oct 2026
Beijing, Oct. 22 -- Foshan Saiwei Electronic Tech Co Ltd has applied Chinese patent for Coin Box and Coin Box Fullness Monitoring Method. Zhan Zhiqiang and Ma Zhida developed it.
The patent application number is CN202610342634 20260319. The patent publication number is CN122369153 (A). International Patent Classification code..
Banking
| Fri 23 Oct 2026
Beijing, Oct. 22 -- Industrial & Commercial Bank of China has submitted a patent application for Broken Coin Detection Method, Device and Equipment, Medium and Product. This invention was developed by Zou Genglai.
The patent application number is CN202610484643 20260414. The patent publication number is CN122369151 (A). Interna..
Banking
| Fri 23 Oct 2026
Beijing, Oct. 22 -- Xinghai Conservatory Of Music has filed a patent application for Automatic Auditing Method for Financial Reimbursement Receipts of Colleges and Universities Fused with Ocr. This invention was developed by Zhang Shenglun, Hu Desheng, Cai Qianzheng, Peng Jinxing and Cai Chunliu.
The patent application number..
Banking
| Fri 23 Oct 2026
Geneva, Oct. 22 -- Metalogos, Lee Dong Hoon, Park Jae Won and Kim Min Ki have submitted a patent application for Server and Method for Replicating and Managing Investment Objective of Financial Consumer.
The patent application number is KR2026095332 20260330. The patent publication number is WO2026212404 (A1). International P..
Banking
| Thu 22 Oct 2026
Alexandria, Oct. 21 -- Bank of America has submitted a patent application for Monitoring and Preventing Spoofing, Tampering, and Denial of Service Attacks on Cloud Containers. Sethia Naneesh Kumar and Sundaravel Manimaran developed the invention.
The patent application number is US202619466751 20260202. The patent publication n..
Banking
| Thu 22 Oct 2026
Alexandria, Oct. 21 -- Bank of America has submitted a patent application for Systems and Methods for Authenticating Digital Ids Using Dual Authentication in a Distributed Network. This invention was developed by Pasumarthi Usha, Pasumarthi Kalyan V, Varadarajan Sathya Sindhu and Madhuranahosahalli Jayaramaiah Muniraju.
The pat..
Banking
| Thu 22 Oct 2026
Alexandria, Oct. 21 -- U.S. Patent and Trademark Office has published Bank of America patent application for System and Method for Leveraging Quantum Intelligence to Route Network Traffic. The invention was developed by Vasam Vishnu M, Kalra Paramdeep Singh, Dande Pratap, Lakshminarayana Nagasubramanya, Gujjarlamudi Naveen Kumar..
Banking
| Thu 22 Oct 2026
Alexandria, Oct. 21 -- Bank of America has sought patent for System and Method to Orchestrate Access to Communication Infrastructure. This invention was developed by Nyamwange Elvis, Dande Pratap, Garlapati Janardhan R and Akkapeddi Naga Vamsi Krishna.
The patent application number is US202519174773 20250409. The patent publica..
Banking
| Thu 22 Oct 2026
Alexandria, Oct. 21 -- Bank of America has submitted a patent application for Real-time Secured Dynamic Information Standardization in Distributed Environments Using Large Language Models. This invention was developed by Nagarajan Divya, Ganapathy Sudha, Maghanani Vinod and Sukovich Michael.
The patent application number is US2..
Banking
| Thu 22 Oct 2026
Alexandria, Oct. 21 -- Wells Fargo Bank has sought patent for Systems and Methods for Utilizing Proof of Location for Improved Resource Access. This invention was developed by Wheeler Matthew N.
The patent application number is US202519174534 20250409. The patent publication number is US20260323282 (A1). International Patent Cl..
Banking
| Thu 22 Oct 2026
Alexandria, Oct. 21 -- U.S. Patent and Trademark Office has published Bank of America patent application for Systems and Methods for Automatically Identifying AI-generated Audio and Visual Media. The invention was developed by Kavali Rama Venkata, Randhi Venugopala Rao, Dwivedi Abhinav and Jeyarajaboopathy Nevetha.
The patent..
Banking
| Thu 22 Oct 2026
Alexandria, Oct. 21 -- Wells Fargo Bank has filed a patent application for Systems and Methods for Simultaneous Machine Multifactor Authentication. This invention was developed by Blackburn Justin, Ketharaju Rameshchandra Bhaskar, Ghosh Debashis and Verma Ashutosh.
The patent application number is US202619467263 20260202. The p..
Banking
| Thu 22 Oct 2026
Alexandria, Oct. 21 -- Bank of America has submitted a patent application for System for User-initiated Authentication of an Electronic Communication Channel Using a Secure Computing Application Token. This invention was developed by Yarabolu Vijay Kumar, Mishra Amit, Bhandari Amit, Mahajan Nipun and Raghuvanshi Yogesh.
The pat..
Banking
| Thu 22 Oct 2026
Alexandria, Oct. 21 -- U.S. Patent and Trademark Office has released Bank of America patent application for Unauthorized Activity Detection Based on Passive Authentication. This invention was developed by Buglio Anthony James, Yanan Frank and Bansal Khushbu.
The patent application number is US202519179257 20250415. The patent p..
Banking
| Thu 22 Oct 2026
Alexandria, Oct. 21 -- Bei Furong has submitted a patent application for Behavioral Economical Identity (BEI) Protocol for Replacing Global Switch Codes, Sim Identity, Navigation, Communication, Payment Systems, and Personal Identification.
The patent application number is US202519177628 20250413. The patent publication numbe..
Banking
| Thu 22 Oct 2026
Alexandria, Oct. 21 -- Karka Narender Reddy has filed a patent application for System and Method for Adaptive Artificial Intelligence-based Modernization of Legacy Financial Platforms.
The patent application number is US202619631946 20260327. The patent publication number is US20260319764 (A1). International Patent Classificat..
Banking
| Thu 22 Oct 2026
Alexandria, Oct. 21 -- U.S. Patent and Trademark Office has published Karbowiak Kamil patent application for Artificial Intelligence Based Generation of Financial Reports and Responses in Real-time.
The patent application number is US202619718982 20260624. The patent publication number is US20260320700 (A1). International Pate..
Banking
| Thu 22 Oct 2026
Alexandria, Oct. 21 -- Pipe Tech Inc has submitted a patent application for Artificial Intelligence to Handle Financial Actions. Gowda Vishwas, Ganatra Namrata and Wei Jingwen developed the invention.
The patent application number is US202619722153 20260626. The patent publication number is US20260320594 (A1). International P..
Banking
| Thu 22 Oct 2026
Alexandria, Oct. 21 -- Chan Charles Lap San has sought patent for System and Method for Cross-subsidiary Collaboration in Financial Industry.
The patent application number is US202619635164 20260331. The patent publication number is US20260320512 (A1). International Patent Classification code is G06Q10/0631. Cooperative Pate..
Banking
| Wed 21 Oct 2026
Beijing, Oct. 21 -- State Intellectual Property Office of China has awarded a patent to Guangzhou Santuo Identification Tech Co Ltd and Shenzhen Guobao Coinage Co Ltd for Packaging Coin Labeling Inspection Equipment. Liu Yi, Tan Joon Yong Wayne, Diao Ke, Xiao Haiguang, Zhou Chugang, Li Yuqin, Chen Rongxing and Xiao Jianhua devel..
Banking
| Wed 21 Oct 2026
Beijing, Oct. 21 -- Zhongshan Guanrui Hardware Plastic Co Ltd has secured a patent on Commemorative Coin Decoration Module with RFID (Radio Frequency Identification Device) Function and Mobile Phone Accessory Applied by Commemorative Coin Decoration Module. Lu Hao, Li Bingjiang and Cai Jingbo developed the invention.
The pate..
Banking
| Wed 21 Oct 2026
Beijing, Oct. 21 -- Zhirui Keneng Information Tech Suzhou Co Ltd has been granted a patent for Memory Bank Disassembling Jig. Ding Xiang developed the invention.
The patent application number is CN202423226448U 20241226. The patent publication number is CN223863680 (U). International Patent Classification codes are B25B27/00 ..
Banking
| Thu 22 Oct 2026
Alexandria, Oct. 21 -- U.S. Patent and Trademark Office has published Kyocera Document Solutions patent application for Account Management Server, Non-transitory Computer-readable Recording Medium, and Account Management Method. The invention was developed by Imai Satoshi.
The patent application number is US202619636875 2026040..
Banking
| Thu 22 Oct 2026
Alexandria, Oct. 21 -- U.S. Patent and Trademark Office has released Cisco Technology patent application for Systems and Methods for Associating an Operating System User Account with a Single Sign-on Identifier. This invention was developed by Manivasagam Vignesh, Dunnum Ethan A, Duggan Joseph Cleary, Adamson Weston Andros, Maha..
Banking
| Thu 22 Oct 2026
Alexandria, Oct. 21 -- Bank of America has submitted a patent application for System for Cross-modal Data Querying and Validation. This invention was developed by Moradi Hoda, Naruka Chetan Singh, Iyengar Mahesh, Bhavani N Tulasi, Jasti Vijaya and Maghnani Vinod.
The patent application number is US202519173962 20250409. The pat..
Banking
| Thu 22 Oct 2026
Alexandria, Oct. 21 -- U.S. Patent and Trademark Office has published Bank of America patent application for System and Method for Real-time Detection, Assessment, and Mitigation of the Impacts of Disruptions in Complex Interconnected Data Repositories. The invention was developed by Naruka Chetan Singh, Bhavani N Tulasi, Salot ..
Banking
| Thu 22 Oct 2026
Alexandria, Oct. 21 -- U.S. Patent and Trademark Office has published Bank of America patent application for Microservices Based Object-oriented Software Systems for Multiple Simultaneous Cloud Vendors. The invention was developed by Mukherjee Maharaj and Benda Carl M.
The patent application number is US202519175047 20250410. T..
Banking
| Thu 22 Oct 2026
Alexandria, Oct. 21 -- Wells Fargo Bank has submitted a patent application for Systems and Methods for Facilitating Next Best Actions. This invention was developed by Shasane Mandar, Singh Prateek, Kuwar Abhijit Nandan, Gopal Ram and Rao Raghavendra.
The patent application number is US202519177361 20250411. The patent publicati..
Banking
| Thu 22 Oct 2026
Alexandria, Oct. 21 -- U.S. Patent and Trademark Office has published Wells Fargo Bank patent application for Modular Network Scan Orchestration. The invention was developed by Lee Asheley Shawn, Austin Ii Mark Jonathan and Arthur Kelley.
The patent application number is US202619706938 20260612. The patent publication number is..
Banking
| Thu 22 Oct 2026
Alexandria, Oct. 21 -- U.S. Patent and Trademark Office has received Bank of America patent application for System for Intelligent Code Deployment. Randhi Venugopala Rao, Kavali Rama Venkata, Padi Ramakrishna, Manohar Bondadi Leela and Gaddam Jyothi developed the invention.
The patent application number is US202519174686 202504..
Banking
| Thu 22 Oct 2026
Alexandria, Oct. 21 -- Affirm Inc has submitted a patent application for Method and Apparatus for Integration of Planned Purchases with Pre-approved or Post-purchase Financing Terms into Financial Transactions Involving Third Parties. This invention was developed by Lu Amy, Shah Mayank, Duggan Laurence, Fisher Duncan, Bakshi Sah..
Banking
| Thu 22 Oct 2026
Alexandria, Oct. 21 -- Wells Fargo Bank has submitted a patent application for Systems and Methods for Automatically Determining User Veteran Attributes and Updating a Veteran Profile. This invention was developed by Sverko Edward, Blackburn Justin, Brader John and Taylor Tyrone.
The patent application number is US202619461155 ..
Banking
| Thu 22 Oct 2026
Alexandria, Oct. 21 -- U.S. Patent and Trademark Office has received American Express Travel Related Services patent application for Systems and Methods for Electronic Payment Using Loyalty Rewards. Ong Huei, Rao Santhosh R, Prentice Tony, Narsipur Keshav A, Yokoyama Lisa C, Namboodiri Rajesh K and Deliwala Manish K developed th..
Banking
| Thu 22 Oct 2026
Alexandria, Oct. 21 -- Wells Fargo Bank has submitted a patent application for Systems and Methods for Assigning Card-specific Alerts to Payment Cards. Wong Sirena Jean developed the invention.
The patent application number is US202619720731 20260625. The patent publication number is US20260320623 (A1). International Patent Cla..
Banking
| Thu 22 Oct 2026
Alexandria, Oct. 21 -- Marqeta has submitted a patent application for Dynamically Mapping Payment Card Tokenization Utilizing Predicted Transaction Characteristics. This invention was developed by Osburn Daniel.
The patent application number is US202619714999 20260622. The patent publication number is US20260320621 (A1). Intern..
Banking
| Thu 22 Oct 2026
Alexandria, Oct. 21 -- Bank of America has filed a patent application for Light Mesh Over Watch Enabled Customer Authentication and Fraud Prevention Technology. This invention was developed by Gupta Saurabh.
The patent application number is US202619450837 20260116. The patent publication number is US20260320617 (A1). Internatio..
Banking
| Thu 22 Oct 2026
Alexandria, Oct. 21 -- U.S. Patent and Trademark Office has published Bank of America patent application for Systems and Methods for Detecting Unauthorized Appropriation Attempts Using Modeling Light Transport Techniques. The invention was developed by Chauhan Sandeep Kumar, Sethia Maneesh Kumar and Arora Saurabh.
The patent ap..
Banking
| Thu 22 Oct 2026
Alexandria, Oct. 21 -- U.S. Patent and Trademark Office has published Bank of America patent application for Environment Sensing and Fraud Detection with Mesh-based Steganography and Gen AI. The invention was developed by Nalla Sambamurthy, Obhan Prem, King Adam, Lohar Sanjay, Akkapeddi Naga Vamsi Krishna, Nguyen Maribeth M and ..
Banking
| Thu 22 Oct 2026
Alexandria, Oct. 21 -- U.S. Patent and Trademark Office has published Visa International Service Association patent application for Devices, Systems, and Methods for Enabling Personal Authorization of Financial Transactions. The invention was developed by Joshi Ganesh.
The patent application number is US202219119130 20221013. T..
Banking
| Thu 22 Oct 2026
Alexandria, Oct. 21 -- Wells Fargo Bank has applied United States patent for Transaction Authorization Based on User Status Indicators. Montenegro Dennis Emmanuel, Huang Jason, Yarlagadda Ramesh, Le Boeuf Marc and Salim Sadie developed it.
The patent application number is US202519179783 20250415. The patent publication number i..
Banking
| Thu 22 Oct 2026
Alexandria, Oct. 21 -- U.S. Patent and Trademark Office has released Bank of America patent application for Quantum Holographic Signature with Quantum Fourier Signature Transformer and Encoding Harmonizer. This invention was developed by Shanmugam Ambika, Krishnan Subburathinam, Rajagopalan Anurajam and Kutthumolu Durga Prasad.
..
Banking
| Thu 22 Oct 2026
Alexandria, Oct. 21 -- Bank of America has applied United States patent for Enhanced Security Credit Cards. Albero George and Mukherjee Maharaj developed it.
The patent application number is US202519178801 20250414. The patent publication number is US20260320591 (A1). International Patent Classification codes are G06Q20/32, G06..
Banking
| Thu 22 Oct 2026
Alexandria, Oct. 21 -- Bank of America has submitted a patent application for Enhanced Security Credit Card and Document Authentication. This invention was developed by Albero George and Mukherjee Maharaj.
The patent application number is US202519178798 20250414. The patent publication number is US20260320583 (A1). Internationa..
Banking
| Thu 22 Oct 2026
Alexandria, Oct. 21 -- U.S. Patent and Trademark Office has released Bank of America patent application for System and Method for Blockchain-based Resource Prediction for Web Services. This invention was developed by Kurian Manu, Cabrera Freddy A, Maxim Ana and Patel Vinesh Premji.
The patent application number is US20251917556..
Banking
| Thu 22 Oct 2026
Alexandria, Oct. 21 -- Bank of America has applied United States patent for System and Method for Controlling Resource Deployment Using Recurrent Neural Networks and Tokenization. Mishra Agamya, Janakiraman Radha, Chauhan Sandeep Kumar and Gupta Saurabh developed it.
The patent application number is US202519174784 20250409. The..
Banking
| Thu 22 Oct 2026
Alexandria, Oct. 21 -- U.S. Patent and Trademark Office has published Honeywell International patent application for Method and System for Adaptive Prioritisation of Service Case to Account Changing Environment and Equipment Parameters, Fault Conditions, Economic and Operational. The invention was developed by Sasidharan Sarath,..
Banking
| Thu 22 Oct 2026
Alexandria, Oct. 21 -- Bank of America has filed a patent application for Smart Sampling of Noisy Labels Using Artificial Intelligence. This invention was developed by Blogg Aaron, Kadakia Nitesh N, Naitlho Nizar and Li Yvonne.
The patent application number is US202619467078 20260202. The patent publication number is US20260320..
Banking
| Thu 22 Oct 2026
Alexandria, Oct. 21 -- Bank of America has submitted a patent application for Systems, Methods, and Apparatuses for Implementing Natural Language Processing to Determine Natural Language from Computer Programming Language in an Electronic Environment. This invention was developed by Perry-weaver Kristi A, Arun Divya Ilango, Thim..
Banking
| Thu 22 Oct 2026
Alexandria, Oct. 21 -- U.S. Patent and Trademark Office has received Bank of America patent application for Data Sanitizer. Alagar Ramesh developed the invention.
The patent application number is US202619466594 20260202. The patent publication number is US20260320214 (A1). International Patent Classification code is G06F21/62. ..